HDFC Moneyback Plus Credit Card Benefits – Rewards, Features & Offers

Key Insights 

1. You get valuable travel benefits, such as moneyback plus credit card lounge access, four free airport lounge visits each quarter and no fuel surcharge fees.

2. The card lets you earn cashback faster with 10X CashPoints on partner websites, and you can redeem your rewards in different ways.

3. If you think the hdfc moneyback plus credit card limit. Don’t worry you need a monthly salary of at least ₹20,000 and standard KYC documents.

Do you want to earn rewards whenever you use your card? If your answer is “yes” with the HDFC Moneyback Plus Credit Card benefits lounge access and other benefits make your travel more exciting. 

Make your daily purchases more rewarding and enjoy HDFC moneyback plus credit card benefits airport lounge access when you travel.

This card is designed to be a handy financial tool. You can enjoy life with the HDFC Moneyback Plus Credit Card limit, which offers a flexible credit limit that gives you more spending power. 

The HDFC RuPay Moneyback Plus credit card benefits are widely accepted and offer cashback, along with moneyback plus credit card lounge access to make your travels more comfortable.

Example:

I get four lounge visits every quarter with my HDFC Moneyback Plus card. When I spend ₹30,000 a month, I earn 2,400 reward points. I used these points to get a ₹1,200 voucher, so I got 4% back. The moneyback plus credit card lounge access also made my layover much more comfortable.

Key Benefits of HDFC Moneyback Plus Credit Card

Make every rupee count with the HDFC Rupay Moneyback Plus credit card benefits. Enjoy benefits like cashback and travel rewards.

Here is the list of the HDFC Monetback Plus Credit Card Benefits:
 

This card turns your everyday purchases into rewards and gives you helpful financial features, like cashback and added security.

Eligibility Criteria & Required Documents for HDFC Bank Moneyback Plus Credit Card 

Apply for your card in just a few steps. Find out what you need to qualify and which documents to have ready for your HDFC Moneyback Plus Credit Card application.

Eligibility Criteria HDFC Bank Moneyback Plus Credit Card

Here is the list of the eligibility criteria of the HDFC Bank Moneyback Plus Credit Card:
 

When you meet these simple requirements, you can start enjoying the card’s benefits and convenience.

Documents Required for HDFC Bank Moneyback Plus Credit Card

Before you begin your HDFC Moneyback Plus Credit Card application, gather these important documents to make the process smoother.

Here is the list of the documents required for the HDFC Bank Moneyback Plus Credit Card:
 

If you have all the required documents ready, your credit card application will be faster and easier.

Bonus Tip: Do you know? The Bank may cancel your Card if you do not use it for any transactions for six months in a row. HDFC will send you a written notice first, using the contact details you have registered with HDFC.

Conclusion

The HDFC Moneyback Plus Credit Card helps you get more from your daily spending with cashback, fuel surcharge waivers, and easy EMI options. You also get perks like free airport lounge access, simple eligibility, and an easy application process, making it a practical choice for saving money and enjoying extra convenience.

FAQs

Is HDFC Moneyback Plus a first credit card? 

The HDFC MoneyBack+ Credit Card is a good choice for your first credit card, especially if you shop online often. It gives strong rewards, like 10X points on Amazon, Flipkart, and Swiggy. The card has a low fee and offers benefits such as a fuel surcharge waiver. 

HDFC MoneyBack+ and RuPay UPI credit card: Do combined spends help you qualify for the annual fee waiver?  

Yes, for the HDFC UPI RuPay Credit Card, your total spending, including UPI transactions, counts toward the annual amount needed for a fee waiver. Usually, if you spend ₹25,000 in a year, you qualify for the renewal fee waiver. 

What are the perks and disadvantages of an HDFC moneyback credit card?  

The HDFC MoneyBack card gives decent cashback on online spending and rewards, along with benefits like fuel surcharge waivers. However, it does not have premium features, offers lower rewards for offline purchases, charges a higher foreign markup, and limits accelerated rewards. This makes it a good choice for basic users, but not ideal for those looking for luxury or travel benefits.

What are all the suggestions about the HDFC moneyback credit card?  

The HDFC MoneyBack Credit Card is a good choice for beginners and online shoppers because it has low fees and offers solid rewards on sites like Amazon, Flipkart, Swiggy, BigBasket, and Reliance Smart. The MoneyBack+ variant is especially appealing. 

Can I apply for the HDFC MoneyBack+ Credit Card offline?

Yes, you can apply for the HDFC MoneyBack+ Credit Card offline. Just visit your nearest HDFC Bank branch to get started.