Personal Loan, optimised
IllustrativeYou could save up to
₹10,500/month*
Financial Peace Score
70
Good+15 pts
With AI optimisation 85
₹1,26,000
EMI saved every year
up to 30%
lower EMI
Lower EMIs. Higher Peace Score.
See your Financial Peace Score and how Loan Optimisation can lower your EMI, even on a single loan.
Merge multiple EMIs into 1
Lower EMI, even on 1 loan
AI Loan Optimisation Plans
Choose Your Loans & Check Your Savings
Choose Your Loans & Check Your Savings
Financial Peace Score
+15points70
GoodToday 70With AI optimisation 85
Personal Loan, optimised
IllustrativeYou could save up to
₹10,500/mo*
Monthly Outflow Reduction30% Lower
Annual₹1,26,000
EMI saved every year
Rate
up to 30%
lower monthly EMI
4.7/5
1400+ Google Reviews
1Cr+
Loans Analysed
50 Lacs+
Customer Served
10,000+
Pincodes Serving
4.7/5
1400+ Google Reviews
1Cr+
Loans Analysed
50 Lacs+
Customer Served
10,000+
Pincodes Serving
What is Financial Peace Score
Financial Peace Score combines four key pillars of your financial health
Multiple Loans
How much of your income goes to EMIs and credit card bills.
Credit Health
How well you repay and manage your credit.
Savings Buffer
How much you set aside for emergencies and goals.
Actions & Results
What you can do to improve, like cutting EMIs.
Multiple Loans
How much of your income goes to EMIs and credit card bills.
Credit Health
How well you repay and manage your credit.
Savings Buffer
How much you set aside for emergencies and goals.
Actions & Results
What you can do to improve, like cutting EMIs.
Our Network of RBI-Regulated Lenders
Trusted by Leading RBI-Regulated Financial Institutions
One score. More clarity.
Is Your Money Stretched?
Check your Financial Peace Score if any of these feel familiar.
01
EMIs consume too much income
02
You juggle multiple loans or cards
03
Saving every month feels difficult
04
You want better financial stability
Is Your Money Stretched?
Check your Financial Peace Score if any of these feel familiar.
What Your Number Means
Financial Peace Score Ranges
Example score 42
06090100
Needs Relief
Your EMIs are taking a big share of your income. Merging or restructuring loans can bring quick relief.
See The Difference
Before vs After Financial Peace Score Check
VS
?
Before
Score unknown
✕EMI impact unclear
✕Loans hard to track
✕No clear next step
✕Savings feel stuck
After the check
Clarity unlocked
✓Know your EMI paying capacity
✓See your detailed money outflow position
✓Know your AI Loan optimization plans
✓Find your savings percentage
?
Before
Score unknown
✕EMI impact unclear
✕Loans hard to track
✕No clear next step
✕Savings feel stuck
How It Works
— 4 SIMPLE STEPS —
How It Works
1Share Your Details
Featured in
Trusted & Featured by India's Leading Media
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Financial Peace Score Success Stories
Real customers and the decisions they made. Tap through each story.
Story 3 · Anurag Sharma
Story 3Lower EMI on 1 loan
Anurag Sharma
BengaluruBUDGET BREATHING ROOM
Finally, Some Money Left at Month-End
“I was paying all my EMIs on time, but there was hardly any money left by the end of the month. I wanted to ease that pressure a little. So, I checked my Financial Peace Score on LoansJagat and explored AI Loan optimisation offers across all my loan products to reduce my monthly EMI. It helped me find a loan option that better suited my budget and gave me some breathing room.”
Click to view story→
1
Kapil Jindal
Financial Peace Score story1 · WHERE THEY STARTED
“Their situation before LoansJagat, such as 2 EMIs & card bills taking a large share of salary.”
Kapil Jindal, MumbaiScore 42 → 76
WHERE THEY STARTED
One EMI, Less to Worry About
“I had two loan EMIs and credit card bills, and most of my salary went towards repayments. Managing my finances was getting difficult. So, I checked my Financial Peace Score on LoansJagat, which came to around 43 and suggested loan consolidation options. They compared offers from 50+ banks and NBFCs to find a better way to manage my repayments. Now, I have just one EMI to manage, and it feels much easier.”
Kapil Jindal, MumbaiScore 42 → 76
Story 2 · Neha Verma
Story 24 Cards → 1 EMI
Neha Verma
DelhiCREDIT CARD CONSOLIDATION
From 4 Card Bills to One EMI
“I was paying my credit card bills every month, but the outstanding balance just wasn't coming down as I'd hoped. That's when I checked AI Loan Optimisation Personalised Plans. It suggested consolidation options that helped me combine my credit card dues into a single EMI. Now, I don't have to worry about juggling multiple payment dates, and managing my dues feels much easier.”
Click to view story→
Story 1
Score 42 → 76Kapil Jindal
WHERE THEY STARTED
One EMI, Less to Worry About
“Their situation before LoansJagat, such as 2 EMIs & card bills taking a large share of salary.”
Kapil Jindal, MumbaiFinancial Peace Score
Story 1Score 42 → 76
WHERE THEY STARTED
One EMI, Less to Worry About
“I had two loan EMIs and credit card bills, and most of my salary went towards repayments. Managing my finances was getting difficult. So, I checked my Financial Peace Score on LoansJagat, which came to around 43 and suggested loan consolidation options. They compared offers from 50+ banks and NBFCs to find a better way to manage my repayments. Now, I have just one EMI to manage, and it feels much easier.”
Kapil Jindal, MumbaiFinancial Peace Score
Story 2
4 Cards → 1 EMINeha Verma
CREDIT CARD CONSOLIDATION
From 4 Card Bills to One EMI
“Juggling 4 credit card payment dates. Consolidated into a single convenient EMI.”
Neha Verma, DelhiFinancial Peace Score
Story 24 Cards → 1 EMI
CREDIT CARD CONSOLIDATION
From 4 Card Bills to One EMI
“I was paying my credit card bills every month, but the outstanding balance just wasn't coming down as I'd hoped. That's when I checked AI Loan Optimisation Personalised Plans. It suggested consolidation options that helped me combine my credit card dues into a single EMI. Now, I don't have to worry about juggling multiple payment dates, and managing my dues feels much easier.”
Neha Verma, DelhiFinancial Peace Score
Story 3
Lower EMI on 1 loanAnurag Sharma
BUDGET BREATHING ROOM
Finally, Some Money Left at Month-End
“Zero savings left after EMIs. Found budget-suited options to create breathing room.”
Anurag Sharma, BengaluruFinancial Peace Score
Story 3Lower EMI on 1 loan
BUDGET BREATHING ROOM
Finally, Some Money Left at Month-End
“I was paying all my EMIs on time, but there was hardly any money left by the end of the month. I wanted to ease that pressure a little. So, I checked my Financial Peace Score on LoansJagat and explored AI Loan optimisation offers across all my loan products to reduce my monthly EMI. It helped me find a loan option that better suited my budget and gave me some breathing room.”
Anurag Sharma, BengaluruFinancial Peace Score