HDFC EasyShop Platinum Debit Card: Benefits, Charges, Features & Eligibility

Key takeaways: 
 

• HDFC’s EasyShop Platinum Debit Card offers 2 complimentary domestic airport lounge visits per calendar quarter.

• EasyShop Platinum provides entry to select partnered lounges such as Clipper, Travel Club, Loyalty, and Encalm across Indian airports.

• The annual fees of HDFC Easyshop Platinum debit card is ₹850 + taxes. Both residents and NREs can apply for the platinum debit card. 

Bonus tip: 

Do you know? You get 1 cashback point on every ₹100 spent on phone bills and ₹200 spent on groceries by using the HDFC Easyshop Platinum Debit Card. 

HDFC Bank offers a premium debit card called HDFC Easyshop Platinum Debit Card to the customers that is linked to their savings account. This card allows you to spend money from your bank account and also provides you various offers and rewards on your transactions. 

A normal debit card is like a simple wallet that you use to spend money. Whereas, HDFC Easyshop Platinum debit card is a wallet which has perks attached to it. The bank gives your benefits and rewards on all your transactions. It also provides some additional benefits like airport lounge access and travel insurance which normal debit cards will generally not have. 

For example, I used the HDFC Easyshop Platinum debit card to buy groceries worth  ₹200. As per the benefits, I will get 1 cashback point of spending  ₹200 on groceries. 

What is HDFC Easyshop Platinum Debit Card

HDFC Easyshop Platinum Debit Card allows you to spend money directly from your bank account and also provides you various offers and rewards on your transactions. You can easily apply for this platinum debit card of HDFC, if you are an Indian resident or NRE. 

HDFC Easyshop Platinum Debit Card charges

Refer the below table to know the HDFC Easyshop Platinum Debit Card charges: 

These are the annual fee and replacement charges of the debit card. 

Benefits of HDFC Easyshop Platinum debit card

Just like credit cards, HDFC Easyshop Platinum Debit Card also offers several benefits to the users. Some of them are listed below in the table: 

These are the benefits availed by the users of HDFC Easyshop Platinum Debit Card. 

For example, I used my HDFC Easyshop Platinum Debit Card to buy groceries of ₹230 and I got 1 cashback point as a reward. similarly , there are several other benefits associated with the usage of the debit card. 

HDFC Easyshop Platinum Debit Card Lounge Access

HDFC’s EasyShop Platinum Debit Card offers you 2 complimentary domestic airport lounge visits per calendar quarter. 

Under the current process, debit card users who meet the quarterly spends criteria of Rs. 5,000 become eligible for the lounge benefits in the following quarter and can enjoy the benefits by swiping the physical debit card at the lounge. 

From 10th January 2026, customers who meet a quarterly spend criteria of Rs. 10,000 will receive an SMS/Email on their registered mobile number/Email Id within 2-3 working days, containing a link to claim their lounge access voucher. 

Conclusion: 

Overall, HDFC Easyshop Platinum Debit Card is not like any regular debit card as there are rewards and benefits when you do any transaction. By giving the annual fees of ₹850 + taxes, you can avail the access to travel benefits like 2 complimentary visits to the domestic airport lounges per quarter. 
 

For those who use debit cards regularly for grocery shopping or phone utilities, this HDFC Easyshop Platinum debit card is very useful. Both the Indian residents and NRE are eligible to get access to this debit card. In short, if you are looking for a debit card which is not only a regular card but provides you benefits and rewards, HDFC Easyshop Platinum debit card is the best to use. 

FAQs: 

Does HDFC bank charge a replacement fee for a platinum debit card? 

Yes, HDFC bank charges a replacement fee for a platinum debit card of ₹200 + taxes.

Which debit card is best for airport lounge access? 

You can use HDFC Easyshop Platinum debit card to access the airport lounge. HDFC’s EasyShop Platinum Debit Card offers 2 complimentary domestic airport lounge visits per calendar quarter.

Can I downgrade my HDFC platinum debit card to a regular debit card? 

Yes, HDFC bank allows switching an existing debit card to another variant subject to bank policies and eligibility.

Does HDFC Easyshop platinum debit card give 1% cashback on electricity bills? 

Yes, 1 cashback point is given on spending ₹100 on phone utilities.

Will I get 5% cashback on enabling autopay for credit card bill with HDFC bill pay using Easyshop platinum debit card? 

Yes,  you will get 5% cashback on enabling autopay for credit card bill with HDFC bill pay using Easyshop platinum debit card.