Personal Loan EMI Calculator

₹

One Lakh

Min ₹100000Max ₹99 L
%
Min 9.99%Max 30%
Min 1 yearMax 7 years
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Principal Amount1,00,000
Total Interest10,737
Total Amount1,10,737
Monthly EMI₹ 4,614
Principal Amount
Interest amount

You can calculate your monthly EMIs, total interest payable, and total loan amount of a personal loan with this calculator.

This Personal Loan EMI Calculator will tell you the exact breakup of the total loan amount into principal amount and interest amount payable.

What This Calculator Does

1

Calculates your monthly EMI

2

Shows total interest payable over the loan tenure

3

Displays principal and interest breakup

4

Helps compare EMIs for different loan amounts, interest rates, and tenures

How to Use the Personal Loan EMI Calculator

Select Loan Amount

Use the slider to choose the amount you want to borrow.

Choose Interest Rate

Set the expected annual interest rate offered by the lender.

Select Loan Tenure

Choose the repayment period (in years).

View EMI Details

Instantly see:

  • Monthly EMI
  • Total Interest
  • Total Amount Payable
  • Principal vs Interest chart

Example

If you take a personal loan of ₹1,00,000 at 11.5% interest for 5 years:

Monthly EMI: ₹2,199

Total Interest: ₹31,956

Total Amount Payable: ₹1,31,387

Why Use This Calculator?

Get instant EMI estimates
Plan your monthly budget better
Compare loan options easily
Avoid borrowing more than you can afford

Important Note

  • EMI values are indicative.
  • Actual EMI depends on lender policies, interest rate, and tenure.
  • Using this calculator does not affect your credit score.
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