Privacy Policy

AF Financial Technology Private Limited., a company incorporated under the Companies Act, 2013, hereby known as LoansJagat or www.loansjagat.com (Website) is committed to maintaining your privacy.  LoansJagat strictly adheres to confidentiality, integrity and security of all the user information that is collected for the benefit of its users. This section describes how LoansJagat manages and handles the information it might collect and/ or receive for the purpose of enabling users with the right loan. You will also understand the information we collect and how this information is used to help users get access to the loans they need by sharing the information with our business partners. These privacy policies apply to all users of LoansJagat, be it current users or those who used LoansJagat in the past. You confirm to our privacy policy by visiting our website.

When you visit LoansJagat or register yourself to avail the best loans, you authorise LoansJagat and its representatives, affiliates and business partners to contact you via email, phone or SMS and offer you the loan solution that you have shown interest by specifying on LoansJagat. LoansJagat, its affiliates and business partners get the right to impart the product knowledge, offer the running promotions on LoansJagat to you. By visiting LoansJagat you authorise LoansJagat to contact you even if you have registered yourself under DND or DNC or NCPR services. This authorisation remains valid till your account is not deactivated by LoansJagat or you.

Personal Information Control

Your personal data will be stored and collected by AF Financial Technology Private Limited for easy and smooth reference about any of your quick query solving need in future, a company incorporated under the Companies Act, 2013, AF Financial Technology Private Limited is also referred as LoansJagat here in the Privacy Policy.

Purposes of Data Collection

LoansJagat collects your information when you register or provide your information while looking for a loan for yourself or your business. Also, when you use our tools, website or visit our website pages and other links mentioned on our website, the information is collected. When you register with LoansJagat, you are asked for personal information including Name, Address, Email, Mobile Number, Date of Birth, Sex and financial information after you provide this information and re-visit LoansJagat you are not anonymous to us. Also, you may be sent SMS(s) and notifications about the services offered by LoansJagat to your mobile device(s). Hence, once you register on LoansJagat, you authorise LoansJagat to send SMS, email and other alerts to you along with your information for services and promotional offerings via emails and SMSs.

Information is used to:

  1. Process loan(s) requests submitted by you
  2. Reply to requests and queries raised by you
  3. Anticipate your requirements
  4. Send Requirements to Business Partners for getting a solution for your requirements
  5. Find best-fit loan product for you
  6. Keep you informed on the status of your application
  7. Send offers and promotional material
  8. Inform about new offerings
  9. Inform about new services and partnerships by LoansJagat or its business partners
  10. Send notices, communication and alerts
  11. Send information, notice or communication on behalf of our business partners
  12. To make our website better and more responsive for all our users or any other such use.

Disclosure on Information Sharing

LoansJagat will never use your information to sell or rent to anyone other than as mentioned in this Privacy Policy. However, we may share your information with our affiliate and/or business partners.

LoansJagat may also need to share, sell, and/or transfer your personally identifiable information to any business successor which might be as a result of a sale of LoansJagat or its part of a business or even in the case of a merger, reorganisation, or consolidation with another entity. "Affiliate" means any person, company, or LoansJagat directly, or indirectly using intermediaries, which do business with LoansJagat. The term "person" may include any natural person, corporation, partnership, limited liability company, trust, unincorporated association, or any other such entity.

The access to your information and other personally identifiable information is confidential and restricted and used only in adhering to the guidelines mentioned in the Privacy Policies and to operate, develop or improve our Services. We also may use the third-party service providers to provide our services and we convey to such third parties to maintain the confidentiality of the information being provided to them.

We may also need to share your information, without obtaining your specific prior consent, with the agencies appointed by the government as per the law to obtain information for the purpose of identity verification, prevention, detection, investigation including cyber incidents, prosecution, and punishment of offences, or wherever disclosure is necessary or a legal obligation.

LoansJagat is not responsible for the privacy policies of its affiliates and business partners.

Cookies and Log Files

We collect cookies to serve you better. Cookies are pieces of data stored to identify a user’s computer. We also use Log files, which may include Internet Protocol address, information on the browser, ISP, platform, pages, date and number of clicks to track user’s movement and administer the website. This is done to improve services and offer more suited communication.

Opt-Out

If you wish to opt-out of e-mail announcements and other marketing information from us, please e-mail us at support@Loansjagat.com, post which we will send an intimation to acknowledge the same within 10 days.

 

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