Terms and Conditions

“Website” is owned and provided by AF Financial Technology Private Limited., a company incorporated under the Companies Act, 2013, (herein referred to as “AF FinTech”): In the privacy policy (herein referred to as “Policy”), "we", "our" and "us" means” LoansJagat”. "You" and "Your" means any person who accesses and uses this Website, including but not limited to any business associates(s).

  1. These terms of use govern your use of our website. Please read terms and conditions in full before using this website. In the case of non-acceptance of terms, please do not use this website. Continued use of this website confirms your acceptance of the terms mentioned.
  2. Reasonable measures are taken by us to ensure that this website is operational all days. However, occasionally technical issues may result in some downtime and accordingly we will not be liable if this website is unavailable at any time. Where possible we always try to give advance warning of maintenance issues that may result in Website downtime, but we shall not be obliged to provide such notice.
  3. How we collect information? We collect personal information about you when you give information to us in the course of registration and/or while you fill the application and/or through Business Associates for any of our listed products for and/or using our Services.
  4. How we use collected information? The personal information of the users of this Website is used to:
    • Enable users to access and use the Services.
    • Personalize and improve aspects of our overall service rendered to you and our other users, as well as carrying out research such as analyzing market trends and customer demographics.
    • Communicate with you, including sending you information about products and Services which we think may be of interest to you.
    • Process a transaction between you and a third party.
    • Keeping you informed about new trends, financial products, relevant workshops or seminars, and our various offers and newly launched or added services.
    • Third-party contractors that provide services are bound by these same privacy restrictions; In the event that you access the Service as brought to you by one of our co-brand partners, through a co-branded URL, your name, mail address, mobile number, date of birth, employment type, residency status, details of loan applied for and loan status may be provided to that co-brand partner when your application is submitted and whenever the status of the application is updated. We have a business relationship with these co-brand partners, and you may not opt out of sharing your information with these co-brand partners if you have applied via them.
    • We may also contact you from time to time in order to ensure that the Services being provided by us continue to meet your needs and for the same, we may ask you for feedback. Any feedback you provide will only be used as part of our program of continuous improvement and will not be published on the Website.
    • Credit Information
    • You hereby appoint LoansJagat or the relevant Bank/ NBFC you have applied to or otherwise as your authorized representative to receive your credit information from any credit bureau in India. You hereby unconditionally consent to such credit information being provided by the credit bureau or concerned Bank/ NBFC to LoansJagat and you hereby agree, acknowledge and accept the following terms of use. We can only access your credit information as your authorized representative, and we shall use the credit information for purposes consisting of and in relation to the Services proposed to be availed or availed by you from Loansjagat.
    • You understand and acknowledge that the CIC shall not be liable under law or equity, in any manner whatsoever, for providing your Credit Information to the Company and you will not raise any claim or objections against the CIC.
    • You confirm that this consent is given by your free will and not due to any solicitation by any person/entity.
    • This consent/authorization shall be valid for (i) a maximum period of 06 (six) months, from the date of giving the same, (ii) satisfying the Purpose or (iii) until you withdraw your consent at any time, by informing the same to the Company

                      You also consent to the Terms of Use of CRIF High Mark Credit Score

5. In case we suspect any fraud or inaccurate information has reached us, details are shared with fraud prevention agencies to prevent frauds and money laundering.

6. Use of information for the purpose of Marketing - We and other trusted third parties shall be entitled to advise via email, SMS, Whatsapp, post, telephone or by a text of products, services and other offers we think might interest you. You shall be given the opportunity to give consent to use your personal information for marketing purpose. Should you no longer wish to be contacted by us, you can advise us at any time by contacting our Customer Services team by sending an email to support@Loansjagat.com. You can reach out to us at any time to stop passing your information to third parties for marketing purposes, which we will do. Such a request may result in us ceasing to offer the Services to you.

7. You are responsible for maintaining the confidentiality of your login id and password You are responsible for maintaining the security of your Login ID and password and may not provide these credentials to any third party. If you believe that they have been stolen or been made known to others, you must contact us immediately at support@LoansJagat.com. We are not responsible if someone else accesses your account through Registration Information they have obtained from you or through a violation by you of this privacy and security policy or the Terms of Use. If you have any security-related concern, please contact us at support@LoansJagat.com. We will work closely with you to ensure a rapid and personal response to your concerns. Whenever there is a change to our Privacy and Security Policy, we post updates on our website. We may update this Policy to reflect changes to our information practices. We encourage you to periodically review this page for the latest information on our privacy practices.

8. In the usage of the Website, you give your consent to waive the Do Not Call (DNC) / Do Not Disturb (DND) registrations on your phone numbers for contacting you for such usage and purpose. Hence, there will be no DNC / DND check required for the phone number you may have left on our Website. Various modes of contacting you may include telephonic calls or sending SMSs at frequent intervals.

For any questions, or concerns about this Policy or any complaints or grievances about the manner in which we handle your personal information or the use of your personal information, please feel free to contact the Grievance Officer any time.

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