By continuing, you agree to LoansJagat's Credit Report Terms of Use, Terms and Conditions, Privacy Policy, and authorize contact via Call, SMS, Email, or WhatsApp
Key Insights
Salary toh aa gayi, par yeh Member ID aur UAN ka confusion kya hai?
A Member ID in PF is the identification number allotted to you by the Employees’ Provident Fund Organisation (EPFO) for your Provident Fund account under a specific employer. According to EPFO, every time you join a new organisation, a new Member ID is created and linked to your existing UAN. It is created when your employer registers your employment details with EPFO and starts depositing PF contributions on your behalf.
For example, if I change jobs three times, I may have three Member IDs but only one UAN. This structure helps EPFO track my PF contributions accurately across my working life.
Bonus Tip: EPFO is modernising PF accounts into a virtual bank with faster services and UPI withdrawals for members under its new EPFO 3.0 platform in 2026.
The features of a Member ID help you manage your PF account.
These features ensure that your PF savings remain properly organised and traceable, even when you change jobs multiple times.
Most people do not actively search for their Member ID, but they rely on it every month without realising how important it is for their PF savings and future security.
This makes the Member ID essential for both salaried employees and employers to ensure accurate PF contribution tracking and compliance with EPFO rules.
It is simple to find your Member ID in PF if you know where to look, and you can check it using both online and offline records.
These steps help you locate your Member ID quickly and ensure that your PF records are correct and up to date.
The structure of a Member ID in PF follows a standard format defined by EPFO to ensure accurate identification of both employer and employee.
For example, if your Member ID is DL/12345/000/0000123.
The DL indicates the regional EPFO office. 12345 refers to the establishment code. 000 shows the extension code, and 0000123 is your employee number.
This is one of the most common areas of confusion for PF members. Here is a comparison that makes the difference easier to understand:
This comparison shows that while the Member ID keeps changing with employment, the UAN remains constant and acts as the central link for all PF accounts.
A Member ID in PF means helps you track your Provident Fund savings across different jobs without confusion. Each Member ID represents your PF account with one employer, while your UAN connects all of them into one record. Always check your PF details regularly to keep your retirement savings safe and organised.
Q1. How can I find my PF Member ID easily?
Q2. Does a change in PF Member ID affect gratuity?
Q3. I have two Member IDs, and my withdrawal is stuck. What should I do?
If your current Member ID shows zero contribution and your old Member ID holds the balance, you should first ensure both Member IDs are linked to the same UAN. If the portal does not allow selection, you must raise an online grievance through EPFO or CPGRAMS and request manual correction and consolidation.
Q4. Why is my PF transfer amount less than the amount deducted from my previous Member ID?
This usually happens due to timing differences in interest calculation or settlement cycles during the transfer. The interest is calculated separately up to the transfer date, which can cause the principal and interest figures to appear mismatched. Raising a grievance, as you did, is the correct step to get an official reconciliation.
Q5. What happens if my Member ID is not linked to my UAN?
If your Member ID is not linked to your UAN, you may face issues in PF transfer, withdrawal, and viewing your service history. The linking ensures that all your PF accounts are consolidated and processed smoothly.
About the author

LoansJagat Team
Contributor‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
Subscribe Now
Related Blog Post
Recent Blogs
Quick Apply Loan
Consolidate your debts into one easy EMI.
Takes less than 2 minutes. No paperwork.
10 Lakhs+
Trusted Customers
2000 Cr+
Loans Disbursed
4.7/5
Google Reviews
20+
Banks & NBFCs Offers
Other services mentioned in this article