We check all your loans and credit cards together, find a cheaper way to repay, and help bring your EMIs under 30% of your income.
Loans analysed by our AI
Customers served
Pincodes served
Loans optimised
EMI savings delivered
1,400+ Google reviews
Financial Peace Score
One number from 0 to 100. Higher means calmer.One number from 0 to 100 that shows how much pressure your EMIs put on your income. Higher means calmer.
Our mission
Blue line = 30% limit. Example only; your result depends on your profile and lender.Example only: 4 EMIs combined into one lower-rate loan. Your result depends on your profile and the lender.
AI Loan Optimisation Plans
Pick a situation. Watch the AI check the loans and show what you could save.
EMI health check
Your EMIs are above the healthy 30% line. Our AI can show ways to bring them down.
Free · No impact on credit score
They compete for your loan, so you get the offer that saves the most.
Why LoansJagat
How it works
Tell us your income and the loans and cards you pay.
₹1,00,000 income ·4 loans
Know how much pressure your EMIs put on you, and why.
Score 52 ·Needs Improvement
Compare offers from 50+ lenders and choose the one that saves most.
One EMI₹28,000
Your new lender closes the old loans. You pay one lower EMI.
Saving₹20,000/mo
Based on 1,400+ Google reviews
₹30,500 a month
Loan consolidation
“Five due dates every month, and card interest eating my salary. Now it's one EMI and I've started saving again.”
₹44,000 a month
Loan against property
“My shop was doing well but the EMIs left nothing for stock. Moving to a property loan gave the business room to grow.”
Loan-free in 3 years
Card payoff loan
“I was paying the minimum for two years and the balance never moved. Now there is an end date.”
Free · No impact on credit score
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