Get Personal Loan

 

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Customers Served icon

10 Lacs+

Customers Served

Google Reviews icon

4.7/5

Google Reviews

Pincodes Serving icon

10,000+

Pincodes Serving

Loans Disbursed icon

2000 Cr+

Loans Disbursed

Kolkata balances tradition with modern financial needs. From education expenses to medical emergencies, money requirements don’t wait. LoansJagat simplifies personal loans for Kolkata by offering a 100% online process, easy eligibility checks, and support across multiple banks. With minimal documentation and no guarantor needed, you can apply confidently even if you’re unsure where to start. Having already disbursed ₹2000+ crore in loans, we focus on clarity, honesty, and helping you find a path to credit that fits your life.

Features & Benefits of Personal Loan in kolkata

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Apply Anytime, Anywhere

You can apply through LoansJagat at your convenience, whether from home, office, or on the go. The platform remains accessible without time or location restrictions.

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Paperless & Hassle-Free Process

LoansJagat’s technology-driven system minimises paperwork and manual follow-ups. The digital process helps you complete formalities with less effort and more clarity.

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Transparent Charges – No Hidden Fees

LoansJagat follows a transparent approach where lender charges and terms are clearly communicated. There are no hidden platform fees or unexpected surprises.

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Competitive Interest Rates

By comparing offers from multiple banks and NBFCs, LoansJagat helps you identify lenders offering competitive interest rates based on your profile.

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Easy Eligibility Checks Online

LoansJagat allows you to check eligibility across multiple lenders using one simple form. This avoids repeated applications and unnecessary credit score impact.

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No Branch Visit Required

The digital process eliminates the need to visit bank branches for initial processing. Most steps are handled online, saving time and travel effort.

Personal Loan in kolkata Highlights

Interest Rate9.99%* p.a. onwards
Tenure12 – 72 months
Loan Amountup to ₹50 Lakh
Loan Processing FeesUp to 3% plus applicable taxes
Hidden ChargesNA
Stamp DutyAt actuals (as per state)
Prepayment/Foreclosure ChargesBank specific

Eligibility Criteria for Personal Loans in kolkata

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Monthly Income: At least ₹30,000 per month

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Employment Type: Salaried Individual

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Credit Score: Minimum 700

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Work Experience: At least 1 year

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Age: 21 to 55 years

Required Documents for Personal Loans in Kolkata

Identity Proof

Identity Proof

  • CheckPAN Card (Mandatory)
  • CheckAadhaar Card (Mandatory)
  • CheckVoter ID
  • CheckPassport
Address Proof

Address Proof

  • CheckAadhaar Card
  • CheckPiped Gas Bill
  • CheckElectricity Bill
Other Docs

Other Docs

  • CheckSalary Slips (Last 3 months) (Mandatory)
  • CheckSalary A/c Bank statement (Last 3 months) (Mandatory)

Different Types of Personal Loans in Kolkata

Personal Loan for Salaried Employees

Personal Loan for Salaried Employees

Just state your salary in the past 3 months, and the money will be credited to your bank account in 24 hours.

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Personal Loan for Women

Personal Loan for Women

We believe in empowering women. That’s why women in Noida can borrow loans at the best rate of interest with LoansJagat.

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Personal Loan for Government Employees

Personal Loan for Government Employees

Government employees are the most preferred candidates on the loan application priority list. Apply now and get approval within 24 hours.

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Personal Loan for Doctors

Personal Loan for Doctors

LoansJagat helps doctors in times of need with personal loans at guaranteed lowest interest rates starting at 10.55%.

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Personal Loan for Travel

Personal Loan for Travel

Why wait for that monthly pay cheque to take a trip to your dream destination? Just apply for a personal loan to travel with us

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Personal Loan for Wedding

Personal Loan for Wedding

Don’t wait for years to have an amazing wedding. Apply for the loan now, and plan your wedding without worrying about expenses.

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Personal Loan for Home Renovation

Personal Loan for Home Renovation

Don’t think twice to renovate, repair, or expand your home this festive season. Apply for a loan to make your home brand new.

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Personal Loan for Debt Consolidation

Personal Loan for Debt Consolidation

Why are you paying multiple EMIs for multiple loans? Apply for a personal loan for debt consolidation and pay just 1 EMI/month.

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Personal Loan for Overdraft Needs

Personal Loan for Overdraft Needs

Apply for an overdraft EMI-free loan even if you have 0 balance in your bank account. This will be your emergency fund, and you have to pay just interest on the used loan amount.

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Personal Loan EMI Calculator

One Lakh

Min ₹100000Max ₹99 L
%
Min 9.99%Max 30%
Min 1 yearMax 7 years
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Principal Amount1,00,000
Total Interest10,737
Total Amount1,10,737
Monthly EMI4,614
Principal Amount
Interest amount

Tips to Improve Personal Loan Approval Chances in Kolkata

Maintain a Good Credit Score

Maintain a Good Credit Score

Your credit score plays a crucial role in personal loan approval. A score of 700+ is generally considered good.

Ensure Stable Income and Employment

Ensure Stable Income and Employment

Lenders prefer applicants with stable employment and a consistent income source.

Apply for a Suitable Loan Amount

Apply for a Suitable Loan Amount

Always apply for a loan amount that aligns with your repayment capacity and financial goals.

Keep All Required Documents Ready

Keep All Required Documents Ready

Incomplete documentation is one of the most common reasons for personal loan delays or rejection.

Clear Existing Debts

Clear Existing Debts

Try to stay clear of all the outstanding debt. If you repay your loans timely, then banks will prefer to lend more loans to you.

Apply Through a Trusted Loan Platform

Apply Through a Trusted Loan Platform

Instead of applying directly to multiple banks, apply through a reliable loan marketplace like LoansJagat.

How to Apply for Personal Loan in Kolkata

01
Apply Online

Apply Online

Click Apply Now and start your loan journey in minutes.

02
Share Basic Details

Share Basic Details

Enter your name, contact, and work information to proceed.

03
Verify Eligibility

Verify Eligibility

Get instant loan offers based on your profile and credit score.

04
Upload Documents

Upload Documents

Submit your PAN, Aadhaar, KYC, and income proof securely online.

05
Compare & Choose

Compare & Choose

Pick the best offer from multiple banks and NBFCs.

06
Get Instant Approval

Get Instant Approval

Receive quick approval and funds directly in your bank account.

Personal Loan in Kolkata FAQs