Get Business Loan

 

 

whatsappIcon
Overview
Features & Benefits
Bank Offers
Highlights
Eligibility
Required Documents
Types of Loans
EMI Calculator
Tips to Improve
How to Apply
FAQ
Customers Served icon

10 Lacs+

Customers Served

Google Reviews icon

4.7/5

Google Reviews

Pincodes Serving icon

10,000+

Pincodes Serving

Loans Disbursed icon

2000 Cr+

Loans Disbursed

Businesses applying for a Business Loan in Kolkata can benefit from comparing multiple lender options before choosing. LoansJagat helps you access offers from 40+ banks and NBFCs using one easy digital application. The platform is paperless and supported by expert loan managers who guide you without additional charges. With secure data handling and transparent processing, business owners can move forward with confidence and clarity.

Features & Benefits of PBusiness Loan in Kolkata

feature-0

Pre-Approved Business Loan Offers

Eligible users may receive pre-approved or pre-qualified offers based on profile matching, helping save time and move faster in the loan process.

feature-1

Secure & Paperless Digital Process

LoansJagat follows secure data handling practices with encrypted systems, ensuring business and personal information remains protected throughout the journey.

feature-2

Quick Business Loan Approval

LoansJagat connects you with the best suited bank, based on the provided information. reduce approval timelines by matching your profile with suitable lenders at the start. This avoids unnecessary delays and improves the chances of faster lender decisions.

feature-3

100% Online Business Loan Process

The complete business loan application journey is handled digitally on LoansJagat. From submitting details to lender coordination, everything happens online for better convenience.

feature-4

Minimal Business Documentation

Only essential documents are requested, per lender requirements. This simplifies the process and helps business owners avoid lengthy paperwork and repeated submissions.

feature-5

No Collateral for Unsecured Business Loans

Many business loan options available through LoansJagat do not require property or asset security. This makes funding accessible without risking personal or business assets.

Business Loan in Kolkata Highlights

Interest Rate14.99%* p.a. onwards
Tenure12 – 60 months
Loan Amountup to ₹50 Lakh
Loan Processing FeesUp to 3% plus applicable taxes
Hidden ChargesNA
Stamp DutyAt actuals (as per state)
Prepayment/Foreclosure ChargesBanks Specific

Eligibility Criteria for Business Loan in Kolkata

eligibility-0

Minimum 2 years business existence

eligibility-1

Credit score: 700 or above

eligibility-2

One ownership is mandatory (residence or office)

eligibility-3

23 to 60 years

Required Documents for Business Loan in Kolkata

Identity Proof

Identity Proof

  • CheckPAN Card (Mandatory)
  • CheckAadhaar Card (Mandatory)
  • CheckDriving License
  • CheckVoter ID
  • CheckPassport
Address Proof

Address Proof

  • CheckAadhaar Card
  • CheckPiped Gas Bill
  • CheckElectricity Bill
Other Docs

Other Docs

  • CheckCurrent account bank statement (Last 1 year)
  • CheckIncome tax returns (Last 2 years)
  • CheckProof of office address
  • CheckProof of business existence
  • CheckGST registration certificate
  • CheckProof of residence or office ownership

Different Types of Business Loan in Kolkata

Business Loan for Expansion

Thinking of opening another branch, warehouse, factory, or franchise? A business expansion loan supports growth plans so you can scale operations without worrying about immediate funding gaps.

Apply Now >

Business Loan for Debt Consolidation

Managing multiple business loans and EMIs can be stressful. With a debt consolidation loan, you can combine existing dues into a single EMI and simplify repayment management.

Apply Now >

Business Loan for Overdraft Needs

An overdraft facility gives you access to emergency funds even when your account balance is low. You pay interest only on the amount used, making it a flexible option for short-term needs.

Apply Now >

Business Loans Against Property

If you own a residential or commercial property, you can use it as collateral to access higher business loan amounts, often up to ₹2 crore, at competitive terms.

Apply Now >

Business Loan for Cash Credit

Businesses with stable income and good credit history can opt for cash credit facilities. This short-term funding helps meet immediate requirements while maintaining financial flexibility.

Apply Now >

Business Loans without Collateral

Don’t want to pledge assets for funding? Unsecured business loans allow you to access capital without providing physical security, subject to eligibility and lender criteria.

Apply Now >

Business Loan for Projects

Planning infrastructure upgrades, machinery purchase, or manufacturing improvements? A project-focused business loan helps fund long-term development and operational enhancements.

Apply Now >

Business Loans for Startups

If you have a business idea and a clear plan but limited capital, startup business loans can help cover early-stage costs and support business launch activities.

Apply Now >

Business Loans for MSEs

Micro and small enterprises looking to expand operations can explore MSE business loans to support growth, improve productivity, and strengthen overall business stability.

Apply Now >

Business Loan for Working Capital

Running short of funds for daily operations? A working capital business loan helps manage expenses like inventory, salaries, and vendor payments, keeping your business operations smooth and uninterrupted.

Apply Now >

Business Loan for Entrepreneurs

Planning to start a new business or grow an early-stage venture but facing a fund shortage? A business loan can help you manage initial expenses, marketing, and customer acquisition without slowing down your plans.

Apply Now >

Business Loan EMI Calculator

₹

One Lakh

Min ₹100000Max ₹99 L
%
Min 9.99%Max 30%
Min 1 yearMax 7 years
Apply Now
Principal Amount1,00,000
Total Interest10,737
Total Amount1,10,737
Monthly EMI₹ 4,614
Principal Amount
Interest amount

Tips to Improve Business Loan Approval Chances in Business Loan in Kolkata

Maintain a Good Credit Score

Maintain a Good Credit Score

Your credit score plays a crucial role in personal loan approval. A score of 700+ is generally considered good.

Ensure Stable Income and Employment

Ensure Stable Income and Employment

Lenders prefer applicants with stable employment and a consistent income source.

Apply for a Suitable Loan Amount

Apply for a Suitable Loan Amount

Always apply for a loan amount that aligns with your repayment capacity and financial goals.

Keep All Required Documents Ready

Keep All Required Documents Ready

Incomplete documentation is one of the most common reasons for personal loan delays or rejection.

Clear Existing Debts

Clear Existing Debts

Try to stay clear of all the outstanding debt. If you repay your loans timely, then banks will prefer to lend more loans to you.

Apply Through a Trusted Loan Platform

Apply Through a Trusted Loan Platform

Instead of applying directly to multiple banks, apply through a reliable loan marketplace like LoansJagat.

How to Apply for Business Loan in Business Loan in Kolkata

01
Apply Online

Apply Online

Click Apply Now and start your loan journey in minutes.

02
Share Basic Details

Share Basic Details

Enter your name, contact, and work information to proceed.

03
Verify Eligibility

Verify Eligibility

Get instant loan offers based on your profile and credit score.

04
Upload Documents

Upload Documents

Submit your PAN, Aadhaar, KYC, and income proof securely online.

05
Compare & Choose

Compare & Choose

Pick the best offer from multiple banks and NBFCs.

06
Get Instant Approval

Get Instant Approval

Receive quick approval and funds directly in your bank account.