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Get Personal Loan upto 50 lacs @9.99%*

Get Personal Loan up to ₹50 Lacs

 

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You can take a personal loan to pay unexpected medical bills, home repairs, or a sudden trip with friends. You can also borrow a personal loan to plan for your dream wedding. You don’t have to touch your savings to fulfill your dreams. A personal loan at an interest rate starting as low as 9.99% can help you achieve your goals. You don’t need to keep gold or your home as security to borrow a personal loan up to ₹50 lakh. Read all the specifications before applying for a personal loan.

Customers Served icon

10 Lacs+

Customers Served

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4.7/5

Google Reviews

Pincodes Serving icon

10,000+

Pincodes Serving

Loans Disbursed icon

2000 Cr+

Loans Disbursed

Personal Loan Fees and Other Charges

Interest Rate9.99%* p.a. onwards
Tenure12 – 72 months
Loan Amountup to ₹50 Lakh
Loan Processing FeesUp to 3% plus applicable taxes
Hidden ChargesNA
Stamp DutyAt actuals (as per state)

Features & Benefits of Personal Loan

Minimal Rejection icon

Minimal Rejection

Fill in all the details, and our loan experts will get in touch with you to make sure you have minimal chances of loan rejection.

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Online Process

Don’t visit one bank after another; just fill up the form, and our trained customer support executive will assist you.

Minimal Documentation icon

Minimal Documentation

At LoansJagat, we ask for only 6–7 basic documents to help you get the best loan offer.

Loan Without Security icon

Loan Without Security

You don’t need to keep your family-owned gold, house, or any other asset to borrow a personal loan.

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Best Loan Offer

Apply and compare offers from 20+ banks and NBFCs to choose the best personal loan offer.

Customised Payments icon

Customised Payments

Decide your repayment tenure as per your comfort, ranging from 12 months to 72 months.

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Loan As Per Requirement

Apply for a loan amount as low as ₹1 lakh or as high as ₹50 lakhs based on your needs.

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No-Wait Loans

After loan approval, the amount is credited to your bank account in no time.

Multiple Uses icon

Multiple Uses

Use the loan amount to pay bills, wedding expenses, or handle any emergency needs.

Flexible EMI icon

Flexible EMI

Choose an EMI date that suits your convenience for stress-free repayments.

Lowest Interest Rates icon

Lowest Interest Rates

Compare offers from 20+ RBI-regulated banks and NBFCs to get the lowest interest rate.

Easy Document Verification icon

Easy Document Verification

Our loan experts guide you step by step through a quick and easy document verification process.

Loan Up To ₹50 Lakhs icon

Loan Up To ₹50 Lakhs

Even without owning gold or property, you can easily apply for a loan up to ₹50 lakh.

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Privacy

Your personal data is never shared with third-party apps or entities. We follow a strict customer-first approach.

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Free Guidance

After submitting the form, our loan expert guides you throughout the process to ensure easy approval.

Types of Personal Loans

Personal Loan for Salaried Employees

Personal Loan for Salaried Employees

Just state your salary in the past 3 months, and the money will be credited to your bank account in 24 hours.

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Personal Loan for Women

Personal Loan for Women

We believe in empowering women. That’s why women in Noida can borrow loans at the lowest rate of interest with LoansJagat.

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Personal Loan for Government Employees

Personal Loan for Government Employees

Government employees are the most preferred candidates on the loan application priority list. Apply now and get approval within 24 hours.

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Personal Loan for Education

Personal Loan for Education

Don’t let your low income affect your child’s education. Apply for a personal loan for educational purposes to get instant funds within 24 hours and let him/her study at the dream college.

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Personal Loan for Doctors

Personal Loan for Doctors

LoansJagat helps doctors in times of need with personal loans at guaranteed lowest interest rates starting at 9.99%.

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Personal Loan for Travel

Personal Loan for Travel

Why wait for that monthly pay cheque to take a trip to your dream destination? Just apply for a personal loan to travel with us.

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Personal Loan for Wedding

Personal Loan for Wedding

Don’t wait for years to have an amazing wedding. Apply for the loan now, and plan your wedding without worrying about expenses.

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Personal Loan for Home Renovation

Personal Loan for Home Renovation

Don’t think twice to renovate, repair, or expand your home this festive season. Apply for a loan to make your home brand new.

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Personal Loan for Debt Consolidation

Personal Loan for Debt Consolidation

Why are you paying multiple EMIs for multiple loans? Apply for a personal loan for debt consolidation and pay just 1 EMI/month.

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Personal Loan for Overdraft Needs

Personal Loan for Overdraft Needs

Apply for an overdraft EMI-free loan even if you have 0 balance in your bank account. This will be your emergency fund, and you have to pay just interest on the used loan amount.

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Personal Loan EMI Calculator

One Lakh

Min ₹100000Max ₹99 L
%
Min 9.99%Max 30%
Min 1 yearMax 7 years
Apply Now
Principal Amount1,00,000
Total Interest10,737
Total Amount1,10,737
Monthly EMI4,614
Principal Amount
Interest amount

Who can Apply for Personal Loan?

salaried

Salaried Individual

credit-score

A credit score above 700

age

Above 23 years and below 58 years

income

Minimum monthly income: ₹40,000 in metro cities, ₹30,000 in other cities

experience

Total work experience of at least 1 year

Required Documents for Personal Loan

Identity Proof

Identity Proof

Any 1 of the following

  • CheckPassport
  • CheckVoter ID
  • CheckDriving License
  • CheckAadhaar Card (Mandatory)
  • CheckPAN Card (Mandatory)
Address Proof

Address Proof

Any 1 of the following

  • CheckPassport
  • CheckUtility Bill
  • CheckAadhaar Card
  • CheckDriving License
Other Docs

Other Docs

Mandatory

  • CheckSalary Slips (Last 3 months)
  • CheckSalary A/C Bank Statement (Last 3 months)

Personal Loan Interest Rate

Banks often charge an interest rate on the loan amount for their services. The interest rate on a personal loan differs based on your monthly income, the company that you work for, assets that you own, total liquid savings, and, most importantly, your CIBIL score.

To get a low interest rate, it is important to have a CIBIL score of 700+. At LoansJagat, you can get an interest rate as low as 9.99%.

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Personal Loans Available in Your City

Find the best personal loan options in your city from Delhi and Mumbai to Noida and Bangalore. Enjoy quick approval, minimal documentation, and fast disbursal from trusted lenders near you.

DelhiDelhi
MumbaiMumbai
ChennaiChennai
KolkataKolkata
HyderabadHyderabad
AhmedabadAhmedabad
BangaloreBangalore
PunePune

Tips to Improve Personal Loan Approval Chances

Good CIBIL Score

Good CIBIL Score

Most banks lend loans to customers who have a 700+ CIBIL score.

Healthy Debt-to-Income Ratio

Healthy Debt-to-Income Ratio

Don’t spend more than 50% of what you earn to maintain a good repayment capacity.

Manage Existing Debts

Manage Existing Debts

Try to close other personal loans or pending credit card dues to improve approval chances.

Stable Job History

Stable Job History

Loan approval becomes easier if you have been working in the same organisation for around 1 year.

Key Advantages of Personal Loan

You don’t need to have gold assets, property, or any other security.

You don’t need a guarantor to vouch for you.

The online process makes it very easy for you to apply.

Loan approvals are quick because of LoansJagat’s quick call support.

You can customise your loan tenure.

The EMI date and EMI amount is decided by you.

Use this loan amount for any need or requirement.

Option to consolidate multiple debts for easier management.

Helps improve credit score with timely repayments

Choose the Right Personal Loan Amount

Step-by-Step Process to Apply for Personal Loan

LoansJagat is a platform to offer personal loans quickly and efficiently without a difficult application process. Our aim is to offer a hassle-free process so that no one has to wait for their dream to become a possibility. Apply for a loan right away!

01
Apply Online

Apply Online

Scroll up. Fill in the basic details about your name, number, and work profile.

02
Share Basic Details

Share Basic Details

Fill in your personal details. For example, your email, company name, and DOB.

03
Verify Eligibility

Verify Eligibility

Mention your credit score, PAN number, and salary-related information.

04
Compare & Choose

Compare & Choose

Compare the offers from 20+ banks and NBFCs before applying for loans.

05
Upload Documents

Upload Documents

Organise all the documents, like the Aadhaar Card, PAN Card, residential proof, KYC details, and past 3 months' bank account statement. Submit these documents when needed.

06
Get Instant Approval

Get Instant Approval

After successful document verification, your loan will be approved and money will be credited to your bank account.

How to Choose the Right Personal Loan

Choose your priority first. Decide what matters most to you: loan amount, interest rate, EMI amount, loan tenure, or the bank.

Choose your priority first. Decide what matters most to you: loan amount, interest rate, EMI amount, loan tenure, or the bank.

At LoansJagat, compare loan offers from 20+ RBI-regulated banks and NBFCs to select the best loan for yourself.

At LoansJagat, compare loan offers from 20+ RBI-regulated banks and NBFCs to select the best loan for yourself.

Every bank charges a processing fee ranging from 1% to 3%. Consider this while calculating your first EMI.

Every bank charges a processing fee ranging from 1% to 3%. Consider this while calculating your first EMI.

Properly investigate the loan tenure after receiving the loan approval to ensure comfortable repayment.

Properly investigate the loan tenure after receiving the loan approval to ensure comfortable repayment.

Most loans offer flexibility to choose the EMI amount as per your needs and requirements.

Most loans offer flexibility to choose the EMI amount as per your needs and requirements.

Ensure there are no hidden charges before signing any loan-related documents.

Ensure there are no hidden charges before signing any loan-related documents.

FAQs

All frequently asked questions related to Personal Loans