SVC Net Banking: A Detailed Look at Features, Registration & Login, and Benefits

Do you know ‘Jaadu?’

No, not magic, but the one in the movie ‘Krish,’ starring Hrhitik Roshan?

What if you could also press 3-4 buttons and then get a ‘Jeanie’ who would make your every wish come true? Amazing right? Do you know that even your smartphone and your computer have those buttons?

SVC Net Banking services will do the same magic for you. After all, you can access your entire bank account in just a few clicks. As per a recent report by the National Informatics Centre, the use of UPI transactions in India has increased from 100 million in 2017 to 83.75 billion by the end of 2023.

So, why are you still travelling miles to transfer just ₹5,000 from your account to another? With the help of SVC Net Banking services, you can choose this 100% paperless and easy method to attend to all your banking needs.
 

What is Shamrao Vithal Cooperative Bank Online Banking?
 

Shamrao Vithal Cooperative Bank, commonly known as SVC Bank, has a goal to serve the less fortunate people in society. For the last 100 years, the SVC Bank has made banking more and more easy and accessible for marginal societies. Now, when 80% of Indians have at least 1 bank account, the SVC Bank brings the bank to you with its digital services.
 

SVC Bank has served its customers for over 100 years. It started with the goal of offering cooperative banking services to individuals and businesses. Over the years, SVC Cooperative Bank has updated and adopted digital banking to provide better services.
 

So, why visit the bank when SVC Net Banking brings you the privilege of handling your bank account while lying down on your bed?

What are the steps to access SVC Personal Net Banking and SVC Corporate Net Banking?

1. SVC Personal Net Banking

Have you ever opened a savings account or a current account in a bank?

Have you ever taken a loan from a bank before?

If yes, then you will easily understand what retail banking is. Whatever services that your bank provides to you in retail banking. In short, retail banking is the banking that is available for all the retail customers of the bank. These retail customers include a general population only and not a large or multinational population.
 

SVC Personal Net Banking provides the following features: 
 

2. SVC Corporate Net Banking
 

Corporate net banking is also known as business banking. Corporate banking offers regular banking services to small and large local businesses. Businesses that earn revenue in lakhs and even in crores can use these services to monitor, make transactions, and deposit money in their bank account with the help of a bank.
 

SVC Corporate Net Banking has the following features:

These services help both individuals and businesses manage their banking more efficiently and securely online.

Requirement for Registration and Login

Before you can use SVC Net Banking, you need to make sure you meet the following requirements:
 

1. Active Account: You must have an active savings, current (individual or proprietor), or overdraft account with SVC Bank.
    

2. Debit/ATM Card: You must have an active debit or ATM card. This card should be linked to your primary account in the bank.
    

3. Updated Mobile Number: Please provide your bank with a verified and updated mobile number. Make sure that this number has the service of SMS Banking.
    

4. Internet Access: Arrange for a smartphone or computer with a 4G or 5G network connection.
    

5. Valid Email ID: Please have a valid email ID and make sure to check it daily to receive your SVC Net Banking credentials.
    

All the above-mentioned requirements are necessary for SVC Bank Internet banking.

How to Register and Activate SVC Bank Net Banking Account?
 

It's very easy to register for an SVC Net Banking account. If you want to register for SVC Net Banking, then you can do it online also. Just follow the below-mentioned steps for SVC Net Banking online registration:

1. Online Registration
 

1. Go to the official site of SVC Net Banking by clicking here.
    

2. In the horizontal bar on the official website, search for the ‘Ways to Bank’ option.
    

3. Click on ‘Ways to Bank’ and then select ‘Register for Internet Banking.’
    

4. After reading all the terms and conditions, click on ‘Register Now.’
    

5. Fill in the Login ID/Nickname, as provided by the bank. If you don’t have a login ID or password, then click on the ‘Register for Netbanking’ option on the same page.
    

6. Fill in your Account No. and a valid mobile number.
    

7. Be very careful while filling out the captcha and then click on ‘Proceed.’
    

8. An OTP will be sent to your registered mobile number. Enter that OTP to verify your identity.
    

9. Input a valid and operational email address and your ATM card number. Make sure to carefully fill out the ‘ATM PIN’ column.
    

After following these steps, your SVC Net Banking account will be registered with the bank.

In 2-3 business days, the SVC Co-operative Bank Ltd. will send you a mail to your registered email address consisting of the login ID and password.

You can log in to your SVC Net Banking account through this link
 

2. Offline Registration

If this process is too complex for you, then just download the Personal Internet Banking (PIB) Application Form from the website. Fill-out this form carefully and submit it to your nearest branch with the help of a branch locator.

In 2-3 business days, the SVC Co-operative Bank Ltd. will send you an email to your registered email address consisting of the login ID and password.

How to Log In to SVC Personal Banking?
 

Once registered, follow these steps to log in for the first time:

1. Go to the SVC Net Banking Portal: Open the Login page on the official SVC Bank website.
    

2. Enter Login ID and Password: Use the Login ID/Nickname and password provided during the SVC net banking registration process.
    

3. Verify with OTP: You may be asked to verify your login with an OTP sent to your mobile.
    

4. Start Banking: After logging in, you can now access all the services available, such as fund transfers, bill payments, and account management.

How to Reset My SVC Net Banking Login Password

1. Visit the SVC Personal Banking Portal: Go to SVC Net Banking.
    

2. Click on “Trouble Logging In”: On the login page, find and tap the option for “Trouble Logging In.”
    

3. Select “Forgot Password”: Choose the “Forgot Password” option from the menu.
    

4. Enter Login Details: Provide your login ID or nickname, and your primary account number.
    

5. Verify with Captcha: Enter the captcha code to proceed.
    

6. Set a New Password: Choose a new password for your account.
    

7. ATM Card Verification: This service is available for users with an active Debit/ATM card linked to their primary account.
    

8. Receive OTP: Ensure your mobile number and email ID are updated in the bank’s records, as you’ll receive an OTP to generate your password.
    

9. Generate New Password: Once verified, you can set your new password and log in to your account.

If your account is locked due to incorrect password entries, use the “Unlock Login ID” option to regain access.

How to Unlock SVC Net Banking Login ID?
 

If your SVC Net Banking login ID is locked due to entering the wrong password, here’s how to unlock it for personal banking:
 

1. Active User Requirement: Make sure you are an active Net Banking Banc@Ease user.
    

2. Login ID Limit: You can unlock your login ID once per day.
    

3. Visit the SVC eBanking Portal: Go to the SVC login site.
    

4. Click on “Unlock Login ID”: Find the “Trouble Logging In” section and choose “Unlock Login ID.”
    

5. Enter Your Details: Provide your login ID or nickname and your primary account number.
    

6. Mobile and Email Verification: Ensure your mobile number and email ID are updated with the bank for password generation.
    

7. Login Again: Once unlocked, you can log in immediately using your existing password.
    

If you face any difficulties or don’t meet the criteria, visit your nearest SVC Bank branch for further assistance.

How to Register and Log into SVC Corporate Net Banking?
 

Registration Process:
 

1. Eligibility: Ensure you are an existing SVC Bank customer.
    

2. Download the Corporate Internet Banking application form.
    

3. Fill the Form: Complete the application form with accurate details.
    

4. Submit the Form: Take the filled-out form to your nearest SVC Bank branch and submit it.

Once your application is processed, you will receive your Corporate ID and User ID via email.
 

Login Process:
 

1. Go to the Login Page: Visit the SVC Bank Corporate Internet Banking portal.
    

2. Enter Your Details: Input your Corporate ID and User ID.
    

3. Input Your Password: Enter the Login Password that was provided to you.
    

4. Access Your Account: Click on “Login” to access your SVC Corporate Net Banking account.

Forgot Login ID or Password?

• Forgot Corporate ID/User ID: Email cibnetbanking@svcbank.com from your registered email with your corporate name and primary 15-digit account number.
   

• Unlock or Regenerate Password: To unlock your password, email cibnetbanking@svcbank.com. To regenerate, fill out the application form and submit it to your nearest branch.

Following these steps will ensure a smooth registration and login experience for your SVC Bank Corporate Internet Banking.

FAQs Related to SVC Net Banking
 

1. How to Check SVC Bank Balance Online?

You can check your SVC Bank account balance through several methods:
1. Internet Banking: Log in to your account and view your balance on the dashboard.
2. Mobile Banking App: Use the SVC Bank Net Banking app to check your balance.
3. Missed Call Banking: Call the designated number 9029011133 by SVC Bank to get your balance via SMS.

2. What is my SVC Bank Customer ID, and how do I get it?

Your SVC Bank Customer ID is a unique identifier for your account. You can find it on your account statement, passbook, or by contacting customer support. If you need a new ID, you can request it via the bank’s official website or visit a branch.

3. How to Download SVC Bank Statement Online?

1. Log in to your SVC Bank Internet Banking account.
2. Navigate to the ‘Account Statement’ section.
3. Select the desired date range and download the statement in PDF or CSV format.

4. What is SVC Corporate ID?

The Corporate ID is a unique identifier assigned to corporate customers using SVC Bank’s Corporate Internet Banking services. It is used alongside the User ID to access corporate banking features.

5. How to Reset Transaction Password in SVC Bank?

To reset your SVC Bank transaction password, log in to your SVC Net Banking account, go to the ‘Profile’ section, and select ‘Change Password.’ Follow the prompts to set a new transaction password.

6. What is the Limit of SVC Bank Online Banking?

The default transaction limit for SVC Bank Internet Banking is INR 3,00,000 per day. Users can increase or decrease their limits up to INR 10,00,000 by adjusting settings within their Internet Banking account.

7. Can I Access SVC Bank Online Banking through a Mobile App?

Yes, SVC Bank offers a mobile banking app that allows you to access your account, make transactions, and manage your banking needs conveniently from your smartphone.

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About the Author

Siddhanshi Sharma

Siddhanshi Sharma is a reader's writer, like there is a director's actor. She has trained herself to understand the reader's intent and their queries. With over 4+ years of experience in the content writing industry. Siddhanshi has authored many blogs and articles for several BFSI organisations. While you are reading this blog, she is probably reading her blogs to identify some more mistakes that she overlooked.