Jana Small Finance Bank Net Banking - Comprehensive Guide to Online Banking

Ranging between 33% and up for UPI transactions at semi-urban and rural retail stores, growth in digital payments is turning out to be a dominant pattern. 

Insurance policy purchases, along with premium collections, also jumped significantly, with a rise of 127% in transaction volume and 96% in new customer addition, according to a PayNearby report on branchless banking and digital networks.

This indicates that digital payments and insurance adoption are rapidly growing in rural areas.

Jana Small Finance Bank allows you to access easy online banking, where you can manage your money from home or work whenever you want. The bank started helping poor people in cities, back in 2017 and made their lives better. 

Over time, Jana Small Finance Bank became known all over the world for being trustworthy and creative, working hard to help more people access financial services.

What is Jana Small Finance Bank?

Earlier known as Janalakshmi Financial Services (JFS), Jana Small Finance Bank was incorporated in 2008 to uplift the living standards of the urban poor. Having served for decades by putting in tremendous efforts, finally, in 2017, the bank received the license and began its operations in 2018.

Since 2018, Jana Small Finance Bank has received applause nationwide for financial inclusion and building up the confidence among the people.

Services offered by Jana Small Finance Bank Net Banking

Here is the table about services in different categories offered by Jana Small Finance Bank Net Banking

How to open a zero-balance account in Jana Small Finance Bank

Step 1: Visit the official website of Jana Small Finance Bank.

Step 2: Locate ‘Individual’ on the top of the page, 1st option in the navigation bar, & click on it.

Step 3: Click on the ‘Savings Account,’ 1st option in the menu bar under Individual in the pink bar.

Step 4: Now Scroll down a bit & click on ‘Apply Now’ in the pink bar.

Step 5: Locate ‘Regular Savings Account’ & click on it.

Step 6: Now click on the 4th option ‘DIGIGEN’ in the menu bar under Regular Savings Account.

Step 7: Fill in your details (like First Name, Last Name, Mobile number, Email ID, State, City, Pincode, & Captcha) & now click on ‘Submit’.

Step 8: Enter the OTP received on your registered mobile number.

Step 9: Enter your PAN No. & Aadhar No.

This is how you can open your account at Jana Small Finance Bank.

How to register into Jana Small Finance Bank Net Banking

Steps for registration through Debit Card

Note: If you are an individual and holding a current account/savings account/deposits/ loan account with Jana Small Finance Bank, you can use JSFB Internet Banking.

Step 1: Visit the official website of the Jana Bank.

Step 2: Locate the ‘Login,’ 6th option in the navigation bar in the pink bar & click on it.

Step 3: Now under Login, click on ‘Internet Banking’ or ‘Corporate Internet Banking’ according to your preference.

Step 4: On the login page, locate ‘Register’ in front of Login & click on it.

Step 5: Now click on ‘Register with Debit Card’.|

Step 6: Fill in the details (like Debit card number, PIN number), agree to the terms & conditions, and now click on ‘Next’ in the pink bar.

Step 7: On the next page, set your Username & Password, agree to the terms & conditions and click on ‘Submit’.

(Note: Create your Password according to the information given below.)

Step 8: Enter the OTP received on your registered mobile number & click on ‘Submit’.

Steps for registration through CRN

Step 1: Visit the official website of the Jana Bank.

Step 2: Locate ‘Login’ 6th option in the navigation bar in the pink bar & click on it.

Step 3: Now under Login, click on ‘Internet Banking’ or ‘Corporate Internet Banking’ according to your preference.

Step 4: On the login page, locate ‘Register’ in front of Login & click on it.

Step 5: Now click on ‘Register with CRN’.

Step 6: Fill in all the details (like CRN number, first 4 characters of your name & DOB in DDMMYY format), agree to the terms & conditions, and now click on ‘Next’ in the pink bar.

Step 7: Now set your Username & Password, agree to the terms & conditions & click on ‘Submit’.

(Note: Create your Password according to the information given below.)

Step 8:  Enter the OTP received on your registered mobile number & click on ‘Submit’.

Now, you’re successfully registered into Jana Small Finance Bank Net Banking.

How to log into Jana Small Finance Bank Net Banking

Step 1: Visit the official website of the Jana Bank.

Step 2: Locate ‘Login’ 6th option in the navigation bar in the pink bar & click on it.

Step 3: Now under Login, click on ‘Internet Banking’ or ‘Corporate Internet Banking’ according to your preference.

Step 4: On the login page, locate ‘Login’ in the top left corner of the page & click on it.

Step 5: Enter your Username & Password & click on ‘Secure Login’.

Step 6: Now enter Captcha & click on ‘Secure Login’.

You are now logged into Jana Small Finance Bank net banking.

How to reset your Login Passwords for Jana Small Finance bank net banking

Step 1: Visit the official website of the Jana Bank.

Step 2: Locate ‘Login’ 6th option in the navigation bar in the pink bar & click on it.

Step 3: Now under Login, click on ‘Internet Banking’ or ‘Corporate Internet Banking’ according to your preference.

Step 4: On the login page, enter your ‘Username’ & click on ‘Forgot Password’.

Step 5: Now you can reset your password by using your Debit card details or CRN, according to your preference.

How to transfer funds via Jana Small Finance Bank Net Banking

Step 1: Visit the official website of the Jana Small Finance Bank.

Step 2: Log into Jana small finance bank net banking account (the step-by-step process is mentioned above in the blog; you can go there and check it).

Step 3: Locate ‘3 lines logo’ on the top left corner of the page & click on it.

Step 4: Now locate ‘Fund Transfer’ & click on it.

Step 5: Now click on ‘Initiate Transfer’ under fund transfer.

Step 6: Select ‘Own account’ or ‘Jana Bank Account’, or ‘Other Bank Account’ according to your preference.”

Step 7: Enter the amount you need to transfer.

Step 8: Select Transfer Type & click on ‘Submit’.

How to add beneficiary in Jana Small Finance Bank Net Banking

Step 1: Visit the official website of the Jana Small Finance Bank.

Step 2: Log into Jana small finance bank net banking account.

Step 3: Locate ‘3 lines logo’ on the top left corner of the page & click on it.

Step 4: Now locate ‘Fund Transfer’ & click on it.

Step 5: Now click on the ‘Add Payee’ option in the menu bar under Fund Transfer.

Step 6: Now you’ll see two options ‘Jana Bank Payee’ & ‘Other Bank Payee’.

(Note: If you want to transfer into a Jana bank account, then click on ‘Jana Bank Payee’ otherwise, click on ‘Other Bank Payee’, according to your preference.)

Step 7: Now fill in the details (like Payee’s account number, IFSC Code, Account Type, Payee’s Name, Payee's nickname, Payee’s mobile number, Payee’s Email ID,) & click on the ‘Submit’ button.

Step 8: Confirm all the details & click on ‘Confirm’.

Step 9: Enter the OTP received on your registered mobile number & click on ‘Submit’.

Now you’ll receive a Unique Reference Number, and your Payee will be activated in 10 minutes.

(Note: You can add a maximum of 3 beneficiaries in a day.)

How to generate your Debit card’s PIN, reset your Debit Card’s PIN, & block your debit card via Jana Small Finance Bank Net Banking:

Step 1: Visit the official website of the Jana Small Finance Bank.

Step 2: Log into Jana small finance bank net banking account.

Step 3: Locate ‘3 lines logo’ on the top left corner of the page & click on it.

Step 4: Now locate ‘Fund Transfer’ & click on it.

Step 5: Step 5: Now click on the ‘Services’ option in the menu bar under Fund Transfer.

Step 6: From here you can generate your debit card’s PIN, reset your debit card’s PIN, & block your debit card.

Charges and Limits on transferring funds via Jana Small Finance Bank Net Banking

Here is the information about the charges and limits for transferring funds via Jana Small Finance Bank net banking in a table format:

How to register into mobile banking of Jana Small Finance Bank

Step 1: Download Jana Small Finance Bank’s app ‘Jana Bank Mobile Banking’ from the Google Play store or Apple Play Store.

Step 2: Install the application on your device.

Step 3: You can register through both your Debit Card & CRN, according to your preference.

For eg: If you want to register via CRN Number then click on CRN.

Step 4: Now enter your CRN number, first 4 characters of your name & DOB in DDMMYY format.

Step 5: Now scroll down a bit & click on ‘Generate MPIN’.

Step 6: Verify your mobile number & click on ‘Continue’.

Step 7: Now generate your new MPIN, agree to the terms & conditions, and click on ‘Submit’.

Step 8: Enter the OTP received on your registered mobile number & click on ‘Submit’.

Now you’re successfully registered into your Jana Small Finance Bank’s mobile banking.

Now here is the procedure to log into your Jana Small Finance Bank’s mobile banking

• Download Jana Small Finance Bank’s app ‘Jana Bank Mobile Banking’ from the Google Play Store or Apple Play Store.
  
• Enter your MPIN (generated while registering) & agree to the terms & conditions.

Conclusion

Jana Small Finance Bank offers numerous convenient and secure online banking services from fund transfers to managing loans and bills. It enables the user with easy registration and access both to internet and mobile banking, allowing efficient management of finances. With the focus on financial inclusion, this continues to empower lives positively, especially in rural and semi-urban areas.

FAQs related to Jana Small Finance Bank Internet Banking

Q1. Will I get confirmation of my Internet Banking Registration?

SMS is sent to a registered mobile number with the bank upon successful registration to JSFB Internet Banking.

Q2. Can I make a fund transfer without adding a beneficiary?

Yes, you can make a fund transfer without adding a beneficiary through One Time Pay, and can add beneficiary on the go. You can make fund transfers up to ₹10000 per transaction through IMPS & NEFT.

Q3. Can I schedule the fund transfer for a later date?

Yes, you can schedule the fund transfer to a later date by clicking on ‘Pay Later’ option through NEFT mode of fund transfer.

Q4. Can I close my Loan Account using JSFB Internet Banking?

No, for full payment and closure of the Loan Account, please visit your nearest JSFB branch.

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