Cosmos Net Banking: Seamless Online Banking Experience | Secure & Convenient

It was 12 midnight on November 8, 2016, when demonetisation was declared in India. People were standing in long queues the next day to exchange the old currency for a new one. Even after 9 years of demonetisation, Indians are still standing in lines to withdraw and deposit even ₹500.
 

Strange, right? On one hand, we are planning to become a trillion-dollar economy, and on another, people in rural India don’t know how to manage their money online. The SAM survey, conducted by the National Sample Survey Office, revealed that only 53.6% of people in rural India know how to use the Internet.

There are many net banking apps, like the Cosmos net banking app, that can help you manage your bank account while sitting at home. In this blog, we will tell you everything about Cosmos net banking. We have covered every aspect from ‘How to fill out the Cosmos net banking form, Cosmos net banking login, Cosmos net banking registration,’ and much more.

What is Cosmos Net Banking?

Cosmos Net Banking is an online banking service provided by Cosmos Co-operative Bank Ltd. Cosmos Bank is one of the oldest urban cooperative banks and now has over 140 service outlets pan India. As per the list of banks providing online payment facilities, published by epfindia.gov.in, Cosmos Bank deals in both retail and corporate net banking.

Major Cosmos Net Banking Services

What Is Cosmos Bank Net Banking Form?

If you want to access the Cosmos net banking services, then you have to fill out the Cosmos net banking form. If you want to fill out the Cosmos net banking form, then follow the following steps:

1. Visit the official website of the Cosmos Co-operative Bank.
 

2. Scroll down a little, and under the ‘Need Help?’ section, locate the ‘downloads’ box.
 

3. In the ‘Downloads’ box, click on the ‘Banking Forms’ option.

4. After you select the ‘Banking forms’ option, you will be redirected to the ‘Form Centre.’
 

5. You will see a drop-down box at the top of this page. Click on the arrow pointing downwards and you will see several options, like Account opening and related forms, Demat, Internet and Mobile banking forms, etc.
 

7. Among these options, select ‘Internet/Mobile Banking.

8. After this, you will see 3 types of forms. From these forms, download the form that reads ‘e-banking services final form’.

After following this 7-step process, you will have the Cosmos net banking form. Now, you just have to fill out this form, and then the bank will send you the USER ID and password to access Cosmos net banking services through their website and through the Cosmos net banking app.

How to Do Net Banking Registration in Cosmos Bank?
 

If you are a new user of Cosmos net banking services, then don’t worry because Cosmos net banking registration process is very easy. A Cosmos net banking new user can follow these steps to register smoothly:

Step 1: Visit the official website of Cosmos Co-operative Bank
 

Step 2: Navigate to the top of the website and click ‘Netbanking Login’ situated on the top-right corner of the home page.
 

Step 3: If you don’t have a USER ID and password for your bank account, then click here & scroll down on
 

Step 4: Under the ‘Customer Service, click on the ‘Register Now’ option.

Step 5: Select the type of form that you want to download. For example, if you are an individual, then select the retail form. However, if you are opening this account for a small or medium business enterprise, then click on ‘Download Corporate Form.
 

Step 6: Fill out this form carefully and then submit the form to the branch where you have a bank account.

Step 7: After careful verification of all the details, the bank will mail you the PIN and password to your correspondence (where you are residing currently) address.
 

Disclaimer: If the link to the form is not working on the official website of Cosmos Co-operative Bank Ltd., then you can fill out the form through this link

Net Banking Login on Cosmos Banking App
 

Cosmos Co-operative Bank Ltd. also has a net banking app. You can search ‘CosMobileapp’ on the Google App Store and Apple Store to download the Cosmos net banking app. If you want to use the Cosmos mobile application, then read the below-mentioned steps:

Step 1: Download the ‘CosMobileapp’ from the app store.
 

Step 2: Carefully read the terms and conditions and then click on the ‘Accept’ button.
 

Step 3: In this step, you need to verify your mobile number. Remember to input the mobile number that is registered with your Cosmos bank account.
 

Step 4: All your Cosmos bank account details will be added to the app once you login with your unique identity username and password.

Disclaimer: If you don’t have a USER ID, PIN, or password to access Cosmos net banking, then visit their official website and fill the net banking form. After you submit this form to your home branch, the credentials will be mailed to your correspondence address.

How to Do Online Banking Login in Cosmos Bank?
 

The process of Cosmos bank online banking login is a very smooth process. If you want to login and access the net banking services, then follow the below-mentioned steps:

1. Visit the official website of The Cosmos Co-operative Bank Ltd.

2. On the top-right corner, click on ‘Netbanking Login’.

3. Select the type of bank account that you have.

4. Enter the customer ID/user ID assigned to you by your home branch.

5. Enter a valid password and click on the ‘Login’ button.

Disclaimer: Don’t forget to read the terms and conditions mentioned below while you are entering your password.

What are the benefits of Cosmos Bank's online net banking?
 

Ajit is a farmer in a district of Haryana. Despite his weak economic condition, Ajit sent his son to an English-medium boarding school. To pay his son’s school fees, Ajit has to wait in long lines every month just to deposit ₹5,000. Since net banking is a little tricky, he preferred to visit the bank and then transfer the money.

However, in February, Ajit’s son was fined for late fees. Do you know why this happened? Ajit reached the bank, but that day, it was a national holiday, and the bank was closed. In such a scenario, Ajit could easily have transferred the money online, too, from the comfort of his home.

There are many other situations where it’s difficult to visit the bank and deposit, withdraw, or transfer the money. That’s why the Cosmos Net Banking app brings the bank to your phone screens with the following benefits:

1. Know your bank balance in seconds while sitting at home.
 

2. Transfer money from your Cosmos bank account to any other Indian bank account within minutes without visiting banks.
 

3. Make unlimited fund transfers without any additional charge.
 

4. Pay your credit card bill online.
 

5. Pay your insurance premium in 3-4 clicks.
 

6. Do mobile, DTH, internet, and telephone recharge in a few clicks.
 

7. Pay off your electricity and water bills without standing in long lines.
 

8. Manage your bank account and save for your retirement with the Cosmos mobile app.

There are many benefits to having a virtual bank on your smartphone. So, what are you waiting for?
 

Register for your first Cosmos net banking account and log in with the steps mentioned above.

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About the Author

Siddhanshi Sharma

Siddhanshi Sharma is a reader's writer, like there is a director's actor. She has trained herself to understand the reader's intent and their queries. With over 4+ years of experience in the content writing industry. Siddhanshi has authored many blogs and articles for several BFSI organisations. While you are reading this blog, she is probably reading her blogs to identify some more mistakes that she overlooked.