HomeLearning CenterHow to Activate Net Banking in South Indian Bank: Step-by-Step Guide
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LoansJagat Team

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6 Min

27 Sep 2025

How to Activate Net Banking in South Indian Bank: Step-by-Step Guide

net-banking

Key Takeaways:
 

  • South Indian Net Banking works 24 hours every day.
     
  • You need an ATM card and a mobile number for registration.
     
  • You can access all banking services from home.

 

South Indian has revolutionised modern banking with its comprehensive digital services. Customers can access their accounts and perform various transactions through the South Indian Net Banking platform. This online banking system provides 24/7 access to essential financial services.

This blog will explore the complete range of services available through the internet banking platform.

Step-by-Step Guide to Activate South Indian Net Banking

South Indian Net Banking offers easy registration for all customers.

Step 1: Go to southindianbank.com on your computer or mobile phone.

Step 2: Click 'New User Registration (CRAYONS)' from the main page.

Step 3: Press the red 'CONTINUE TO REGISTER' button on the screen and click on ‘New User registration’.

Step 4: Fill in your 16-digit account number in the box.

Step 5: Type your registered mobile number without the country code prefix.

Step 6: Fill in your active email address for notifications.

Step 7: Type the numbers shown in the captcha image box.

Step 8: Tick the checkbox to accept the bank's terms and conditions.

Step 9: Click the 'GET MY OTP' button to receive the verification code.

Step 10: Type the OTP sent to your mobile number.

Step 11: Follow the remaining steps to finish your South Indian Net Banking setup.

Your South Indian Net Banking account is now ready for use.

How to Log in to South Indian Net Banking for the First Time

South Indian Net Banking login is simple and secure for customers.

Step 1: Go to southindianbank.com on your computer or mobile phone.

Step 2: Click 'SIBerNet Login' from the main page.

Step 3: Press the red 'CONTINUE TO LOGIN' button on screen.

Step 4: Enter your User ID in the first box.

Step 5: Type your password in the password field.

Step 6: Complete the captcha by typing the text shown.

Step 7: Click the 'Log In' button to access your account.

Step 8: Select your preferred landing page from the dropdown menu.

Step 9: Use 'Forgot User ID' or 'Forgot Password' if needed.

You can now use all South Indian Net Banking services safely.

 

Bonus Ti:p Always log out completely after using South Indian Net Banking.

Common Issues During Activation & Solutions

South Indian Net Banking users often face common problems during account activation.

1. Account Status Problems 

Your account must be in Active status for registration. South Indian Net Banking only works with SB, CD, OD, CCOL, NRE, or NRO accounts. Check with your branch if account activation is needed. Inactive accounts cannot use internet banking services.

2. Existing Internet Banking Facility 

There should not be an existing internet banking facility linked. Only one South Indian Net Banking account is allowed per customer. Contact your branch to remove old facilities before creating new ones. Multiple registrations cause system conflicts.

3. Missing ATM Card Requirements 

This facility needs a valid ATM card for verification. Only Retail customers with active debit cards can register online. Jointly operated accounts must visit the branch for the internet banking facility. ATM card details are required during the registration process.

4. Mobile Number and Email Registration 

Your mobile number and email must be registered with your account. Unregistered contact details prevent online activation from working properly. Visit your branch to update your mobile number and email address. Both details are mandatory for South Indian Net Banking security.

5. User ID Creation Problems 

Customers can create a User ID only if all conditions are met. The system rejects applications with incomplete information or invalid details. The default Customer ID becomes your User ID during the registration process. Branch assistance is needed for complex account types.

These simple solutions help solve most South Indian Net Banking activation problems.

South Indian Net Banking Services You Can Use

South Indian Net Banking provides various banking services for customers.

 

Service Category

Available Services

Account Management Services

Account enquiries, Mini statement view, Print/save statements, Cheque status enquiry, Lien inquiry, Interest details of deposit accounts, Account category upgrade

Fund Transfer Services

Fund transfer between own accounts, Fund transfer within the bank, NEFT, RTGS, IMPS transfers, Multiple fund transfers, Schedule transactions, Foreign outward remittance

Deposit Services

Fixed deposit opening, Recurring deposit opening, Instant deposit closure, and Loan against deposits

Debit Card Services

Debit card request, PIN set/reset, Card activation, Usage limit management, Card blocking

Investment Services

SIB e-Invest, IPO applications, Demat account opening, Sovereign gold bonds, APY enrolment

Payment Services

Bill payments, Mobile recharges, IRCTC ticket booking, KSEB bill payment, School fee payments

Loan Services

Personal loan applications, Overdraft facility, Gold loan renewal, Pre-approved car loans, Loan enquiries

 

These South Indian Net Banking services help customers manage finances easily.

Conclusion


South Indian Net Banking offers comprehensive digital banking solutions for modern customers. These services provide convenient access to essential banking functions anytime, anywhere. Start using South Indian Net Banking today for seamless financial management.

FAQs

Q1: Should I share my South Indian Net Banking password with others? 

Never share your South Indian Net Banking password with anyone.

Q2: Can I store my South Indian Net Banking password on my device? 

Never store your South Indian Net Banking password on any device without encryption.

Q3: How often should I change my South Indian Net Banking password? 

Change your South Indian Net Banking password at least once every 180 days.

Q4: How long does South Indian Net Banking activation take through CRAYONS? 

The activation process is instant once all verification steps are completed.

Note: CRAYONS is South Indian Bank’s Customer Registration and Authentication Online System.

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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