How to Activate Net Banking in BOB: Step-by-Step Guide
net-banking
Key Highlights
With the Net Banking option in BOB, you can make transactions within seconds, order a cheque book and a lot more.
For registration, you can either visit the nearest BOB branch or do it online by yourself.
Once you have your login credentials, you don't need to visit the bank, and you can even change the passwords and PINs.
Net Banking has become the new normal for dealing with bank-related services. Bank of Baroda (bob) also offers net banking service to its customers. You just need to follow certain steps and visit the branch once for form submission. In this blog, we will explain how you can activate Net Banking inBobb.
How to Activate Net Banking in BOB?
BOB’s net banking service is called Bob World Internet or Bob World Internet Banking. You can use the online services to transfer funds, pay bills, view statements, and more, from anywhere. However, you first need to register or activate net banking, then log in for the first time, set up your credentials, etc. The bank offers both online and offline methods for activation.
Step-by-Step Guide to Activate BOB Net Banking
Below are the detailed steps (offline and online) to activate BOB Net Banking:
Online Registration Method
If you have access to the internet, you can use online registration using a debit card. You do not have to visit the branch physically, just follow these steps.
Visit the Bob World Internet site.
On the login page, on the right-hand side, click on the Retail User Login.
On the next page, under the login section on the left side, click on the 5th option, which says, Online Registration using Debit Card.
Fill in the card details and click on the Validate option. Subsequently, you will get the login ID and password.
Log in to the website using the User ID and password.
Follow these steps as per your preference. If you already have an active debit card, you don’t have to visit the bank, even once.
Offline Registration Method
You can also activate net banking by visiting the branch. All you have to do is follow these steps:
Pick the form from the base branch. You can also visit the Bank of Baroda home page. Scroll to the bottom, and there you will see the ‘Download Forms’ option. Click on it.
If you are an individual account holder retailer, download the form: Net Banking Form for Retail users. If you are from corporate-like companies, partnership firms, HUFs, etc., download the Net Banking Form for Corporate Users.
Submit the filled form to your bank branch where your account is maintained. Please ensure it is properly signed, for example, with the signatures of partners in the case of corporate forms.
You will get your User ID on your registered Email ID. Set the password by using the option Set Password/Forgot Password.
After setting the password, you are good to go. You can change your PINs, use various services and make your life much easier.
How to Log in for the First Time?
After activating your account, you need to log in to it to use the services. This is how you can log in:
Visit the BobWorld Internet Banking login portal.
Choose the appropriate user type (Retail / Corporate) and click on Retail User Login / Corporate User Login.
Enter the User ID, choose the language you are comfortable with and click on Login.
Now, enter your password. Then complete any required CAPTCHA or verification as prompted.
If you have logged in for the first time, the system will force you to change your password.
You may be required to set or confirm the transaction password (if separate), set security questions, and ensure your mobile number/email is correct.
Now, you can use your bank account without any safety concerns. Also, whenever you feel you are short of cheques or want to change the ATM PIN code, you can do it via Bob Netbanking.
Common Issues During Activation & Solutions
While using the net banking in Bob, some customers face a few issues. Let’s talk about it so that if you are facing the same issue, you can find the solution.
Issue
Possible Reasons
What To Do
Unable to use the Debit Card method
Card inactive, expired, PIN not set, mobile or email not registered
Check if the card is active. Confirm that mobile and email are registered. Try again. If not working, use the offline method.
Form rejected or delayed
Wrong name, date of birth, or branch details. Joint account signatures are missing. KYC not updated
Enter details as per the bank records. Get all signatories to sign. Update KYC. Contact the branch for the status.
User ID or Password not received.
Delay in branch processing. Email or SMS not delivered. Wrong contact details
Wait for processing time. Confirm contact details with the branch. Check the spam folder or SMS settings.
Login fails on first attempt.
Wrong password. Case sensitivity issue. Special characters are missing. Account not fully active
Check the caps lock. Enter the correct details. Confirm account activation with the branch. Use password reset if possible.
OTP not received
Network issues. Mobile not registered. The MS service is not working.
Confirm the mobile is registered. Check signal. Try to resend the OTP. Contact the bank if the issue continues.
You can also go to the base branch or the branch where you have opened your account. To find the address, use the branch locator.
Do you know you can also contact the officials at Bob by calling their toll-free numbers: 1800-5700 or 1800-5000? For the international customers, the contact number is +91 79-66296009.
BOB Net Banking Services You Can Use
These are the services and benefits you get after activating net banking in Bob:
Service
Features / Benefits
Quick Fund Transfer
Instant transfer without adding a beneficiary.
Retail limit: ₹25,000 per day (2 transactions allowed).
Corporate limit: ₹50,000 per day (2 transactions allowed).
Bulk NEFT / RTGS
Corporate customers can send money to multiple beneficiaries in one attempt.
Limit: ₹30,00,000 per transaction and ₹75,00,000 per day.
So, you are not only saving your time, but also some money and effort too!
Conclusion
If you have your debit card, you can easily activate net banking from home. If you do not have it, no problem, just visit your home branch once and submit the required documents. After activating your net banking account, log in and change your password and PINs. This will help you keep your financials more secure and use the services as you deem right.
FAQs
What are the transaction charges? Transaction charges are the fees a bank or service provider deducts for processing a financial transaction, such as transfers, payments, or withdrawals.
How do I add a beneficiary? Log in and go to the beneficiary or transfers page. Add details and verify by OTP. A cooling period may apply.
Can I use net banking on the mobile app? Yes. Download the officialBobb World app. Log in or register using the same credentials. Follow in-app prompts to set security.
How do I change daily or transaction limits? Some limits can be changed in net banking under card or transfer settings. For other changes, contact the branch.
How to make international transfers? To make an international transfer with Bank of Baroda, fill out the Outward Remittance (Form A2) via net banking or at a branch, provide the beneficiary’s SWIFT/IBAN details and purpose code, complete the required KYC (PAN, address proof), and agree to the bank’s charges and exchange rate before submitting.
How do I close or deactivate net banking? Request closure by visiting your branch or calling customer care. Get written confirmation and check that online access is revoked.
What to do if I spot a fraud or unauthorised charge? Block your card or net banking access immediately. Call the bank’s helpline. File a dispute online and consider filing an FIR if needed.
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