Is LoansJagat RBI Registered NBFC or Partner Platform?

Yes, LoansJagat is not an RBI-registered NBFC itself, but it partners with RBI-registered banks and NBFCs to help you find the right loan offer. As a trusted loan aggregator and marketplace, it connects you to regulated lenders without selling loans directly.

Whether you’re a salaried individual, a self-employed professional, or a business owner looking for financial support, LoansJagat helps you explore the best deals, all under one roof, without being a direct lender.

About LoansJagat

Imagine you need a personal loan but aren’t sure which bank or NBFC will give you the best terms. Instead of visiting multiple sites or branches, you land on LoansJagat.com, India’s first loan consolidation marketplace and comparison platform. It was founded in 2018 and operates under AF Financial Technology Pvt. Ltd. in Delhi.

The platform lets you compare personal loans, business loans, home loans, and more from a wide network of financial partners. It’s like walking into a financial market where every lender offers you a quote, and you choose what works for you. Rather than providing loans itself, LoansJagat matches you with lenders who are licensed and regulated.

Is LoansJagat Genuine or Legit?

You might wonder, “Can I trust this platform?” The short answer is yes, and here’s why.

For people just like you, we want transparency and credibility. We’ve helped 10 Lakh+ customers, worked across 10,000+ pincodes, and facilitated over ₹2000+ crore in loan matches, all through trusted banking and NBFC partners.

Our Google presence and user feedback reflect high ratings, and our site uses secure HTTPS protocols to protect your data online. We never promise loans; we help match you with lenders — because approval lies entirely with the bank or NBFC you choose.

Unlike shady loan apps that push instant approvals without credibility, we are focused on real financial solutions — with no bull-on-board promises.

RBI Guidelines and Regulatory Compliance

In India, only RBI-registered entities can lend money or collect deposits directly from the public. The Reserve Bank of India regulates all Non-Banking Financial Companies (NBFCs) and banks, ensuring they follow strict rules for transparency, pricing, and customer protection.

LoansJagat does not hold an NBFC license or direct RBI registration because it doesn’t lend money. What it does is work as a loan aggregator and facilitator, connecting you to RBI-registered lenders who are fully compliant. Your loan contract is always with the bank or NBFC, not with LoansJagat.

Safety and Data Security

Your data safety is a priority. Here’s how we protect you:

• SSL Encryption (HTTPS) keeps your personal details secure as you browse and apply.
• We never share your information with unauthorized parties.
• We follow strict privacy standards, no selling of personal data.

Nothing you enter on our platform is used without consent, you remain in control.

Customer Reviews and Real Experiences

Hundreds of people have shared their stories, from tuition support loans to business expansions, where LoansJagat helped them find the right lender. 

Many mention how our support team guided them step by step. Real customers appreciate transparency and support, often noting how we made the process less intimidating.

Fees and Hidden Charges Transparency

Here’s the good news: LoansJagat does not charge hidden fees.
There’s no upfront payment or processing charge collected by our platform. What you see in your lender’s offer is what you pay, explained clearly before you decide. So there’s no “gotcha” moment later.

How LoansJagat Works?

Let’s say you want a loan for your daughter’s education. Here’s how it goes:

1. You fill a simple application on LoansJagat with basic info.
2. Our system matches you with relevant banks/NBFCs that fit your profile.
3. Selected lenders review your details and offer terms like interest rates, tenure, and processing fees.
4. Once you choose an offer, the lender verifies your documents.
5. After approval, funds are disbursed directly by the bank/NBFC to you.

This step-by-step transparency and clear lender association is what makes LoansJagat a genuine, partner platform, not a fake loan app.