South Indian Bank Balance Check Number – Missed Call, SMS & App

South Indian Bank Balance Check allows customers to easily view their account balance at any time. Whether through mobile banking, internet banking, ATM, or the SIB Mirror+ app, you can stay on top of your finances with just a few taps.

Neha, a small business owner, had recently received ₹50,000 for her services. Over the next few days, she made several essential payments, including bills and supplier payments. Wanting to check how much was left in her account, Neha decided to use South Indian Bank’s mobile banking app to verify her balance.

After reviewing her recent transactions, she found a balance of ₹42,500, which allowed her to plan her expenses and savings for the upcoming weeks. With the convenience of South Indian Bank’s balance check options, Neha felt confident managing her business finances effectively.

Different Ways to Check South Indian Bank Balance

1. Through SMS Banking
2. Through Missed Call Service
3. Through WhatsApp Banking
4. Through Internet Banking
5. Through Mobile Banking
6. Through ATM
7. Through Branch Visit

South Indian Bank Balance Check through SMS Banking

South Indian Bank offers SMS Banking services that allow customers to access essential account information quickly and conveniently through mobile phones. Customers can check their account balance without visiting a branch or ATM by sending a simple SMS in the specified format. This service is available 24/7 and is especially useful for quick balance enquiries.

Step 1: Visit your nearest South Indian Bank branch and register for SMS Banking using the official form.

Step 2: Ensure your mobile number is linked to your account and SMS Banking is activated.

Step 3: Open the SMS app on your registered mobile phone.

Step 4: Type the message in the format BAL<Your SIB Debit Card PIN> (for example, BAL1234).

Step 5: Send the SMS to 9840777222.

Step 6: Wait for an automatic SMS reply from the bank with your account balance details.

South Indian Bank Balance Check Through Missed Call Banking

Here’s how you can check your balance using the SIB Missed Call Service:

Step 1: Dial the designated number 09223008488 from your registered mobile number.
 

Step 2: Once you dial the number, the call will automatically get disconnected after the first ring. If you're using a BSNL connection, the call might continue with an engaged tone. In such cases, you can disconnect the call yourself.
 

Step 3: After the call is disconnected, you will receive an SMS from the bank. This SMS will contain the account balance details of all active accounts linked to your registered mobile number.
 

Step 4: You can make up to three missed calls per day from your registered mobile number to receive the balance information via SMS.

This service is available 24/7 and is free of charge, providing a convenient way to access your balance anytime, anywhere.

South Indian Bank Balance Check Through WhatsApp Banking

Step 1: Save the official South Indian Bank WhatsApp number 9895 900 555 in your phone’s contact list.

Step 2: Open WhatsApp and start a new conversation with the saved contact.

Step 3: Type “Hi” and send it to initiate the chat with the bank’s virtual assistant.

Step 4: You will receive a welcome message asking you to complete the registration process.

Step 5: Read and accept the Terms and Conditions shared in the chat.

Step 6: Enter the OTP sent to your mobile number registered with the bank to verify your identity.

Step 7: Once registration is successful, a list of banking services will appear on your screen.

Step 8: Select the Account Balance Enquiry option from the list of available services.

Step 9: Follow the on-screen instructions, and your account balance will be displayed in the chat.

South Indian Bank Balance Check Through Internet Banking

Step 1: If you are a new user, visit the SIB Net Banking login page and click on “New User Registration”.

Step 2: Enter your 16-digit account number and your registered mobile number, then click Submit.

Step 3: Enter the OTP received on your registered mobile number and click Submit.

Step 4: On the next screen, enter the debit card details linked to the account and submit.

Step 5: Create your User ID (you can also use the default Customer ID), set your Login Password and Transaction Password, and complete the registration process.

Step 6: Once registration is complete, go back to the SIB Net Banking login page and log in using your User ID and Login Password.

Step 7: After logging in, navigate to the ‘Accounts’ section on the dashboard.

Step 8: Select your Savings or Current Account to view the current balance and recent transaction details.

With SIB Internet Banking, you can also download account statements, make fund transfers, and manage other banking services securely from your desktop or laptop.

South Indian Bank Balance Check Through Mobile Banking

SIB Mirror+ is South Indian Bank’s official mobile banking application that allows you to manage your account and check your balance anytime, from anywhere. Follow the steps below to activate and use the app for balance enquiry:

Step 1: Download the SIB Mirror+  app from the Play Store (Android) or App Store (iOS) on your smartphone.

Step 2: Open the app and tap on “Register” to start the activation process.

Step 3: Enter the last 4 digits of your South Indian Bank account number.

Step 4: Select your country code and enter your registered mobile number.

Step 5: You will receive an OTP on your registered mobile number. Enter the OTP to validate.

Step 6: Provide your debit card details for complete access. If you don’t have an active debit card, you can visit your branch and request a Branch Token, or Tap “Skip” to activate the app in View-Only mode.

Step 7: Create a secure login password and an MPIN for transaction authentication.

Step 8: After successful registration, log in to the app using your password or MPIN.

Step 9: On the home screen, your account balance will be displayed. You can also go to the “Accounts” section to view detailed balance and recent transactions.

South Indian Bank Balance Check Through ATM

Step 1: Visit the nearest ATM (South Indian Bank ATM or any other bank's ATM).

Step 2: Insert your South Indian Bank debit card into the ATM.

Step 3: Select your preferred language from the options displayed.

Step 4: Enter your ATM PIN using the keypad.

Step 5: From the main menu, select the option “Balance Enquiry.”

Step 6: The ATM will process your request and display your account balance on the screen.

Step 7: You can also choose to print a receipt of your balance, if the machine provides that option.

Step 8: Once done, make sure to collect your card and receipt (if any) before leaving the ATM.

South Indian Bank Balance Check Through Branch Visit

If you prefer in-person banking or need assistance while checking your account balance, visiting a South Indian Bank branch is a reliable option. The staff at the branch can help you access your account information securely.

Step 1: Visit the nearest South Indian Bank branch during working hours.

Step 2: Carry a valid identity proof (such as Aadhaar card, PAN card, voter ID, or driving license) and your bank passbook or debit card.

Step 3: Approach the help desk or customer service counter and inform them that you want to check your account balance.

Step 4: You may be asked to fill out a balance enquiry slip or show your passbook or ID for verification.

Step 5: Once your details are verified, the bank staff will provide your account balance information.

Step 6: If you carry your passbook, you can also request an update to get your latest transactions and balance printed.

Step 7: Collect any documents given and ensure you have all your belongings before leaving the branch.

Visiting the branch is a secure method to access your account, especially if you're not comfortable using digital or ATM services. Always keep your personal information safe and avoid disclosing account details to anyone other than authorised bank staff.

South Indian Bank Balance Check Through M-Passbook

SIB M-Passbook is a mobile application that allows you to view your account balance and transaction history easily on your smartphone. It is available for Android, Windows, and selected BlackBerry devices.

Step 1: Ensure your mobile number is registered with your South Indian Bank account.

Step 2: Go to the app store on your smartphone (Play Store for Android, App Store for iOS, Blackberry World for Blackberry) and download the SIB M-Passbook app.

Step 3: Open the app and enter your registered mobile number along with the last 5 digits of your SB/CD account number.

Step 4: A 4-digit mPIN (login password) will be sent to your registered mobile number via SMS.

Step 5: Enter the mPIN received to complete the registration process.

Step 6: Once logged in, the app will display your account summary, including your current balance for the default account.

Step 7: To view balances for other accounts linked to your mobile number, tap the menu icon (usually found on the top-left corner of the app) and select the desired account from the drop-down list.

Step 8: You can also use the Sync Date option under Settings > Data Usage to update the app with recent transactions and ensure the balance shown is up to date.

South Indian Bank Balance Through Third-Party Apps

Google Pay allows you to check your bank balance easily once your South Indian Bank account is linked to the app. Here’s how you can do it:

Step 1: Open the Google Pay app on your smartphone.

Step 2: Ensure your mobile number linked with your South Indian Bank account is the same as the one registered in Google Pay.

Step 3: On the home screen, tap on your profile picture or the bank account section at the top right corner.

Step 4: Under the “Payment methods” or “Bank accounts” section, check if your South Indian Bank account is already added. If not, tap “Add Bank Account,” select South Indian Bank, and follow the instructions to link it.

Step 5: After the bank account is successfully linked, tap on South Indian Bank from the list of linked accounts.

Step 6: Tap on “Check Balance.”

Step 7: Enter your UPI PIN linked to your South Indian Bank account.

Step 8: Once the correct UPI PIN is entered, your account balance will be displayed on the screen.

You can repeat this process anytime to check your updated balance. Make sure to never share your UPI PIN with anyone and use only trusted apps for banking activities.

Conclusion

South Indian Bank offers multiple convenient ways to check your account balance, ensuring you can stay updated on your finances anytime, anywhere. Whether through WhatsApp Banking, ATM, branch visit, Internet Banking, SIB M-Passbook, SIB Mirror+ mobile banking app, or third-party platforms like Google Pay, the bank ensures secure and user-friendly access to your account information. Choose the method that best suits your needs and enjoy hassle-free banking with South Indian Bank.

FAQ’s

1. How can I check my South Indian Bank account balance?
You can check your balance through ATM, Internet Banking, SIB M-Passbook, SIB Mirror+, WhatsApp Banking, or third-party apps like Google Pay.

2. How do I register for SIB Internet Banking?
 Visit the SIB Net Banking login page, click “New User Registration,” and follow the steps to verify your details, set a user ID, and create login credentials.

3. Can I check my account balance using WhatsApp?
 Yes, you can check your balance via WhatsApp by saving the South Indian Bank WhatsApp number, completing registration, and chatting with the bank.

4. Do I need a debit card to use SIB Mirror+?
 A debit card is required for full activation. If unavailable, contact the branch for a Branch Token or use the app in View-Only mode.

5. How do I reset my mPIN for SIB Mirror+?
If you forget your mPIN, click the “Forgot PIN?” option in the app. Follow the steps to reset your mPIN securely using the OTP sent to your registered mobile number.

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