Central Bank of India Balance Check Number – SMS, Missed Call & More

Priya, a marketing professional in Bangalore, was in a sudden financial crunch. A medical emergency arose, and she needed immediate funds. Recalling her recent transactions, she wondered if her account could cover the expenses.

With a quick missed call to 095552 44442 on the Central Bank of India Balance Check Number, Priya received her balance instantly.

After seeing her balance, Priya was relieved she had enough to cover the emergency. In those critical moments, having access to her account balance through the Central Bank of India’s fast, hassle-free methods made all the difference.

Now, Priya knows she can always count on the bank’s quick services when she needs them the most, whether it’s for unexpected situations or planned expenses.

Balance Enquiry Methods with their links and numbers

Different Ways to Check Your Central Bank of India Account Balance 

The Central Bank of India offers multiple convenient options for customers to check their account balance anytime and anywhere. These methods are designed to suit different preferences, whether you prefer digital access, phone-based services, or traditional banking. Below are the various ways you can check your account balance:

• Net Banking
• Mobile Banking (Cent Mobile app)
• Missed Call Banking 
• ATM
• Passbook
• Visiting the Branch

Central Bank of India Balance Check Through Net Banking

Central Bank of India offers a convenient and secure way for its customers to check their account balance online through its Internet Banking service. Whether you hold a personal or corporate account, you can easily access your account details from the comfort of your home. Follow the simple steps below to check your Central Bank of India balance through Net Banking.

Step 1: Visit the official website of the Central Bank of India. After visiting the site, on the right-hand side, you will see an option for Internet Banking. Click on that.

Step 2: After clicking on that, you will reach the official net banking portal of the Central Bank of India. There you will see two 

options: “Personal Banking” and “Corporate Banking.” Choose accordingly.

Step 3: If you have chosen “Personal Banking,” then - 

Select either ‘Cent eeZ’ or ‘Current INB.’

Click on “Proceed.”

Enter your User ID and click on the ‘Continue’ option.

Enter your Login Password and any required verification, such as CAPTCHA or OTP.

Once logged in, navigate to the Account Summary or Account Details section to check your account balance.

Step 4: If you have chosen “Corporate Banking” then -

Click on the Login button under Corporate Banking.

Enter your Corporate ID, User ID, and Password.

Complete any additional security verification, such as OTP if prompted.

After logging in, go to the Account Information or Account Summary section to view your account balance.

Step 5: After successfully logging in through either Personal or Corporate Banking. Go to the Account Summary, Account Overview, or Balance Enquiry section. Your available balance, account number, and transaction history will be displayed.

Central Bank of India Balance Check Through Mobile Banking

The Central Bank of India also provides an easy and efficient way to check your account balance through its Mobile Banking services. By using the Cent Mobile app, customers can manage their accounts anytime, anywhere, directly from their smartphones. Follow the steps below to download the app and check your balance conveniently.

Step 1: Visit the official website of the Central Bank of India. After visiting the site in the navbar, you will see an option for “Digital Banking.” Hover your cursor on that.

Step 2: You will see an option for Mobile Banking under the “Ways to Bank with us” section. Click on that.

Step 3: After clicking on that, you will reach the Mobile Banking Portal of the Central Bank of India. There you will see an option of “Download.” Click on that.

Step 4: Now, can can download the Cent Mobile app from the Play Store for Android users or from the App Store for iPhone users, or they have also given the QR code to download it for respective users.

Step 5: After downloading the app from the Play Store or App Store, open it on your device.
 

Step 6: Enter your login credentials (User ID and Password) or use biometric login if you’ve set it up for easier access.
 

Step 7: Once logged in, you will see several options on the dashboard. Look for the “Balance Inquiry” or “Balance Check” option.

Step 8: If you have multiple accounts, you may need to select the account you wish to check the balance for.

Step 9: After selecting the account, your balance will be displayed on the screen.

Central Bank Of India Balance Check Through Missed Call Banking

To check your balance using the Missed Call Banking Service of the Central Bank of India, follow these steps:

1. Ensure Mobile Number Registration: First, make sure that the mobile number you plan to use for the missed call service is registered with the Central Bank of India. If it's not registered, visit your home branch to update your mobile number.

2. Dial the Missed Call Number: Once your mobile number is registered, dial 09555244442 from your registered mobile number.

3. Receive Balance Information: After dialling, you will receive an SMS with the last “clear” balance of your account.

Note:

• This service is available only for SB (Savings Bank), CA (Current Account), OD (Overdraft), and CC (Cash Credit) accounts.
• You can register for Missed Call Banking for multiple accounts, but to do so, you need to visit your branch for the registration of each account.

By using this service, you can quickly get your balance information without the need to log in to your mobile banking app.

Central Bank of India Balance Check Through ATM

For those who prefer offline methods, checking your Central Bank of India account balance through an ATM is quick and simple. 

Whether you use a Central Bank ATM or another bank's ATM, you can easily access your balance information. Follow the steps below to check your account balance using an ATM.

Step 1: Locate the nearest Central Bank of India ATM. You may also use ATMs from other banks, but charges could apply.

Step 2: Insert your Central Bank of India ATM card into the machine, ensuring the chip is facing upwards and placed in the correct slot.

Step 3: Once the card is inserted, the machine will prompt you to enter your 4-digit ATM PIN. Enter the PIN you set when you received your card.

Step 4: The ATM will ask you to choose your preferred language. You can select from options like English, Hindi, or a regional language.

Step 5: After successfully logging in, you’ll see a list of options like Withdrawal, Mini Statement, Balance Inquiry, etc. Select the Balance Inquiry option.

Step 6: The ATM will display your account balance on the screen. Some machines may offer the option to print a receipt showing your balance and recent transactions.

Step 7: If you wish to have a printed record of your balance, select the option to print the receipt. The receipt will show your current balance.

Step 8: After checking your balance, make sure to safely end the session by selecting the Logout or Cancel option on the ATM screen.

Step 9: Don’t forget to retrieve your ATM card and receipt (if printed) before leaving the ATM.

Following these steps will help you check your balance easily using the Central Bank of India ATM.

Central Bank Of India Balance Check Through Passbook

Central Bank of India offers a digital alternative to the traditional passbook through its M Passbook application. This mobile app allows customers to view their transaction history and account balance anytime without visiting a branch. Follow the simple steps below to download and use the M Passbook app.

Step 1: Visit the official website of the Central Bank of India. After visiting the site in the navbar, you will see an option for “Digital Banking.” Hover your cursor on that.

Step 2: You will see an option for “M Passbook” under the section “Ways to Bank With Us.”

Step 3: Click on that. Scroll down and you will see icons to download the M Passbook for Android Users and for iPhone Users. Click on that accordingly.

Step 4: After clicking on that, click on the “Install” button to download it on your system. Once the app is installed, open the M Passbook app on your mobile device.

Step 5: Enter your registered mobile number linked with your Central Bank of India account.

Step 6: You will receive an OTP on your registered mobile number. Enter the OTP to proceed. Set a 4-digit MPIN as your login password for future access. Confirm the MPIN.

Step 7: After logging in, you will see your linked bank account details. Tap on your account number to open the passbook.

Step 8: You will now be able to see your account balance and recent transactions on the screen.

Step 9: To refresh or update your passbook, swipe down on the screen, and it will sync the latest entries.

Central Bank Of India Balance Check Through ATM

Step 1: Visit your nearest ATM (Central Bank of India or any other bank's ATM).
 

Step 2: Insert your Central Bank of India ATM/debit card into the machine.
 

Step 3: Select your preferred language from the options displayed.
 

Step 4: Enter your 4-digit ATM PIN using the keypad.
 

Step 5: From the menu, select the “Balance Enquiry” or “Check Account Balance” option.
 

Step 6: The ATM will display your current account balance on the screen.
 

Step 7: If you wish to have a printed receipt, choose the option to print the balance receipt.
 

Step 8: Once done, select the option to end the transaction and safely retrieve your ATM card.

Central Bank Of India Balance Check Through Third-Party App

Central Bank Of India Balance Check Through Visiting the Branch

Step 1: Visit the nearest Central Bank of India branch. If possible, go to your home branch where you originally opened your account, as they may be able to assist you more quickly.

Step 2: Carry a valid photo identification document with you. This could be your Aadhaar card, PAN card, passport, voter ID, or any other government-issued ID. Carrying your passbook or debit card is also helpful.

Step 3: Once you enter the branch, go to the customer service counter or approach a bank staff member. Inform them that you would like to check the balance of your account.

Step 4: The bank staff may ask you to provide your account number or fill out a balance enquiry form. They will then verify your identity using the ID you provide.

Step 5: After verifying your details, the bank staff will tell you your account balance. They may also update your passbook to show the latest transactions and current balance, if you have brought it with you.

Step 6: If you want a printed record of your recent transactions or balance, you can request a mini statement. Some branches may also provide this automatically when updating the passbook.

Conclusion

Checking your Central Bank of India account balance has never been easier, thanks to the wide range of convenient methods available. Whether you prefer using the official M Passbook app, visiting an ATM, or accessing your account through third-party UPI apps like PhonePe or Google Pay, you can get real-time updates on your balance within seconds. Each method is secure, user-friendly, and designed to keep you in control of your finances anytime, anywhere. Choose the option that suits you best and stay updated with your account effortlessly.

With the convenience of modern technology, you no longer need to visit a branch or wait in line to check your balance. Whether you're on the go or at home, these tools offer instant access to your account details with just a few taps. Additionally, the security measures in place ensure that your personal information remains protected during each transaction. By utilising these various methods, you can easily manage your finances, track spending, and ensure that you're always aware of your account status. Stay connected with your finances in the most efficient way possible, anytime you need it.

FAQ’s

1. How can I check my Central Bank of India balance via mobile?
You can use the M Passbook app or any UPI app like PhonePe or Google Pay to check your balance.

2. Is the internet required to check the balance through UPI apps?
Yes, an active internet connection is required to access UPI apps and check your balance.

3. Can I check my balance without a smartphone?
Yes, you can visit an ATM or use missed call/SMS banking from a basic mobile phone.

4. Is there any charge for a balance enquiry?
No, balance enquiry via M Passbook, UPI apps, or ATM is free of cost.

5. What if I forget my UPI PIN?
You can reset your UPI PIN through the app using your debit card details and OTP.

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