Punjab & Sind Bank Balance Check Number – Complete Guide

Sanjay Mehra, who owns a garment shop in Ludhiana, was having a busy day managing sales worth over ₹45,000. At around 8:30 PM, while reviewing his stock records of nearly 1,200 clothing items, he realised he needed to know exactly how much cash he had in his Punjab & Sind Bank account before placing a fresh order worth ₹32,500 for new inventory.

Rather than panicking or waiting until the next day to visit the bank, Sanjay simply picked up his phone and dialled 7039035156 — the Punjab & Sind Bank balance check number — from his registered mobile number. Within 15 seconds, he received an SMS confirmation showing his updated account balance of ₹68,420, which gave him the confidence to proceed with the new order. That quick and convenient solution helped Sanjay plan his purchases wisely and continue to grow his business without interruption.

Punjab & Sind Bank Balance Check Methods

Punjab & Sind Bank Balance Checking Methods:

Punjab & Sind Bank Balance Check Through Missed Call

This is one of the simplest and quickest ways to know your account balance. Punjab & Sind Bank offers a dedicated missed call service that anyone can use, even without internet access.

How to Use:

• Ensure your mobile number is linked to your account.
• Dial 7039035156 from your registered mobile.
• The call will disconnect automatically after a few rings.
• An SMS with your latest account balance will be sent almost instantly.

Why Use This Method?

• No need for the internet or a smartphone.
• Free of cost (standard call charges may apply if applicable).
• Works 24/7 — even on holidays.

Important Point:
 

If you have multiple accounts under the same mobile number, the primary account will be shown.

Punjab & Sind Bank Balance Check Through SMS

If you are unable to make a call or prefer text messaging, the SMS banking service is extremely helpful.

SMS Format and Number:

• Open your SMS app.
• Type <PSB>.
• Send it to 9773056161 or 8082656161.

Advantages of SMS Banking:

• Works without internet.
• Saves balance records in your phone for future reference.
• You can access the information anytime offline.

Note: Ensure your SMS plan is active, and messages are sent from your registered mobile number.

Punjab & Sind Bank Balance Check Through Toll-Free Number

Punjab & Sind Bank has made the balance checking process straightforward by offering a single-number service. There’s no separate toll-free number apart from the missed call facility.

Current Status:

• Call or give a missed call to 7039035156.

The system will automatically disconnect and reply via SMS containing your balance details.

Note:
 

Calling customer care numbers for detailed queries might involve other helpline numbers, but for balance checking, 7039035156 is the designated number.

Punjab & Sind Bank Balance Check Through Mobile Banking

Punjab & Sind Bank has launched a mobile application called PSB UNIC, which provides almost all banking services at your fingertips.

How to Use PSB mPay:

1. Download PSB mPay from the Google Play Store or Apple App Store.
2. Register using your customer ID and set a secure MPIN.
3. Log in and navigate to the ‘My Accounts’ section.
4. Tap on your account to view balance details and mini statements.

Key Features of PSB mPay:

• Balance enquiry.
• Mini statements.
• Fund transfers (NEFT/IMPS/RTGS).
• Bill payments and recharge services.
• Loan and deposit information.

Important: Always download the app from trusted app stores to avoid fraudulent versions.

Punjab & Sind Bank Balance Check Through Net Banking

For customers comfortable with using a computer or smartphone, Net Banking offers a detailed and secure way to access account information.

How to Access:

1. Visit the official website: punjabandsindbank.co.in.
2. Click on the Net Banking login portal.
3. Enter your User ID and Password.
4. After logging in, navigate to ‘Account Summary’ or ‘Account Details’.
5. Your real-time balance and transaction history will be displayed.

Additional Features Available:

• Download account statements.
• Make fund transfers.
• Pay taxes and bills.
• Open deposits online.

Tip: Always log out properly after banking to maintain security.

Punjab & Sind Bank Balance Check Through WhatsApp Banking

Currently, Punjab & Sind Bank has not launched WhatsApp Banking services for account balance checking. Customers should rely on missed calls, SMS, or other available methods.

Note:
 

Keep an eye on official announcements in case this facility is introduced later.

Punjab & Sind Bank Balance Check Through ATM

This is a traditional method and is effective when you are near an ATM, whether it is Punjab & Sind Bank’s own or another bank's interoperable ATM.

How to Check Balance via ATM:

1. Insert your Punjab & Sind Bank debit card into the ATM.
2. Enter your 4-digit ATM PIN.
3. Select the 'Balance Inquiry' option.
4. The screen will display your account balance.
5. Optionally, print a mini statement or balance slip.

Why Use ATMs for Balance Check:

• Access mini statements.
• Update card settings if needed.
• Perform cash withdrawals simultaneously.

Pro Tip:
 

Prefer Punjab & Sind Bank ATMs to avoid additional ATM usage charges if you have exceeded your free transaction limit at other bank ATMs.

Punjab & Sind Bank Balance Check by Visiting the Nearest Branch

If you prefer face-to-face assistance, visiting the branch remains a reliable option.

How to Proceed:

• Carry your passbook and ID proof.
• Request a passbook update at the counter.
• Alternatively, fill out a simple balance enquiry form at the enquiry desk.

Advantages:

• Face-to-face communication.
• Option to discuss other account-related queries.
• Suitable for senior citizens and non-tech-savvy individuals.

Important:
 

Branch timings are typically between 10:00 AM to 4:00 PM (Monday to Friday).

Punjab & Sind Bank Balance Check by Third-Party Apps

With the rise of digital wallets and UPI applications, checking your bank balance has never been easier.

Compatible Apps:
 

• PhonePe
• Google Pay
• Paytm
• BHIM App
• BharatPe

Steps to Check Balance:

1. Open your chosen UPI app.
2.  Go to the 'Bank Account' or 'Balance Check' section.
3. Select Punjab & Sind Bank from your linked accounts.
4. Enter your UPI PIN when prompted.

The app will fetch your balance directly from the bank’s server.

Why Use UPI Apps:

• Instant checking.
• Accessible 24/7.
• No additional charges.

Tip: Regularly update your UPI apps to the latest version for better security and new features.

Conclusion

Punjab & Sind Bank is committed to making banking simple for everyone, whether they are tech-savvy younger customers or elderly citizens. With features such as missed-call services, SMS banking, mobile apps, internet banking, ATM access, and UPI platforms, it has never been more convenient to check your account balance.

If you have a small shop like Sanjay Mehra managing day-to-day expenses or are an individual defining savings targets, being aware of the current bank balance empowers you to make more sensible financial decisions. 

Punjab & Sind Bank enables every customer, whether tech-savvy or not, to have easy and reliable access to their account details anytime, anywhere.

So, save 7039035156 in your contacts today — because staying financially aware starts with one simple call.

FAQs

1. What is the missed call number for the Punjab & Sind Bank balance check?

Dial 7039035156 from your registered mobile number to get your account balance via SMS.

2. Can I check my Punjab & Sind Bank account balance without the internet?

Yes, you can use the missed call service or SMS banking to check your balance without the Internet.

3. Is there any charge for using Punjab & Sind Bank balance enquiry services?

Punjab & Sind Bank generally does not charge for balance enquiry through missed calls or SMS. However, your mobile service provider might apply nominal SMS charges.

4. What to do if I do not receive an SMS after giving a missed call?

Ensure your mobile number is registered with the bank. If the problem persists, contact customer care or visit the nearest branch.

5. Can I check the Punjab & Sind Bank balance through WhatsApp Banking?

Currently, WhatsApp banking is not available to Punjab & Sind Bank customers.

6. How can I register my mobile number with Punjab & Sind Bank?

Visit your home branch and submit a mobile number registration form with valid ID proof.

7. How many times can I give a missed call to check my balance?

There is generally no limit, but frequent checking should be done responsibly to avoid unnecessary network traffic.