ICICI Bank Balance Check Number – Missed Call, SMS & Mobile Banking

Priya, a young professional, had just received her salary of ₹50,000 for the month. She recently made a few important transactions, including paying her rent and shopping for essentials. As she was unsure about her remaining balance, she decided to check her ICICI Bank account.

Her recent transactions look like this:

With just a few taps, Priya opened the iMobile Pay app, checked her balance, and was relieved to find that she still had ₹27,500 available. This helped her plan the rest of the month more efficiently, knowing how much she could save and spend. She felt much more confident in managing her expenses and even started setting a budget for the next month.

Different Ways to Check Your ICICI Bank Balance 

1. Through SMS Banking

2. Through Customer Care

3. Through USSD Code

4. Through Mobile Banking

5. Through.ATM

6. Through Branch Visit

7. Through Internet Banking

ICICI Bank Balance Check through SMS Banking

ICICI Bank allows you to check your account balance quickly using SMS Banking. This method is simple, does not require internet access, and is especially helpful when you're on the move. Just follow the steps below using your registered mobile number:

Step 1: Ensure that your mobile number is registered with your ICICI Bank account through Corporate Internet Banking.

Step 2: Open the messaging app on your mobile phone that is linked to your ICICI Bank account.

Step 3: In the message body, type CIBAL followed by a space and your 12-digit ICICI Bank account number. For example, CIBAL 123456789012

Step 4: Send this SMS to 5676766 or 9215676766 from your registered mobile number.

Step 5: Wait for a response from ICICI Bank. You will receive an SMS containing the current balance of your account.

ICICI Bank Balance Check Through Customer Care 

If you prefer checking your account balance through a phone call, ICICI Bank provides dedicated customer care numbers for quick assistance. Follow the steps below to know your balance through the voice system:

Step 1: Call ICICI Bank's toll-free customer care number 1800 1080 from your registered mobile number.

Step 2: Listen to the IVR (Interactive Voice Response) menu carefully and select the option for account or balance enquiry.

Step 3: Enter your account details or customer ID if prompted, and complete any required identity verification.

Step 4: Once verified, the system will provide your account balance through the automated voice service.

Step 5: If you're travelling outside India, call +91-22-33667777 for assistance. International calling charges may apply.

Step 6: If the main number is not reachable, you can call the backup customer care number 1860 120 7777 for the same service.

Step 7: For any complaints or if you wish to speak to a representative, you can also call 1800 1080 and follow the IVR to connect with customer support.

ICICI Bank Balance Check Through WhatsApp Banking

ICICI Bank provides a quick and easy way to check your account balance using WhatsApp. All you need to do is follow these simple steps to get your balance anytime, anywhere, through the app.

Step 1: Save ICICI Bank’s official WhatsApp number +91 86400 86400 to your phone contacts.

Step 2: Open WhatsApp on your mobile device using the mobile number registered with your ICICI Bank account.

Step 3: Start a chat by sending “Hi” to +91 86400 86400 to begin WhatsApp Banking.

Step 4: To check your account balance, simply type ‘balance’ or ‘bal’ in the chat window and send it.

Step 5: You will receive a reply with the balance details of your linked ICICI Bank accounts.

Step 6: If you are not already subscribed to WhatsApp Banking, you can opt in by:

• Giving a missed call to +91 95420 00030, or
• Sending an SMS with ‘OPTIN’ to +91 95420 00030.

Step 7: To stop receiving messages from ICICI Bank on WhatsApp, send ‘OPTOUT’ to +91 95420 00030 via SMS.

By starting a conversation on WhatsApp, you agree to the Terms and Conditions of ICICI Bank’s WhatsApp Banking service.

ICICI Bank Balance Check Through USSD 

ICICI Bank offers a convenient way to check your account balance through the USSD (Unstructured Supplementary Service Data) code. This method is especially useful for users who do not have internet access. Follow the simple steps below to check your balance securely:

Step 1: From your registered mobile number, dial *99# on your phone. This is part of the National Unified USSD Platform (NUUP) and works without internet access.

Step 2: A secure and interactive menu will appear on your mobile screen. This menu allows access to your bank account and various UPI services.

Step 3: If your Virtual Payment Address (VPA) is already created and linked to your ICICI Bank account, you can proceed directly to the menu to check your account balance.

Step 4: If your VPA is not yet created, first dial *99*44# to create and link your ICICI Bank account with a UPI ID.

Step 5: Follow the menu prompts after dialing *99# and choose the balance enquiry option to view your account balance.

Step 6: This service is available only from your registered mobile number and works over GSM networks through a session-based, encrypted channel, ensuring your information is transmitted securely.

Step 7: Your account number will remain partially masked during the process, providing an extra layer of security.

ICICI Bank Balance Through Mobile Banking

ICICI Bank provides the iMobile App, a secure and easy way to check your account balance and perform other banking activities directly from your phone. Follow these simple steps to view your balance:

Step 1: Visit the Official website of ICICI Bank. Scroll down and you will find the button to download the iMobile App for Android Users and for iPhone Users.

Step 2: Open the app and grant any required permissions. If you're using it for the first time, you’ll need to register using your registered mobile number.

Step 3: Authenticate your account by entering the OTP received on your registered mobile number. You may also be asked to set a 4-digit MPIN for secure access.

Step 4: Once logged in, you’ll see the dashboard displaying all your linked ICICI Bank accounts.

Step 5: It will ask you to enter the 4-digit PIN that you have generated when registering.

Step 6: After entering the 4-digit PIN, you will see a button “View balance.” Click on that. Your balance will be displayed. 

Step 7: The iMobile Pay app also allows you to manage multiple accounts, transfer funds, pay bills, and access other banking services securely from your phone.

ICICI Bank Balance Check Through ATM

Step 1: Visit any ICICI Bank ATM or any other bank’s ATM nearby.

Step 2: Insert your ICICI Bank debit card into the ATM.

Step 3: Select your preferred language from the options displayed on the screen.

Step 4: Enter your 4-digit ATM PIN to access your account.

Step 5: From the main menu, select the “Balance Enquiry” option.

Step 6: The ATM will process your request and display your account balance on the screen.

Step 7: You can also choose to print a receipt that shows your current balance.

Step 8: Once done, make sure to safely remove your card and collect the receipt, if printed.

This method works 24/7 and provides a quick and secure way to check your account balance without needing internet access.

ICICI Bank Balance Check Through Branch Visit

Step 1: Visit the nearest ICICI Bank branch during working hours. It is preferable to visit your home branch where your account is held.

Step 2: Carry a valid identity proof, such as your Aadhaar card, PAN card, or any government-issued photo ID. Carrying your passbook or debit card is also helpful.

Step 3: Once you enter the branch, approach the customer service desk or any bank executive.

Step 4: Inform the staff that you would like to check your account balance.

Step 5: You may be asked to provide your account number or show your ID for verification.

Step 6: After verification, the staff will inform you of your current account balance.

Step 7: If you have your passbook, you can request to have it updated, which will show your balance along with recent transactions.

Step 8: If you need a printed record of recent transactions, you can also ask for a mini statement.

This method is ideal for customers who prefer face-to-face service or need additional assistance with their banking queries.

ICICI Bank Balance Check Through Internet Banking

Step 1: Visit the Official website of ICICI Bank. Scroll down and in the footer section, you will see a small heading “Ways to Bank.” Under this section, you will see an option for “Internet Banking.” Click on that.

Step 2: After clicking on that, you will reach the official ICICI Bank Internet Banking Portal. There you will see a “Login now” button. Click on that.

Step 3: After clicking on that, fill in the User ID and Password and click on the “Login” button.

Step 4: Once you log in successfully, you will be taken to your account dashboard, where all your linked ICICI Bank accounts are displayed.

Step 5: On the homepage itself, you will see your account summary, which includes your available balance, account number, and account type.

Step 6: To view more details, click on your account number. This will open a detailed view showing your current balance, available balance, and recent transactions.

Step 7: If you want a detailed account statement, you can click on the “Account Statement” option and select the desired date range to view or download your transaction history.

Step 8: Always make sure to log out properly after checking your balance to keep your account secure, especially if you're using a public or shared computer.

This method provides a secure and detailed view of your account balance and transactions anytime from the comfort of your home.

ICICI Bank Balance Check Through Third-Party Apps

Step 1: Make sure your ICICI Bank account is linked to the UPI app you are using, such as Google Pay, PhonePe, Paytm, BHIM, or others.

Step 2: Open the UPI app on your mobile device.

Step 3: On the home screen or in the menu, look for the option like “Check Bank Balance” or “View Account Balance.”

Step 4: Select your ICICI Bank account if you have multiple accounts linked to the app.

Step 5: Enter your UPI PIN to authenticate the balance enquiry request.

Step 6: After successful authentication, the app will display your current ICICI Bank account balance on the screen.

This method is quick, secure, and works 24/7, allowing you to check your balance without logging into your bank's official app or website.

Conclusion

ICICI Bank offers multiple convenient and secure ways for customers to check their account balance, ensuring accessibility for everyone, regardless of their preferred banking method. From traditional options like branch visits and ATMs to modern digital solutions such as internet banking, iMobile Pay app, WhatsApp banking, USSD codes, customer care, and third-party UPI apps, ICICI Bank ensures that customers can stay connected to their accounts 24/7. 

These services are designed to be user-friendly, fast, and safe, allowing you to monitor your account balance with just a few taps or a simple call. Whether you're at home, at work, or on the go, you can choose the method that best suits your lifestyle. With such a wide range of options, managing your finances has never been easier or more efficient.

FAQ’s

1. How can I check my ICICI Bank balance through a missed call?
Give a missed call to 9594612612 from your registered mobile number. You'll receive an SMS with your account balance.

2. Can I check my ICICI balance without internet?
Yes, use missed call, SMS, or dial *99# USSD code from your registered mobile number.

3. How do I check my ICICI balance using WhatsApp?
Send ‘Hi’ to +91 86400 86400 on WhatsApp. Type ‘balance’ or ‘bal’ to receive your account balance.

4. Is it possible to check the balance using third-party UPI apps?
Yes, open any UPI app, select Check Balance, enter your UPI PIN, and view your account balance.

5. Can I check my ICICI Bank balance through an ATM?
Yes, insert your debit card at any ATM, enter your PIN, and select ‘Balance Enquiry’ to view your balance.

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