Allahabad Bank Balance Check – Missed Call, SMS & Online Methods

After going shopping over the weekend, Sunita wanted to know how much money she still had left. Using her registered mobile number, she dialled 9224150150, the balance check number for Allahabad Bank, and instantly received an SMS. Her prior balance was ₹15,000, according to her record. Recent expenses amounted to ₹6,700, which included ₹2,500 for groceries, ₹1,200 for dining out, and ₹3,000 for internet shopping. 

She quickly calculated that she still had ₹8,300 left. She promised herself that she would spend more wisely going into the future, and she was glad for the immediate response of Allahabad Bank's balance check number.

Allahabad Bank Balance Enquiry Method

Note: As of April 1, 2020, Allahabad Bank has merged with Indian Bank. All balance enquiry services are now 

provided under the Indian Bank's infrastructure.​

Tips:

• Save missed call numbers (8108781085 / 09224150150 / 9224150150) in your phone for quick access.
• Use missed calls or SMS methods when you don’t have internet access.
• Register your mobile number with the bank to use SMS and missed call services.
• Keep your MPIN and account number handy for SMS balance checks.
• Use the IndOASIS app for full mobile banking features, including balance checks.
• Enable biometric login in the mobile app for faster and more secure access.
• Use Internet banking for detailed statements and transaction history.
• Keep your internet banking and mobile banking credentials confidential.
• Use customer care (1800-572-2000) if you're unable to access other methods.
• Remember: WhatsApp banking is not available for Allahabad Bank accounts.
• Use UPI-enabled apps (Google Pay, PhonePe, etc.) as alternative balance check options.
• Visit your branch or ATM if digital options are unavailable.

Different ways to check your Allahabad Bank account balance.

1. Missed Call Service (Toll-Free)

Dial: 9224150150 from your registered mobile number.

Example: Sunita gave a missed call to 9224150150. Within seconds, she received this SMS. Balance as of 21-Apr-2025: ₹15,000. Recent debit: ₹2,500 (groceries), ₹1,200 (electricity bill)."

alculation:

• Initial Balance = ₹15,000  
• Expenses = ₹2,500 + ₹1,200 = ₹3,700  
• Remaining Balance = ₹15,000 - ₹3,700 = ₹11,300

Remaining Balance: ₹11,300

2. SMS Banking

Send: BALAVL <Account Number> <MPIN> to 9444394443

Example: Sunita sends: BALAVL 1234567890 7788

She receives: "Available Balance: ₹11,300 as of 21-Apr-2025"

3. Toll-Free Customer Care

Call: 1800-572-2000 and follow the IVR to check your balance.

Example: Sunita calls, selects the "Balance Enquiry" option, and hears: "Your current account balance is ₹11,300."

4. Mobile Banking (IndSMART App)

Steps:

• Download IndSMART
• Log in using MPIN or biometrics
• Tap on “Accounts” → “Balance Enquiry”

Example: Sunita logs in and views: "Savings Account Ending in 7890: ₹11,300 available."

5. Net Banking (Indian Bank Portal)

Visit: www.indianbank.in

Steps:

• Log in using credentials like user ID and password.
• Go to “Accounts” → “Account Summary”

Example: Sunita checks online: "Balance: ₹11,300 | Last transaction: ₹1,200 debit (electricity)."

6. WhatsApp Banking

Currently not available for Allahabad Bank (now Indian Bank).

7. ATM Machine

Steps:

• Insert the ATM card
• Enter PIN
• Select “Balance Enquiry”

Example:
 

 Sunita uses an ATM and prints: "Balance: ₹11,300 | Last 5 transactions listed."

8. Visiting Nearest Branch

Steps:

• Carry your passbook.
• Request for an update at the counter

Example: Sunita visits her branch and gets her passbook updated: "Balance as of 21-Apr-2025: ₹11,300"

9. Using Third-Party Apps (e.g., Google Pay, PhonePe, Paytm)

Steps:

• Open app → Linked Bank Account → “Check Balance”

Example:
 

Sunita opens Google Pay, enters UPI PIN, and sees: "Balance in Allahabad A/c: ₹11,300"

Check the Balance of Allahabad Bank via Mobile Banking

Customers can check their account balance and carry out online transactions using one or two of Allahabad Bank's currently available apps. The following is a brief discussion of the Allahabad Bank apps: 

• Allahabad Bank mPower: Customers can simply do ATM, net banking, and other transactions with this app's full access. With the use of this app, users may also view their mini-account statements and other account-related data.
  
  
• AllBank m-Power+: Customers may find all of Allahabad Bank's apps in one location with this mobile app. Customers don't have to look for new applications. Additionally, account holders can see their mPassbook to see how much money they have in their accounts.
  
  
• BHIM App: The BHIM app makes it simple for Allahabad bank account holders to transfer money and check their balance. The clients are given a Virtual Payment Address (VPA) that they can use to send and receive money safely.

Check the Balance of Allahabad Bank via Passbook Printing

Account holders of Allahabad Bank who prefer to conduct their banking offline or who have not joined net banking can view their passbook to view their balance. Customers must, however, regularly update their passbooks to 

reflect the current balance of their accounts. 

Conclusion

Customers can check their account balance using a variety of reliable options from Allahabad Bank, which has since merged with Indian Bank. The simplest option is the missed call feature, which allows you to receive an SMS with your balance and recent transactions by simply dialling 9224150150. It is also possible to use SMS banking by messaging BALAVL to 9444394443. 

Both the Indian Bank Net Banking Portal and IndOASIS mobile banking provide safe access to account information for online users. Consumers without internet access can use the IVR to inquire by calling the toll-free number 1800-572-2000. Although WhatsApp banking is not yet readily available, third-party UPI apps like PhonePe and Google Pay, ATMs, and branch visits are other ways to track accounts. 

To provide effortless use of these services, always make sure your cell phone is linked to the bank. These methods ensure that Allahabad customers are always informed and in charge of their money. 

FAQs Related to Allahabad Bank Balance Check

Q. How to Register for the Allahabad Bank Missed Call service?

Customers of the bank who call the Allahabad Bank balance inquiry number are notified by SMS that their cell number is not linked to this service. To sign up for the Allahabad Bank missed call service, bank account holders just need to visit the bank, fill out a form, and bring the required paperwork to register their cellphone number. To use this service, no additional steps need to be taken.

Q. How can I check my bank balance without the Internet?

You can utilise Allahabad Bank's SMS or missed call services to check your account balance without using the internet. You can either write "BALAVL" and send it to the same number or make a missed call to 09223150150 from your registered mobile number.

Q. How can I check my Allahabad Bank balance without my mobile number?

You can utilise the Allahabad Net Banking portal or Mobile Banking to check your bank balance without a mobile number. Enter your customer ID and password to log in, then select "Account Details" to display "Balance."

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