Diwaker is a Businessman who earns ₹1,50,000, a decent amount of money for our family. The IPPB Bank helps him with payments and transactions, and whenever he wants to check his balance, the IPPB Bank provides excellent service. Diwaker tells us about an incident where he can regain his balance immediately.

Diwakar’s IPPB Balance Check Story

Diwakar says, "Checking my IPPB balance is so easy for me without any tension. I can check anytime, anywhere. It saves time and helps me manage money wisely. Best part? Many simple ways to check!"

Read More – Post Office Net Banking

Diwakar has ₹3,00,000 in his IPPB account. After shopping (₹25,640), movie (₹3,430), and dinner (₹5,430), he wants to check his balance.

Ways Diwakar Can Check His IPPB Account Balance:

SMS Service	Send an SMS "BAL" to 7738062873 from his registered mobile number. He will receive an SMS with his balance.
IPPB Mobile App	Open the IPPB Mobile Banking App. Log in with his Customer ID/MPIN. His balance will be shown on the home screen.
ATM	Visit any ATM with his IPPB debit card. Insert card, enter the PIN, and select "Balance Inquiry".
Post Office	Visit the nearest Post Office with his IPPB account details. Ask the staff to check his balance.
Internet Banking	Log in to IPPB Internet Banking on the official website. Check the balance under the "Account Summary" section.
Customer Care	Call 155299 (IPPB Customer Care). Follow the instructions to check the balance.

"IPPB balance check is so easy! Just a call, SMS, or app click. No tension, there fast update. Helps me track money anytime. Best for quick checking!"

IPPB Bank Balance Inquiry Method

IPPB Bank Balance Inquiry Method	Balance Check Numbers and Link
By giving several missed calls (Toll-Free)	To check your account balance, dial 7799022509 Mini statement, dial 7799022708
Via SMS	(IPPB) balance via SMS, send "BAL" to 7738062873 from your registered mobile number. If your mobile number isn't already registered, send "REGISTER" to 7738062873 from your IPPB-linked mobile number.
On WhatsApp	Send a "Hi" message to 88007 56000 from your registered mobile number
Internet Banking	IPPB Bank Internet Banking Official Website
Mobile Banking	IPPB Bank Mobile App
Customer Care	You can call the IPPB helpline at 155299 or 033-22029000

Different ways to check your IPPB Bank account balance

There are different ways to check the balance easily:

IPPB Bank Balance Check Through Missed Call

Diwakar wants to check his IPPB account balance quickly. He uses the missed call service, which is free and instant.

How to check his balance?

Action	Benefit for Diwakar
Dials 8424-645-923 from his registered mobile	No need to remember long numbers
Cuts the call after 1-2 rings	No call charges, completely free
Gets an SMS with his balance	Instant update, no internet needed

Why does Diwakar Love It?

No Internet? No problem! Works on any phone.
No Charges? Free, no hidden fees.
Quick & Easy? Just a missed call and the balance shows in SMS.

Diwakar says: "Missed call balance check is super helpful! No app, no net, just call and get the balance. Saves time and money!"

IPPB Bank Balance through SMS

Diwakar wants to check his IPPB balance easily. He uses an SMS service, no app, and no internet needed.

How does Diwaker check his balance?

Action	Benefit
Sends BAL to (+91 8800756000) from his registered mobile	No need to remember complex steps
Gets an instant SMS reply with the balance	Works even without internet
No charges for this service	Saves money, totally free

Why does Diwakar like it?

Simple: Just type BAL and send.
Fast: Gets balance in seconds.
No Extra Cost: Free SMS service.

Diwakar says, "SMS balance check is best! No app, no worry. Just one message and I know my money."

IPPB Bank Balance Checks through Toll-Free Numbers

Diwakar wants to check his IPPB balance without any cost. He uses the toll-free number service - no charges, no internet needed.

How does Diwakar Check His Balance?

Action	Benefit
Dials 1800-274-8888 from his registered mobile	No call charges - completely free
Follow IVR instructions to hear the balance	Works on any phone - smart or basic
Gets instant balance details	No need to visit the bank or ATM

Why does Diwakar prefer this?

Free Service: No money deducted for calls
24/7 Available: Can check anytime, even at night
Easy Steps: Just dial and listen to the balance

Diwakar says: "Toll-free number is perfect! No SMS, no app, it's just a call and know my balance quickly without paying anything."

IPPB Bank Balance Check through Mobile Banking

Diwakar uses IPPB's mobile banking to check his balance anytime. It's fast, safe, and works 24/7.

Action	Benefit
Open the IPPB mobile app on the phone	No need to remember numbers
Logs in with MPIN/OTP	Keeps the account safe and secure
Views balance on the home screen	Shows the latest balance instantly

Why Diwakar Likes Mobile Banking?

See All Details: Balance, transactions, all in one place
Do More: Can transfer money, and pay bills, too
Always Available: Check even at night or on holidays

Diwakar says, "Mobile banking is best! Just open the app and see my money. Can pay bills too without going anywhere. Very helpful for me."

IPPB Bank Balance Check through Net Banking

Diwakar checks his IPPB account balance using net banking. It's safe and shows all the details clearly.

How to Check balance

Action	Benefit
Go to the IPPB website on your phone/computer	Works on any device
Logs in with user ID and password	Safe and secure
Views balance on the dashboard	Shows full account details

Why Diwakar Prefers Net Banking?

See Everything: Balance, transactions, and history all together
Do Banking Work: Transfer money, check statements anytime
Safe Service: No one else can see account details

Diwakar says, "Net banking helps me most! I can check my money when I want. Can see all my payments and transfers too. Very useful for keeping track of my account."

Extra Benefits:

Works 24 hours, even on holidays
No need to go to the bank
Can download statements if needed

IPPB Bank Balance Check through WhatsApp banking

Diwakar uses WhatsApp banking to check his IPPB balance. It's the easiest way - no app download, no internet needed!

Action	Benefit
Saves (+91 8800756000) as "IPPB Bank" in contacts	Easy to find next time
Sends "Hi" to this number on WhatsApp	Start banking chat
Follows simple menu options	No typing difficult commands
Gets the balance instantly as a message	Works even on slow internet

Why does Diwakar Love WhatsApp Banking?

No New App: Uses WhatsApp, he already has
Simple Steps: Just chat with friends
Works Always: Even when the internet is weak
Safe & Secure: Official bank number only

More Benefits:

Check the last 5 transactions
Get a mini-statement
Know account details
24x7 service - even at night!

Diwakar says, "WhatsApp banking is my favourite! Just like chatting with a friend, I get my balance. No need to remember numbers or codes. The easiest way to check money!"

IPPB Bank Balance Check through ATM

Diwakar checks his account balance at any ATM using his IPPB debit card. It's quick and works even without a phone or internet.

How does Diwakar check the Balance?

Action	Benefit
Insert the IPPB debit card into the ATM	Works at any bank's ATM
Enter 4-digit PIN	Keeps the account secure
Selects "Balance Inquiry"	See the balance in seconds
Gets a printed slip with the balance	Proof of transaction

Why ATM Works Best for Diwakar?

No Phone Needed: Good when the phone is dead
Anywhere Access: Works at all ATMs
Free Service: No charges at IPPB ATMs
Get Cash Too: Can withdraw money same time

Extra Benefits:

Check balance 24/7
Get the mini-statement option
Safe and private

Diwakar says, "ATM balance check never fails! When my phone has no charge, I just use the card at a nearby ATM. Fast and gives a printed receipt too!"

IPPB Bank Balance Check by Visiting the Nearest Branch

Diwakar visits his nearest IPPB branch when he wants to check his balance in person. This helps him when he has doubts or needs extra help.

How Diwakar Checks His Balance

Action	Benefit
Goes to the IPPB branch with a passbook/ID	Staff help directly
Shows ID proof to the bank officer	Safe and verified
Gets the balance updated in the passbook	Written record for the future
Can ask questions if needed	Clear all doubts

Why does Diwakar Likes Branch Visits?

Personal Help: The Staff explains everything clearly
No Tech Fear: Good for those who don’t trust phones/ATMs
Passbook Update: Keeps track of all transactions
Solve Other Issues: Can fix account problems, too

Diwakar says, "Branch visit gives me peace of mind! When I don’t understand something, the staff helps me. Plus, my passbook stays updated."

IPPB Bank Balance Check through a third-party app

Diwakar uses PhonePe (a third-party app) to check his IPPB balance quickly after shopping and dining. Here's how it helps him track his spending:

Diwakar's Expenses & Balance Check

Activity	Amount Spent	Payment Method
Shopping	₹4,000	UPI via PhonePe
Dinner	₹5,000	UPI via PhonePe
Other Payment	₹54,739	UPI via PhonePe
Total Spent	₹63,739

How Diwakar Checks Balance on PhonePe

Opens PhonePe App: Selects "IPPB Bank" under Accounts
Logs In: Uses UPI PIN for security
Views Balance: Sees the updated amount after each transaction

Why does Diwakar like this method?

Instant Updates: Balance refreshes after every payment
Track Spending: Sees where money was spent (shopping, food, etc.)
No Extra App Needed: Uses PhonePe for payments & balance check

Remaining Balance Calculation:

Initial Balance: Suppose Diwakar had ₹1,00,000
After Expenses: ₹1,00,000 - ₹63,739 = ₹36,261

Diwakar says, "PhonePe shows my IPPB balance instantly! After shopping and dinner, I know exactly how much is left. No need to open the bank app separately. Very convenient!"

Conclusion

Checking your IPPB bank balance is easy and can be done in many ways. You can use missed call, SMS, mobile apps, net banking, WhatsApp, ATM, or visit the branch. Each method is simple and helpful in different situations. Missed calls and SMS are good when you need a quick balance without the internet. Mobile app and net banking show full account details anytime.

Also Read - IPPB Customer Care Number

WhatsApp banking works like chatting with a friend. ATM is useful when your phone is not working. A branch visit helps when you need personal assistance or a passbook update. Choose what works best for you. All methods are safe and free or low-cost. IPPB makes banking easy for everyone. You can check your balance day or night, without worry. No need to wait or depend on others, your account information is always in your hands.

FAQs Related to IPPB Bank Balance Check

How can I check my IPPB account balance?
You can check your balance by missed calls, SMS, mobile app, net banking, WhatsApp, ATM, or branch visit. All methods are easy and safe. Choose what works best for you anytime.

Is the missed call service free for a balance check?
Yes! Just call 8424-645-923 from your registered mobile. Cut the call after 1-2 rings. You'll get an SMS with your balance. No charges apply - completely free service for all customers.

What SMS should I send for a balance check?
Send "BAL" to (+91 8800756000) from the registered number. You'll receive a reply SMS with your current balance. This works 24x7 without the internet. No extra charges for this service.

Can I check the balance without the internet?
Yes! Use missed calls, SMS, or ATM cards. These work without the internet. Visit the branch with a passbook if needed. Many options are available for offline balance checks.

How to check the balance via WhatsApp?
Save IPPB WhatsApp number (+91 8800756000). Send "Hi" and follow the menu. Get a balance instantly in chat. Works like normal messaging - very simple to use.

Is the mobile app balance check safe?
Yes! Download the official IPPB app. Log in with a secure PIN/OTP. Balance shows on screen. All data is encrypted for safety. Never share login details with anyone.

Can I check my balance at any ATM?
Yes! Use the IPPB debit card at any ATM. Select the "Balance Inquiry" option. The first 5 transactions are free at other banks. Unlimited free access at IPPB ATMs every month.

What documents are needed for a branch balance check?
Carry your passbook and ID proof. Bank staff will help check the balance. They can update the passbook, too. No fee for this service at IPPB branches.

What if the balance SMS doesn't come?
Check the mobile network first. Ensure the number is registered with IPPB. Try again after some time. Contact customer care if the problem continues. They will solve it quickly.

Is there any charge for a balance check?
No! Most methods are completely free. Missed calls, SMS, app, WhatsApp - all free. Only some ATMs may charge after free limits. IPPB ATMs never charge for a balance check.

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