Author
LoansJagat Team
Read Time
10 Min
21 May 2025
Mr. Ravi Shukla, a 38-year-old small business owner from Bijnor, runs a general store with a daily turnover of approximately ₹6,000–₹8,000. Last month, while attempting to make a bulk stock purchase worth ₹42,500, his ATM card transaction was suddenly declined at the supplier’s point-of-sale machine.
The reason? His Prathama U.P. Gramin Bank account had only ₹3,850 left — much lower than expected. The situation turned awkward quickly, especially with two of his regular suppliers and a junior staff member witnessing the moment.
Panicked and slightly embarrassed, he stepped aside and immediately called his friend, asking, “How can I quickly check my Prathama U.P. Gramin Bank balance? Is there a missed call number or some fast method?” That incident motivated him to explore and adopt smarter ways to stay updated on his finances.
In this blog, we’ll walk you through all the quick, secure, and latest methods—including missed call, SMS, mobile banking, and more—so you never face a situation like Ravi’s again.
The bank was formed by the merger of Prathama Bank and Sarva UP Gramin Bank on April 1, 2019. If you had an account with either of the older banks, do not worry. Your account is now managed under Prathama U.P. Gramin Bank.
You can continue using it with even better digital services. With this merger, the bank introduced modern digital banking, SMS banking, missed call banking, and other convenient services for its customers.
Section | Details |
Prathama UP Gramin Bank Balance Check Number | 18002023003 |
SMS Banking | Send "BAL (space) Account Number" to 9246019525 |
Mobile Banking | Through PUPGB Mobile Banking App |
Net Banking | Through the official Prathama UP Gramin Bank Net Banking portal |
WhatsApp Banking | Not officially launched yet |
Toll-Free Customer Care Number | 1800 180 7777 |
UPI Apps | PhonePe, Google Pay, BHIM, Paytm |
ATM | Any PUPGB ATM or other bank ATM |
Branch Visit | Nearest Prathama UP Gramin Bank branch |
Third-Party Apps | PhonePe, Paytm, Google Pay, BHIM |
Here are multiple methods through which you can easily check your account balance:
The easiest and fastest method to check your Prathama UP Gramin Bank account balance is via the Missed Call Facility.
You do not need a smartphone or even an internet connection.
Just follow these simple steps:
Bonus Tip:
Always make sure your mobile number is updated in bank records. Otherwise, you might not be able to use the missed call service.
Another quick way to check your balance without the Internet is via SMS banking.
Prathama UP Gramin Bank offers SMS banking services at all its 950 branches.
You will receive an SMS with your current balance details within seconds.
Extra Tip:
Want to know your last 3 transactions? Simply send: MINISTMT (space) Your Account Number to the same number. It is that simple and effective.
Sometimes, if you face issues with missed call banking or SMS banking, you can directly talk to the bank's customer service executives.
You can also email your queries to: insp.complaint@prathamaupbank.com
This method is especially useful if you are facing technical difficulties or have other service-related inquiries.
The bank offers a dedicated Mobile Banking App for Android and iOS users.
Important:
Keep your mobile banking credentials safe and do not share them with anyone.
Tip:
You can also transfer money, pay bills, and view mini statements through the app.
If you prefer using a desktop or laptop, Net Banking is the best option for you.
You can check your balance, view account statements, transfer money, pay bills, and do much more via Net Banking.
Tip:
Always log out after using Net Banking and avoid using public Wi-Fi for banking activities.
As of now, Prathama UP Gramin Bank has not officially launched WhatsApp Banking services.
Considering the rising demand for convenient banking, the service might be introduced soon. For updates, regularly check the bank’s official website or announcements.
If you prefer physical verification, you can use any ATM nearby.
Tip:
ATMs might charge you after a certain number of free transactions. So, always check your bank’s transaction limits.
For those who are not comfortable with digital methods or require assistance, visiting the nearest branch is always an option.
You can also request account balance information directly at the helpdesk.
Tip:
Bank visits can be time-consuming. So, try to visit during non-peak hours, preferably in the morning.
Note:
Your mobile number must be registered with the bank and active on your smartphone.
Tip:
Third-party apps offer instant balance check services without the need to visit the bank or use internet banking.
Handling money should never be confusing or stressful. Thanks to the new services offered by Prathama UP Gramin Bank, it is now easier than ever to know your account balance.
Whatever you want to do from a missed call on the phone, an SMS, mobile apps, or simply going to ATMs, now you have multiple convenient options available.
If you have a smartphone, I would recommend downloading UPI apps like PhonePe or Google Pay to receive instant balance updates. Even if you have a feature phone, the missed call and SMS banking services are equally quick and reliable.
Always ensure your mobile number is updated with the bank, and be vigilant with security protocols when making use of online banking facilities.
Is WhatsApp Banking available for Prathama UP Gramin Bank?
As of now, Prathama UP Gramin Bank has not launched WhatsApp Banking services.
Other Balance Check Services | |||||
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LoansJagat Team
We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?
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