Bank of India Balance Check Number – All Methods Explained

Ever stood at a shop counter, swiped your card, and suddenly thought, “Wait… do I even have enough balance?” A college student, Ravi, had ₹2,500 in his Bank of India account. After paying ₹1,200 for new headphones, he wanted to check if he could still afford pizza night. Instead of rushing to a branch, he simply gave a missed call to 9266135135. In seconds, he got an SMS saying his balance was ₹1,300.

Isn’t that cool? No apps, no waiting! 

From missed calls to WhatsApp, mobile apps to ATMs, there are many ways to check your balance in seconds. Let’s dive into all the nifty methods you can use to stay on top of your money game! 

Different Ways To Check Your Bank Of India Account Balance:

1. Through Missed Call
2. Through SMS
3. Through Toll-Free Number
4. Through Mobile Banking
5. Through Net Banking
6. Through WhatsApp Banking
7. Through ATM
8. By visiting a nearby branch
9. By third-party apps

1. How To Check Your Bank Of India Account Balance Via Missed Call?

Step 1: Ensure your mobile number is registered with the bank

Ensure your registered mobile number is associated with your Bank of India account before availing the missed call facility. Only registered mobile numbers are allowed to receive balance data through SMS.

Step 2: Call the balance enquiry number

Dial 9015135135 or 9266135135 from your registered mobile number. These are Bank of India official numbers specifically reserved for balance enquiries.

Step 3: Dial a missed call

Ring the phone once or twice and then hang up. You don't have to talk to anyone or wait for someone to pick up the call—just a quick ring will do.

Step 4: Wait for the SMS

Once you hang up the call, you will get an SMS within seconds. The message will include your current account balance and other basic account information.

2. How To Check Your Bank Of India Account Balance Via SMS?

Step 1: Activate SMS Banking

• To use this service, your mobile number must be registered for SMS banking.
• If you haven’t registered yet, visit your nearest Bank of India branch, fill out the SMS banking registration form, and link your mobile number.

Step 2: Set or Get Your 4-Digit SMS Password

• After registration, the bank will issue you a 4-digit SMS password. This password is required every time you want to check your balance or use other SMS services.

Step 3: Compose the SMS

• Open your phone's messaging app and type the message in the following format:
  BAL <space> 4-digit SMS password
  Example: BAL 1234

Step 4: Send the SMS

• Send the composed message to +91 9810558585. Make sure you send it from your registered mobile number only.

Step 5: Receive Your Balance Details

• Within a few moments, you’ll receive an SMS from the bank showing your current account balance.

3. How To Check Your Bank Of India Account Balance Via Toll-Free Number?

Method 1: Missed Call Banking:

This is the fastest way to check your balance without needing internet access or talking to a representative.

Step 1: Ensure Your Mobile Number is Registered

• Before using the missed call service, confirm that your mobile number is linked to your Bank of India account.
  
• If not registered, visit your nearest branch or use internet banking to update your contact details.
  
  

Step 2: Give a Missed Call

• From your registered mobile number, dial 9266135135 or 9015135135.
  
• Let it ring once or twice, then disconnect the call.
  
• There's no need to wait for the call to be answered.
  
  

Step 3: Receive Account Balance via SMS

• Within a few seconds, you’ll receive an SMS with your account balance.
  
• The message will contain details like the available balance and possibly the last few transactions, depending on the service.
  
  

No charges apply for the missed call, and it works 24/7.

Method 2: Toll-Free Customer Care Call 

This method is helpful if you want more than just your balance, like help with transactions, card issues, or other queries.

Step 1: Call the Toll-Free Number

• Dial 1800 103 1906 from any phone (registered or unregistered).
  
• This is Bank of India’s official toll-free customer care number, available across India.
  

Step 2: Navigate the IVR or Talk to a Representative

• Listen to the automated voice menu (IVR system) and follow the prompts to select the balance inquiry option.
  
• Alternatively, you can choose to speak with a customer service executive if you need detailed help or want to ask about multiple accounts.

4. How To Check Your Bank Of India Account Balance Via Mobile Banking?

Step 1: Download and Install the BOI Mobile Banking App

• Visit the Google Play Store (for Android users) or the Apple App Store (for iPhone users).
  
• Search for ‘BOI Mobile App’ and download the official app by Bank of India.
  
• Install it on your smartphone.
  
  

Step 2: Log in to the App

• Open the app once installed.
  
• Log in using your registered mobile number, User ID or Customer ID, and your login PIN or password.
  
• If you’re logging in for the first time, you may need to complete a one-time registration and set your credentials.
  
  

Step 3: Go to the ‘My Account’ Section

• After logging in, you'll be taken to the main dashboard of the app.
  
• Look for the ‘My Account’ section or a similar tab/menu option, usually on the home screen or within the menu.
  
  

Step 4: Check Your Account Balance

• In the ‘My Account’ section, you’ll see a list of your linked accounts.
  
• Tap on the relevant account to view the available and total balance.
  
• Some versions of the app may directly show your balance under the account name.
  
  

Your account balance will now be visible on your screen, along with other details like account number, branch, and transaction history if needed.

5. How To Check Your Bank Of India Account Balance Via Net Banking?

1. Visit the official website of the Bank of India Net Banking portal.
2. Click on the ‘Internet Banking’ option in the top right corner of the page.
3. Click on the ‘Login’ option in front of Personal.
4. On the login page, enter your User ID, Password, and Captcha, then click on the ‘Submit’ option.
5. Once logged in, you’ll be redirected to the homepage.
6. Look for the "View Account Details" option on the home page and click on it.
7. Click on the ‘Check Account Balance’ option.
8. Your Bank of India account balance will appear on the screen.

6. How To Check Your Bank of India Account Balance Via WhatsApp Banking?

Step 1: Save the Official WhatsApp Number

• Open your phone's contacts and save the number +91-8376006006 as ‘Bank of India WhatsApp' or any name you prefer.
  
• This is the official BOI WhatsApp Banking number.
  
  

Step 2: Start a Chat

• Open WhatsApp on your phone.
  
• Find and open the saved Bank of India contact.
  
• In the message box, type ‘Hi’ and send it from your registered mobile number (the number linked with your bank account).
  
  

Step 3: Receive the Menu of Services

• After you send ‘Hi’, the bank will reply with a menu of options, such as:
  
  
  1. Balance Enquiry
     
  2. Mini Statement
     
  3. Block Card
     
  4. More Services
     
     
• These options may appear as a numbered list or as quick-reply buttons.
  
  

Step 4: Select ‘Balance Enquiry’

• To check your balance, type the number corresponding to ‘Balance Enquiry’ (usually option 1) or simply tap the “Balance Enquiry” button if it appears.
  
  

Step 5: View Your Account Balance

• Once selected, the bank will verify the number you're messaging from and then send you your account balance details directly in the chat.
  
• You may see the available balance, and sometimes your account number (masked) for reference.
  
  

7. How To Check Your Bank of India Account Balance through ATM?

Using an ATM is one of the most reliable ways to check your account balance. You can use any Bank of India ATM or any other ATM that supports your BOI debit card (like those from other banks).

Step 1: Locate a Nearby ATM

• Visit the nearest ATM—preferably a Bank of India ATM, but you can also use ATMs from other banks that accept BOI cards.
  
• Make sure the ATM is in a secure and well-lit area.
  
  

Step 2: Insert Your Debit Card

• Insert your Bank of India debit card into the ATM card slot.
  
• The ATM will read the card and prompt you for further action.
  
  

Step 3: Select Your Preferred Language

• Choose the language you are comfortable with (English, Hindi, or a regional language) when prompted on the screen.
  
  

Step 4: Enter Your 4-Digit ATM PIN

• Use the keypad to carefully enter your ATM PIN (Personal Identification Number).
  
• Make sure no one is watching as you enter your PIN for safety reasons.
  
  

Step 5: Choose “Balance Enquiry” Option

• From the menu on the screen, select “Balance Enquiry” or “Check Account Balance”.
  
• On some machines, you may first need to choose the account type (Savings or Current).
  
  

Step 6: View Your Account Balance

• After selecting the option, your current account balance will appear on the ATM screen.
  
• Take a moment to review the information displayed.
  
  

Step 7: (Optional) Print a Receipt

• Most ATMs will ask if you’d like to print a receipt.
  
• Select “Yes” if you want a printed record of your balance, or “No” to avoid paper waste.
  
  

Step 8: Complete the Transaction

• After viewing your balance, you can choose to perform another transaction or end the session.
  
  

Step 9: Take Your Debit Card

• Don’t forget to remove your debit card once the transaction is complete.
  
• Some ATMs eject the card before showing the balance, while others return it at the end. Stay alert!

8. How To Check Your Bank of India Account Balance By Visiting a Branch?

If you prefer in-person assistance, checking your balance at a Bank of India branch is a straightforward option. This method is especially helpful if you're not comfortable with digital services or need help with other banking queries.

Step 1: Locate the Nearest Branch

• Use the Bank of India Branch Locator or search online for a branch near your location.
  
• Note the branch address and working hours to plan your visit accordingly (typically open Monday–Saturday, excluding 2nd & 4th Saturdays and holidays).
  
  

Step 2: Gather the Required Documents

• Carry a valid photo identification (such as Aadhaar card, PAN card, driver’s license, or voter ID).
  
• Also, bring your account number or Bank of India debit card for identification.
  
• If you have a passbook, bring that too, if you want it updated.
  
  

Step 3: Visit the Branch

• Go to the branch during official working hours.
  
• Once inside, head to the customer service desk or directly to a bank teller counter.
  
  

Step 4: Request a Balance Check

• Politely inform the teller that you'd like to check your account balance.
  
• If you also want to update your passbook or ask about recent transactions, let them know at this point.
  
  

Step 5: Provide Your Details

• Present your photo ID and either your account number or debit card.
  
• The teller may ask you a few basic questions to verify your identity for security purposes.
  
  

Step 6: Get Your Balance Details

• Once your identity is confirmed, the teller will access your account and inform you of your current balance.
  
• You may receive the information verbally or on a printed slip, depending on the branch’s process.
  
  

Step 7: (Optional) Update Your Passbook

• If you brought your passbook, ask the teller to update it.
  
• The updated passbook will include your account balance along with a complete record of recent transactions for your reference.
  
  

9. How To Check Your Bank of India Account Balance Through a Third-Party App?

1. Download and Install the App:

• Go to the Google Play Store or Apple App Store.
• Search for a trusted app that offers banking services (e.g., PhonePe, Google Pay, Paytm, etc.).
• Download and install it on your smartphone.
  
  

2. Register and Set Up Your Account:

• Open the app and register using your mobile number (it must be the same number linked to your Bank Of India account).
• Follow the instructions to complete the setup, including verifying your number with OTP (One-Time Password).
  
  

3. Link Your Bank of India Bank Account:

• Go to the banking or add bank account section in the app.
• Choose Bank of India from the list of banks.
• The app will fetch your account details linked to your mobile number and ask for permissions.
• Confirm and link your account by setting a UPI PIN or MPIN if required.
  
  

4. Log in and Access Your Account:

• Use the app regularly by logging in with your mobile number or a secure login option like fingerprint or MPIN.
  
  

5. Check Your Balance:

• Go to the Banking section or tap on your linked Canara Bank account.
• Select "Check Balance" or "Balance Inquiry".
  
  

6. Enter MPIN:

• For security, the app will ask for your UPI PIN or MPIN (a 4 or 6-digit code you created during setup).
• Enter the PIN to proceed.
  
  

7. View Your Balance:

• Once verified, your current account balance will be displayed on the screen.

Conclusion:

Now you know how to check your Bank of India account balance in many simple ways. You can do it by just giving a missed call, sending an SMS, using the BOI mobile app, WhatsApp, ATM, net banking, going to a branch, or even through apps like PhonePe, Paytm, or Google Pay.

No need to stand in long lines or wait to talk to someone. Just pick the way that works best for you and check your balance anytime, anywhere. Isn’t that cool?

This will help you stay updated about how much money you have, so you can plan better.

Try it out today and make banking super easy for yourself!

FAQs related to Bank of India Balance Check Number:

Q: What is the Indian Bank Balance Enquiry Number?

To check your Indian Bank account balance, you can call the toll-free number 1800 425 00000 or give a missed call to +91 9289592895 from your registered mobile number.

Q: How can I check if my Bank of India (BOI) account is active?

You can check your BOI account status via SMS, mobile banking app, or internet banking. If inactive for over 2 years, it may be marked inoperative.

Q: What is an account balance enquiry?

An account balance enquiry lets you check how much money is in your bank account. You can do this using an ATM, where the balance is shown on screen or printed on a receipt.

Apply for Loans Fast and Hassle-Free

Apply Now

About the Author

LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?