IDBI Bank Balance Check – Missed Call, SMS, WhatsApp & More

Ayush, a young farmer in Pratapgarh village, wanted to know his IDBI Bank balance before going to the market. His SMS banking credentials were REG 123456789 to 5676777 and BAL 123456789 1234 9876543210 to 9820346920. After a few seconds, he received a response: his balance was ₹12,345.67. 

He spent ₹1,000 on food, ₹1,500 on fertiliser, and ₹2,000 on seeds, leaving him with ₹7,845.67. He smiled as he planned to spend an additional ₹4,000 at the bazaar, knowing that he would still have ₹3,845.67 in his account, demonstrating that even in a remote area, smart banking was possible.

IDBI Bank Balance Enquiry Method

Note: To use SMS or missed call services, your mobile number must be registered with IDBI Bank. If not, visit your nearest branch to register.

Different ways to check your IDBI Bank account balance.

1. Missed Call Banking (Toll-Free)

·         Balance Enquiry: Give a missed call to 1800-843-1122 from your registered mobile number.

·         Mini Statement: Give a missed call to 1800-843-1133.

·         Registration: If you have multiple accounts, register by sending:

o    REG <Account Number> to 5676777 or 9820346920.

·         Example: After registration, give a missed call to 1800-843-1122.

o    You'll receive an SMS with your account balance.

·         Tip: Ensure your mobile number is registered with the bank to use this service.

2. SMS Banking

·         Balance Enquiry Format: BAL <Customer ID> <PIN> <Account Number>

·         Send To: 9820346920 or 9821043718.

·         Example: BAL 123456789 1234 9876543210

o    You'll receive an SMS with your account balance.

·         Tip: Your mobile number must be registered with the bank for this service.

3. Toll-Free Numbers

·         Balance Enquiry: Call 1800-209-4324, 1800-22-1070, or 1800-200-1947 from your registered mobile number.

·         Follow Instructions: Listen to the automated voice instructions to check your balance.

·         Tip: This service is available 24/7 and is free of charge.

4. Mobile Banking (Go Mobile+ App)

·         Download: Install the IDBI Go Mobile+ app from your app store.

·         Login: Use your Customer ID and MPIN.

·         Check Balance: Go to 'Account Balance' to view your balance.

·         Tip: Ensure your mobile number is registered with the bank to use this service.

5. Internet Banking

·         Access: Visit the IDBI Bank website.

·         Login: Enter your User ID and Password.

·         Visit: Go to 'Account Details' > 'Account Balance' to view your balance.

·         Tip: For enhanced security, use a private and secure internet connection when accessing your account.

6. WhatsApp Banking

·         Save Contact: +91 88600 45678

·         Start Chat: Send “Hi” to initiate.

·         Services Include: Account balance, mini statement, cheque book request, and more.

·         Tip: This service is available 24/7 and is free of charge.

7. ATM

·         Visit: Any IDBI Bank or partner bank ATM.

·         Insert Card: Use your IDBI Bank Debit Card.

·         Select 'Balance Enquiry' from the menu.

·         View: Your account balance will be displayed on the screen.

·         Tip: Ensure your ATM card is active and has sufficient balance to avoid transaction failures.

8. Nearest Branch

·         Visit: Your nearest IDBI Bank branch.

·         Request: Ask the bank representative to provide your account balance.

·         Tip: Carry a valid ID proof and your account details for verification.

9. Third-Party Apps

·         UPI Apps: Use UPI-enabled apps like Google Pay, PhonePe, or Paytm.

·         Process: Select 'Bank Account' > 'Check Balance' > Choose IDBI Bank > Enter UPI PIN to view your balance.

·         Tip: Make sure your mobile number is the same as the one registered with your IDBI account and linked to the UPI app. If not linked yet, you can add the account in the app under "Add Bank Account" and follow the setup.

Example Using PhonePe

·         Open the PhonePe App on your smartphone.

·         Tap on "View All Accounts" under the My Money section.

·         Select your linked IDBI Bank account.

·         Tap "Check Balance".

·         Enter your UPI PIN, for example: 2689.

After a few seconds, the app shows: Your account balance is ₹14,750.25

Conclusion

There are several simple ways to view your account balance with IDBI Bank as a customer. If you choose the comfort of missed calls, the speed of SMS banking, or the wide range of features of online and mobile banking, IDBI Bank offers a variety of options to suit your needs. For more detailed information and to register for these services, please visit the official IDBI Bank

website: https://www.idbibank.in.

FAQs Related to IDBI Bank Balance Check

Q. How can I check the amount of my IDBI account without the internet?

Yes, you can use SMS or missed call services to check the balance of your IDBI Bank account right now without using the internet. To obtain the account balance details, send an SMS or make a missed call from your registered cellphone number to 9820346920, 9821043718, or 1800-843-1122, respectively.

Q. Can I check my IDBI bank balance from any ATM branch?

Yes, by inserting your IDBI Bank ATM card and entering your PIN, you can check the balance of your IDBI Bank account from any ATM branch. The current balance in your account will be shown on the screen when you select the "Check Account Balance" option.

Q. How can I check my IDBI account balance through the mobile banking app?

By entering your registered mobile number and password, you can use the mobile banking application to check the balance of your IDBI Bank account. Once you have successfully logged in, check your account balance by selecting the account balance option.

Q. How to register the mobile number for IDBI Bank Balance Enquiry service?

To register a mobile number for IDBI Balance Check, send an SMS to 5676777, 9820346920, or 9821043718 with the account number in the format "REG" (space).

Q. How can I check my account balance through IDBI Bank's WhatsApp service?

Send "Hello" to IDBI Bank's WhatsApp banking number, 88600 45678, to view your balance. Your interactions are secure, and this service is accessible around-the-clock, including on holidays.

Q. How can I check my IDBI account balance by SMS?

From a registered mobile number, you can send the following SMS: "BAL" (space), "Customer ID," "PIN," and account number to 9820346920 or 9821043718.

Q. How can I check my IDBI mini statement?

You can use the IDBI Bank Go Mobile+ app, make a missed call to 18008431133, or use your IDBI Bank mPassbook to view your IDBI Bank mini statement.

Q. How can I check my last three IDBI Bank transactions?

By making a missed call from your registered mobile number to the IDBI Bank Balance Check Number for mini statements, 18008431133, you can view your last three IDBI Bank transactions.

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