Author
LoansJagat Team
Read Time
10 Min
05 May 2025
Ever wanted to check your SBI balance without standing in a line? Here's an example to illustrate how simple and practical it is. It's super easy, and anyone can do it in just a few seconds!
"Your balance is ₹24,500."
Checking your SBI balance is easy! There are 8+ ways to do it. Let’s explore how you can check yours quickly!
SBI Balance Enquiry Method | Balance Check Number/Link |
Toll-free Calling | 1800123 or 18002100 |
Via SMS | Send SMS ‘BAL’ to 09223766666 |
Internet Banking | SBI Net Banking Portal |
WhatsApp Banking | 9022690226 |
Mobile Banking | Mobile Banking App |
For example, Ravi, a college student living in Pune. One morning, he wanted to know how much money he had left in his SBI savings account after paying rent and buying groceries.
Instead of going to an ATM or logging into an app, he remembered his friend told him about SBI’s missed call balance check feature.
Here’s what Ravi did:
The message read:
You may easily check the balance of your SBI account by making a missed call. Here's how:
Steps
You will receive an SMS about your account balance after a few seconds.
You can find your SBI account balance or obtain a mini statement by sending a plain SMS. Here's how:
Step-by-Step Process:
1. Get your mobile number registered (if not already registered):
2. To know your balance:
3. To obtain a mini statement (last few transactions):
You can dial SBI's toll-free number to listen to your account balance. Simply follow these simple steps:
Step-by-Step Process:
You can easily view your SBI balance via WhatsApp. Simply follow these steps:
Step-by-Step Process:
You can quickly check your balance through the SBI YONO app. Just follow these steps:
Step-by-Step Process:
Step 1: Go to an ATM
Visit the nearest ATM. It’s best to use an SBI ATM, but other bank ATMs usually work too.
Step 2: Insert Your Debit Card
Put your SBI Bank debit card into the machine.
Step 3: Select a Language
Choose your preferred language (like English, Hindi, or a regional language).
Step 4: Enter Your ATM PIN
Type in your 4-digit ATM PIN. Make sure no one is watching.
Step 5: Choose ‘Balance Enquiry’
Select ‘Balance Enquiry’ or ‘Check Balance’ from the menu. It might be under ‘Banking’ or ‘Transactions.’
Step 6: See or Print Your Balance
Your balance will show on the screen. You can also choose to get a printed receipt if you want.
Step 7: Finish and Take Your Card
You can do another transaction or just exit. Don’t forget to take your card before leaving.
Step 1: Find the Nearest Branch
Find the nearest SBI branch through the SBI website or Google Maps. Make sure to see what time the branch is open prior to your visit.
Step 2: Bring ID and Account Details
Take a valid identity (such as Aadhaar, PAN card, or government identity) along with your SBI passbook or debit card.
Step 3: Go to the Customer Service Desk
Once you reach the branch, proceed to the customer service/enquiry counter and inform the personnel that you need to check your account balance.
Step 4: Confirm Your Identity
You may be requested to tell them your account number or display your ID/passbook so that they can authenticate your identity.
Step 5: Get Your Balance Info
Once checked, the staff will update your passbook, provide you with a printed slip of your balance, or inform you directly of the balance.
Step 6: Get Your Documents and Leave
Do not forget to pick up your passbook or printout as you leave. Double-check to ensure that everything is correct.
1. Connect Your SBI Account with the UPI App
Download the App: Download your preferred UPI application from the App Store or Play Store, like Google Pay, Phone Pay, or Paytm.
Registration: Register using your mobile number (ensure that it is registered with your SBI account).
Add Bank Account: Proceed to settings or choose the "Add Bank Account" option in the app.
Select SBI: Choose State Bank of India as the bank from the list provided.
Verify and Set UPI PIN: The app will fetch your account details. Set a 4- or 6-digit UPI PIN to secure your account.
2. Check Your Account Balance:
View Your Balance: Your SBI account balance will be displayed on the screen.
Checking your balance in your SBI bank account has never been simpler with so many easy and fast ways of doing it. Whether it's through a missed call, SMS, toll-free number, mobile banking, or even going to a branch, you can get on top of your finances within no time.
You can also find your balance using popular UPI apps or WhatsApp banking, and for more details, use SBI's Net Banking or YONO app. Wherever you are and whatever your preference, you have several options to stay updated.
So, skip the long lines, choose the method that works for you and check your balance easily! It's fast, simple, and stress-free!
Q1: How can I check my SBI account balance using my account number?
You can check your SBI balance via SMS banking, missed call service, SBI's online banking portal, or by visiting an SBI ATM.
Q2: Can I check my bank balance using my mobile number?
Yes, you can check your bank balance through SMS banking, provided your mobile number is registered with the bank. Just send the appropriate SMS from that number to get your balance.
Q3: How can I check my SBI account activity?
To check your last five transactions, simply give a missed call to 9223866666 from your registered mobile number. SBI will send the transaction details via SMS once the call is disconnected.
Q4: Can someone check my balance with just my account number?
No, providing only your account number isn't enough to check your balance. Banks require additional security steps, like a password or authentication, to protect your privacy and account information.
Q5: Is SBI WhatsApp banking free?
Yes, SBI WhatsApp Banking is free. However, standard data charges may apply depending on your mobile network provider. You can use it to check your balance, get mini statements, and more.
About the Author
LoansJagat Team
We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?
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