Uttar Bihar Gramin Bank Balance Check Number – Missed Call & SMS Services

Priya, a freelance graphic designer from Mumbai, had been working on many projects when she received an unexpected call from her landlord. He informed her that the ₹22,500 rent transfer failed due to inadequate money in her Uttar Bihar Gramin Bank account. Priya was shocked to discover that an illegal transaction of ₹10,800 had depleted her account a week earlier. If she had checked her balance sooner, she might have identified the scam and taken action immediately.

Many people, like Priya, ignore frequent bank checks until a financial crisis forces them to pay attention. Keeping track of your account balance is more than just knowing how much money you have; it's also about detecting problems, preventing fraud, and managing your money properly.

In this guide, we’ll explore all the safe and official ways to check your Uttar Bihar Gramin Bank account balance, from SMS banking to internet banking and the Uttar Bihar Gramin Bank World app. Don’t wait for a rude awakening like Priya’s; stay informed and in control of your money at all times.

Uttar Bihar Gramin Bank Balance Enquiry Method | Balance Check Number / Link

Different ways to check your Axis Bank account balance

Did you know there are various ways through which you can check your bank balance, other than just by checking it through your mobile applications?

Below is a list are some of the ways through which you can check your balance seamlessly. These are some of the ways which provide you access to your Uttar 

Bihar Gramin Bank balance even if you are away from the internet.

1. Missed Call
2. SMS
3. Toll-Free Number
4. Mobile Banking
5. Net Banking
6. WhatsApp Banking
7. Through ATM
8. The Nearest Branch
9. Third-Party Apps

Let’s look at each of them individually, step by step, to make sure that checking your bank balance is no longer a difficult task.

Uttar Bihar Gramin Bank Balance Check Through Missed Call

Step 1: Dial the Uttar Bihar Gramin Bank balance enquiry number at 8102913036 from your registered phone number.

Step 2: After a few rings, the call will disconnect automatically.

 Step 3: You will receive an SMS shortly with your account balance information.

 Note: This feature only works if the phone number is linked to your Uttar Bihar Gramin Bank account.

Uttar Bihar Gramin Bank Balance Check Through SMS

Uttar Bihar Gramin Bank's (Uttar Bihar Gramin Bank) SMS banking service allows you to view your account balance instantaneously without the need for an internet connection. You only need your mobile phone and your registered mobile number.

Step 1: Write a new SMS.

Open the messaging app on your phone and compose a new message.

Step 2: Enter SMS Format

• In the message body, type the following command.
• Write BAL <space>. The last four digits of your account number.

Step 3: Send the SMS

Send the message to the official Uttar Bihar Gramin Bank SMS banking number: 8102926056

Step 4: Receive balance information.

You will receive an SMS from Uttar Bihar Gramin Bank within a few seconds with the available balance in your account linked to the phone number you used.

Important Notes:

• This feature will only work if the number of your phone is registered with the bank.
• Standard SMS charges may apply based on your mobile service provider.
• Make sure the last four digits you enter are correct, or the system might not respond with the necessary information.
• Using this SMS feature is very beneficial when you don't have an internet connection or are travelling and need a quick update on your account balance.

Uttar Bihar Gramin Bank Balance Check Through Toll-Free Number

Uttar Bihar Gramin Bank provides a toll-free customer service number for balance inquiries and other banking-related needs. This service is particularly useful if you do not have internet access or prefer voice-based support.

Step 1: Call the Toll-Free Number

Call the official Uttar Bihar Gramin Bank toll-free customer care number: 1800 3031

This number is available 24/7 and is free of charge from any registered mobile number within India.

Step 2: Select Language Preference

After connecting, you will be invited to select your chosen language (such as 

English, Hindi, or a regional language). Follow the voice instructions to pick the language using your phone's keypad.

Step 3: Select the Balance Enquiry option.

Once you've chosen your language, the IVR (Interactive Voice Response) system will present you with some banking-related alternatives. Listen closely and press the relevant key (typically "1" for balance enquiry) as directed by the system.

Step 4: Verify your identity (if prompted).

• To verify your account, you may need to provide the last four digits of your account number.
• Your client ID or
• A validation of the registered mobile number.

This step is part of the security routine to keep your information safe.

Step 5: Find out Your Account Balance

After successful verification, the system will read aloud your account balance. For privacy and clarity, make sure you are in a quiet environment or are wearing headphones.

Additional Support

If you require additional assistance or have questions beyond balance inquiries, you can choose to speak with a customer service representative from the same call menu.

Uttar Bihar Gramin Bank Balance Check Via Mobile Banking

Disclaimer: The Uttar Bihar Gramin Bank Mobile App is not available as of now.

Uttar Bihar Gramin Bank Balance Check Through Net Banking

Uttar Bihar Gramin Bank provides its customers with a safe and user-friendly internet banking portal. You can access your account balance, transaction history, and other information from any location and at any time.

Step 1: Go to the official net banking website

• Access the official Uttar Bihar Gramin Bank Net Banking portal.

Step 2: Choose the Type of User

On the website, select "Continue to Login" from the "Personal Banking" or "Corporate Banking" option, depending on the type of account you have.

Step 3: Enter Login Credentials

• You'll be sent to the login page.
• Enter your User ID and Login Password.
• Fill out the CAPTCHA if requested.
• To proceed, simply click Login.

Step 4: Access Account Information

• Once logged in, you will be directed to your dashboard or account summary page.
• Choose the "Accounts" section from the top menu.
• Choose your active account from the list that appears.

Step 5: View Balance Details

• This screen will reveal your available balance, account number, and account type.
• You can also check the most recent transactions or download a mini-statement as needed.

Step 6: Log Out Safely

• Once you've checked your balance, always log out of your session by clicking the "Logout" button in the top right corner.
• To keep your account secure, avoid closing the browser directly.

Uttar Bihar Gramin Bank Balance Check Through 

WhatsApp Banking

Disclaimer: The Uttar Bihar Gramin Bank Whatsapp Services are not available as of now.

Uttar Bihar Gramin Bank Balance Check via ATM

Checking your account balance through an ATM is one of the simplest and secure options, especially if you're not familiar with mobile or internet banking.

Step 1: Visit an ATM

Go to the nearest Uttar Bihar Gramin Bank ATM or any ATM that accepts your Uttar Bihar Gramin Bank debit card, including those belonging to other banks within the shared ATM network.

Step 2: Insert Your Debit Card

Insert your Uttar Bihar Gramin Bank debit card into the card slot of the ATM.

Step 3: Select Your Preferred Language

Select your favourite language (often English, Hindi, or a regional language) from the selections on the screen.

Step 4: Enter your 4-digit ATM PIN on the keypad. 

To ensure security, make sure no one is looking when you input the PIN.

Step 5: Select "Balance Enquiry".

From the main menu, select "Balance Enquiry" or "Check Balance". The actual words may differ significantly depending on the ATM.

Step 6: Check or print your balance.

• The screen will show your available account balance.
• You will also be offered the option to print a receipt. Choose carefully.

Step 7: Complete or exit the transaction.

Once you've checked your balance, click the option to cancel the transaction and wait for your card to be ejected.

Step 8: Collect Your Card

Don’t forget to collect your debit card from the machine before leaving.

Important Tips:

• Always use ATMS in safe and well-lit areas.
• Protect the keypad when typing your PIN.
• If the machine does not return your card or looks to be malfunctioning, please call your bank immediately.

Uttar Bihar Gramin Bank Balance Check by Visiting the Nearest Branch

You can simply check your account balance by going to the closest Uttar Bihar Gramin Bank branch if you prefer in-person banking or do not have access to digital alternatives. Here's how.

Step 1: Find the nearest Uttar Bihar Gramin Bank Branch. 

• To discover the branch nearest to your location, use a map app or go to the official Uttar Bihar Gramin Bank website.
• You can also contact the bank's customer service at 1800 3031 to confirm the branch location and operating hours.

Step 2: Carry valid identification

• Always carry a government-issued picture ID (such as an Aadhaar card, PAN card, voter ID, or driver's license).
• Also, bring your Uttar Bihar Gramin Bank passbook or debit card for faster verification.

Step 3: Visit During Banking Hours

• Most Uttar Bihar Gramin Bank branches are open from 10:00 a.m. to 4:00 p.m., 
• Monday through Saturday (except the second and fourth Saturdays and public holidays).
• It's advisable to go earlier in the day to prevent long queues.

Step 4: Approach the Help Desk or Counter

• Once you reach the branch, proceed to the customer service desk or a banking counter.
• Inform the bank person that you'd like to check your account balance.

Step 5: Verify Your Identity

• The staff may inquire about your account number or request that you provide a valid ID or passbook for verification.
• They will process your request after they validate your identification.

Additional Tips:

• If you visit the branch frequently, be sure to maintain your passbook up to date.
• Visit during non-peak hours and bring all relevant documents.

This approach is especially beneficial for senior adults or anyone unfamiliar with the internet or mobile banking services.

Uttar Bihar Gramin Bank Balance Check by Third-Party Apps

The Uttar Bihar Gramin Bank official mobile app is a secure and easy way to check your balance and perform other banking activities. But if you are looking for other third-party applications through which you can check your balance, then this section will explain to you briefly how to check your Uttar Bihar Gramin Bank balance through different apps like PhonePay, Google Pay, etc.

1. Uttar Bihar Gramin Bank Balance Check via PhonePe

PhonePe is one of India's most popular payment platforms, allowing users to instantly link their bank accounts and check balances.

Step-by-Step Process:

Open the PhonePe App:

Download PhonePe from Google Play or the Apple App Store.

Open the app and sign in with your mobile device.

Link Your Uttar Bihar Gramin Bank Account:

Go to the app's "Bank Accounts" section and enter your account number and IFSC code to link your Uttar Bihar Gramin Bank account if you haven't previously.

Check the Account Balance:

After linking the accounts, tap 'My Money' and then 'Bank Accounts'.

Select your Uttar Bihar Gramin Bank account to see your current balance.

Balance Update:

Your Uttar Bihar Gramin Bank account balance will be displayed in real-time under the account section.

2. Uttar Bihar Gramin Bank Balance Check via Google Pay

Google Pay allows users to check their bank balance directly from the app, as long as the bank is supported.

Step-by-Step Process:

1. Open the Google Pay App:

If you don't already have Google Pay, get it from the Google Play Store or the Apple App Store.

Open the app and log in with your Google account linked to your mobile number.

1. Link Your Uttar Bihar Gramin Bank Account:
   
   

   Go to the ‘Bank Accounts’ section in the app.

    

   Add your Uttar Bihar Gramin Bank account by clicking ‘Add Bank Account’ and selecting Uttar Bihar Gramin Bank from the list of available banks.

    

   Follow the prompts to connect your Uttar Bihar Gramin Bank account to Google Pay.
   
   

2. Check the Account Balance:
   
   

   After successfully linking the accounts, your Uttar Bihar Gramin Bank account will be listed under 'Bank Accounts'.

   Tap on your Uttar Bihar Gramin Bank account to view your balance.
   
   

3. Balance Inquiry:
   
   

   Your current Uttar Bihar Gramin Bank account balance will appear instantaneously.

3.  Uttar Bihar Gramin Bank Balance Check via Paytm

Paytm is another popular app that allows you to link your Uttar Bihar Gramin Bank account and view your balance.

Open the Paytm app.

If you don't already have Paytm, download it from the Google Play Store or the Apple App Store.

Log in using your mobile phone number.

 Link Your Uttar Bihar Gramin Bank Account:

In the app's 'Passbook' area, select 'Bank Accounts'.

Select 'Add Bank Account' and then select Uttar Bihar Gramin Bank from the list.

To link your Uttar Bihar Gramin Bank account, enter your account number and IFSC code.

 Check the Account Balance:

Once the account has been properly linked, navigate to 'Passbook' in the app and choose your Uttar Bihar Gramin Bank account to see the balance.

 View Real-Time Balance:

Your Uttar Bihar Gramin Bank account balance will be displayed in real-time.

Conclusion

Reviewing your Uttar Bihar Gramin Bank account balance is very important for staying on top of your finances. Uttar Bihar Gramin Bank provides several secure and simple means for checking your balance, including missed calls, SMS banking, and much more, which makes your work handy. Using these options will keep you informed and will always prevent you from any mishap. 

So, take some time today to decide which strategy suits you the best, and keep your financial health in your control. Before it’s too late.

FAQs Related to Uttar Bihar Gramin Bank Balance Check

Is there a cost to check the Uttar Bihar Gramin Bank balance via missed call or SMS? 

No, checking your Uttar Bihar Gramin Bank balance by missed call or SMS is free of charge. Standard SMS charges may apply depending on your mobile service provider.

 What can I do if I suspect fraud after checking my balance? 

If you suspect fraudulent transactions or fraud in your account, contact Uttar Bihar Gramin Bank customer service immediately and block your account as needed. It is also suggested to visit the local branch for more assistance.

 Is it possible to verify the balance of a Uttar Bihar Gramin Bank account at a branch without providing any documents?

To check your balance in a branch, you must provide your Uttar Bihar Gramin Bank passbook, debit card, or a valid photo ID for verification.

 Can I check the balance of my Uttar Bihar Gramin Bank Fixed Deposit (FD) via missed call or SMS?

No, you cannot check the balance of a Fixed Deposit using missed calls or SMS. To obtain FD information, use the Uttar Bihar Gramin Bank mobile app or Net Banking.

Apply for Loans Fast and Hassle-Free

Apply Now

About the Author

LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?