Baroda Gujarat Gramin Bank Balance Check Number – All Methods Explained

Suppose this: Ravi, a businessman in Gujarat, has just received ₹7,500 from a customer. He wants to verify if the money has been deposited into his Andhra Bank account (now Union Bank of India).

• Rather than dashing to the bank, he just gives a missed call to 09223008586.
• In seconds, he gets an SMS: "Available Balance: ₹18,950".
• Last time he checked, it was ₹11,450 – so yes, the payment is in!

Isn’t that super handy?

From WhatsApp Banking to UPI apps, balancing your account has never been simpler, no waiting in long lines, no tension. Let's deconstruct all the cool ways you can keep yourself in the know about your money, just like Ravi.

Andhra Bank is now known as Union Bank of India. This change happened on April 1, 2020, when Andhra Bank and Corporation Bank were merged with Union Bank of India. The government did this as part of a plan to combine some public sector banks.

Different Ways To Check Your Andhra Bank Account Balance:

1. Through Missed Call
2. Through SMS
3. Through Toll-Free Number
4. Through Mobile Banking
5. Through Net Banking
6. Through WhatsApp Banking
7. Through ATM
8. By visiting a nearby branch
9. By third-party apps

1. How To Check Your Andhra Bank Account Balance Via Missed Call?

Step 1: Register Your Mobile Number

• Before availing the missed call service, ensure your mobile number is registered with your bank account.
• You should be getting SMS alerts from the bank regarding transactions.
• If your number is not registered, go to your nearest bank branch or ATM and get it updated.

Step 2: Call the Balance Enquiry Number

• Dial 09223008586 from your registered mobile number.
• This number is dedicated to balance inquiries for Andhra Bank (now Union Bank of India) customers.

Step 3: Give a Missed Call

• Let the phone ring once or twice, then disconnect the call.
• You don’t need to talk or wait for the call to be answered.
• There are no charges for this service since you’re only giving a missed call.

Step 4: Wait for the SMS

• In a matter of seconds, you will be sent an SMS on your cell phone.
• The SMS will include information about your account balance.
• Ensure your phone has network coverage to receive the message.

2. How To Check Your Andhra Bank Account Balance Via SMS?

Step 1: Open Your SMS App

• Unlock your phone and open the messaging or SMS app that you normally use to send text messages.
  
  

Step 2: Start a New Message

• Tap the option to compose a new message.
  
  

Step 3: Type the Message Content

• If you have only one bank account linked to your mobile number, simply type:
   UBAL
• If you have multiple accounts, type:
   UBAL <space> Your Account Number (Example: UBAL 1234567890)
  
  

Step 4: Enter the Recipient Number

• In the “To” field, enter this number: 09223008486
  
  

Step 5: Send the SMS

• Send the message from your registered mobile number (the one linked to your bank account).
  
  

Step 6: Wait for the Reply

• In a few moments, you will receive an SMS from the bank showing your current account balance.

3. How To Check Your Andhra Bank Account Balance Via Toll-Free Number?

Option 1: Using the Toll-Free Number

Step 1: Dial the Toll-Free Number

• Call 1800 425 1515 from your registered mobile number (the one linked to your bank account).
  
  

Step 2: Navigate the Menu

• Listen to the automated voice instructions.
• Select the option for “Balance Enquiry” when prompted.
  
  Read More – Baroda UP Gramin Bank Balance Check Number
  
  

Option 2: Using the Missed Call Service

Step 1: Dial the Missed Call Number

• From your registered mobile number, dial 09223008586.
  
  

Step 2: Give a Missed Call

• Let it ring once or twice, then disconnect the call.
  
  

Step 3: Receive Your Balance via SMS

• You will receive an SMS from the bank shortly with your account balance details.
  
  

4. How To Check Your Andhra Bank Account Balance Via Mobile Banking?

Step 1: Download the Vyom App

• Open Google Play Store (for Android) or App Store (for iOS).
• In the search field, enter "Vyom – Union Bank of India".
• Click on the official app and press "Install" to download it on your device.

Step 2: Register with Your Mobile Number

• Open the app after downloading.
• You will be asked to insert your mobile number registered with your Andhra Bank (Union Bank) account.
• Make sure your SIM is active and able to receive SMS.

Step 3: Enter the OTP

• The app will send a One-Time Password (OTP) to your registered mobile number.
• Enter the OTP in the app to verify your identity and proceed to the next step.

Step 4: Log In to Your Account

• After OTP verification, you’ll be asked to log in.
• You can either create a new username and password, or
• Log in with your current mobile banking User ID and password (if already registered with Union Bank or Andhra Bank mobile banking).

Step 5: Check Your Account Balance

• After logging in, proceed to the home screen or dashboard.
• Click on the "MPassbook" option.
• Your account information, such as the current balance and recent transactions, will be shown.

5. How To Check Your Andhra Bank Account Balance Via Net Banking?

Step 1: Visit the Official Website

• Open your web browser and go to the Union Bank of India’s official website.

Step 2: Access Internet Banking

• On the homepage, locate and click on the “Internet Banking” option.
• You’ll be redirected to the internet banking login portal.

Step 3: Log In to Your Account

• Select “Retail Login” if you’re an individual user.
• Enter your Customer ID/User ID and Login Password.
• Complete any additional verification by entering the CAPTCHA.

Step 4: Navigate to Account Summary

• Once logged in, go to the ‘My Accounts’ section.
• This section provides an overview of all your linked accounts.

Step 5: Check Your Account Balance

• Click on your account number or select “Balance Enquiry” or “View Balance”.
• Your current account balance, along with other account details, will be displayed on the screen.

6. How To Check Your Andhra Bank Account Balance Via WhatsApp Banking?

Step 1: Save the Bank's WhatsApp Number

• Save 9666606060 in your phone's contact list.
• You can save it as "Union Bank WhatsApp" for convenience.

Step 2: Start a Chat

• Open WhatsApp on your phone.
• Send a plain "Hi" message to the saved number from your registered mobile number.

Step 3: Choose "Account Balance"

• You will get a response with a list of services.
• Tap or respond with the option for "Account Balance" from the menu.

Step 4: View Your Balance

• Your account balance will be posted directly in the chat for your registered account.

7. How To Check Your Andhra Bank Account Balance through ATM?

Step 1: Find an ATM

• Go to any nearby Andhra Bank ATM or any other bank's ATM that facilitates interbank transactions (most ATMs in India do).
• Do not forget to bring your Andhra Bank debit card with you.

Step 2: Insert Your Debit Card

• Insert your debit card into the ATM card slot.
• Proceed with the on-screen instructions as the machine reads your card.

Step 3: Enter Your PIN

• Enter your 4-digit ATM PIN securely using the keypad.
• Always shield the keypad with your hand while entering your PIN for safety.

Step 4: Select “Balance Enquiry”

• Once logged in, you’ll see a menu of available services.
• Choose the option labelled “Balance Enquiry” or “Account Balance”.

Step 5: View Your Account Balance

• Your current account balance will be shown on the ATM screen.
• Some ATMs may also provide recent transaction details.

Step 6: Print a Receipt (Optional)

• If you’d like a hard copy, select the option to print a receipt.
• The ATM will print a slip showing your account balance for your records.

8. How To Check Your Andhra Bank Account Balance By Visiting a Branch?

Step 1: Go to Your Local Branch

• Walk into the nearest Andhra Bank or Union Bank of India branch during office hours.
• Be sure to have the required documents in hand.

Step 2: Take Documents With You

• Bring your passbook along.

Take a valid ID proof with you, which could be:

Aadhaar card

Voter ID

PAN card

Passport

Step 3: Get Help from Bank Officials

• Go to the customer care desk or talk to a bank teller.
• Inform them that you'd like to confirm your account balance or have your passbook updated.

Step 4: Give Required Information

• You might be requested to provide your account number (in your passbook).
• The bank officials might also confirm your identity by cross-checking your ID proof.

Step 5: Have Your Passbook Updated

• Your passbook will be updated with new transaction postings by the teller.
• You will notice your present account balance and recent account history printed within the passbook.

 9. How To Check Your Andhra Bank Account Balance Through a Third-Party App?

Step 1: Download and install a UPI-enabled app

• Launch the Google Play Store (for Android) or Apple App Store (for iOS).
• Search and download a reputable UPI-based payment app such as PhonePe, Google Pay, Paytm, or BHIM.
• Download and install the application on your phone.

Step 2: Register and Set Up the App

• Launch the application and initiate the registration process by using your phone number.
• Make sure to use the same mobile number registered with your Andhra Bank account.
• Complete the OTP (One-Time Password) verification.
• Set up your user profile as guided by the app.
  
  Also Read - BGGB Net Banking

Step 3: Link Your Andhra Bank Account

• Go to the section labelled “Bank Accounts” or “Add Bank Account”.
• From the list of banks, select “Andhra Bank” (or Union Bank of India, if Andhra Bank is not listed separately).
• The app will automatically identify your bank account based on your registered mobile number.
• Verify your account information and configure a UPI PIN (or MPIN), which will be used for secure transactions and balance inquiries.

Step 4: Log In to the App

• Log in to the app whenever required using your mobile number, UPI PIN, or biometric facilities like Face ID or Fingerprint, if available and enabled.

Step 5: Navigate to Balance Enquiry

• Go to the Accounts or Banking section of the app.
• Tap on your Andhra Bank-linked account.
• Choose the "Check Balance" or "Balance Enquiry" option.

Step 6: Enter Your UPI PIN

• Enter your UPI PIN when asked to approve the request.
• This keeps your balance details safe.

Step 7: See Your Account Balance

• Your account balance will be displayed once approved.
• You can verify it at any time using the same process via the app.

Conclusion:  

Now you are aware of all the easy ways to find out your Andhra Bank (now Union Bank of India) account balance. You can make a missed call, SMS, WhatsApp, open the Vyom app, log in to net banking, visit an ATM, visit your branch, or even UPI apps like Google Pay or PhonePe.

All these processes are fast, secure, and convenient to use. You don't need to wait in long queues or risk losing your money. Simply choose the method that best suits you and access your balance at any time, from anywhere.

FAQs Related To Andhra Bank Balance Check Number:

Q1: How can I check if my Andhra Bank account is active?

You can contact customer service and provide details like your name, account number, and branch name. The representative will confirm if your account is active or inactive.

Q2: Can someone check my balance using my account number?

No, your account number alone doesn’t allow someone to withdraw money. However, scammers can misuse it for fraud, such as unauthorised purchases or illegal activities. Always keep your account details secure.

Q3: Can UPI be used without a bank account?

Yes, UPI can be used without a bank account through digital wallets or platforms like UPI Circle, where payments are made via a linked wallet or a primary user’s account.

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LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?