Union Bank Balance Check Number – All Easy Methods Explained

"Kharch se pehle jaane apne khate ka haal; Union Bank Balance Check Number se paaye turant jaankari, bina kisi jhanjhat ke!"

Imagine Ravi, a freelancer managing multiple projects and keeping track of his finances. Today, he is planning his ₹10,000 monthly budget and wants to double-check his account balance. He starts by grabbing his phone, dials the Union Bank Balance Check Number 09223008586, and instantly receives a text with his updated balance. 

Feeling confident, Ravi moves on to check his daily expenses; his ₹200 coffee run does not throw him off track because he knows exactly what’s in his account.

Later that week, Ravi needs to prepare for a ₹50,000 investment. He opens the Union Bank mobile app, rechecks his balance, and confirms that the funds are available. 

With multiple options available, like SMS, mobile banking, ATM, WhatsApp banking, or even a quick visit to his nearest branch, Ravi has everything he needs to stay on top of his finances, whether it’s for a small purchase or a big financial move.

In this blog, we will guide you through every Union Bank Balance Check method, including the all-important Union Bank Balance Check Number, so you are never in the dark about your finances.

Quick Overview of Union Bank Balance Check Methods

Different Ways to Check Your Union Bank Account Balance

Let us examine each method in greater depth to help you easily use the Union Bank Balance Check Number and other services.

Union Bank Balance Check Through Missed Call

One of the easiest and fastest ways to check your balance is via the Union Bank Balance Check Number using a missed call. This facility is free and available 24/7.

• Dial 09223008586 from your registered mobile number.
  
  
• After 1–2 rings, the call will disconnect automatically.
  
  
• You will receive an SMS with your current account balance.
  
  

Tip: Ensure your mobile number is linked to your Union Bank account to use this service.

This is the most popular method due to its simplicity and instant response. Customers across India widely use the Union Bank Balance Check Number via a missed call.

Example: Union Bank Balance Check Through Missed Call

Ravi Kumar, a 35-year-old Jaipur school teacher, prefers simple banking methods to keep track of his savings. He holds a savings account with Union Bank of India and has recently started budgeting his monthly expenses more carefully. Since he does not use internet banking often, he relies on basic mobile services to check his account balance.

One morning, Ravi wanted to know how much money he had in his account before paying his electricity bill. Instead of visiting an 

ATM or logging into a mobile app, he picked up his phone and dialled the Union Bank Balance Check Number, 0922300856, from his registered mobile number.

After just two rings, the call disconnected automatically. Within 10 seconds, Ravi received an SMS from Union Bank stating:

“Dear Customer, your account ending with 4589 has a balance of ₹12,450.75 as of 21-Apr-2025.”

Ravi noted the amount and made his payment using the UPI app. This quick check gave him confidence that his payment would be safe.

This method is extremely beneficial, like Ravi, who:

• Do not use smartphones frequently.
  
  
• Live in areas with limited internet access.
  
  
• Need instant balance information without logging into apps.
  
  

How It Works:

1. The mobile number Ravi used must be registered with the Union Bank of India.
   
   
2. When he dialled 09223008586, Union Bank’s system recognised the number and automatically triggered a balance inquiry request.
   
   
3. After the call was disconnected, the system automatically generated an SMS with his account balance, which was securely linked to his mobile number.
   
   
4. No charges were applied to Ravi for the missed call or the SMS received.

Union Bank Balance Check Through SMS

If you prefer texting, Union Bank also allows balance inquiries through SMS. Here is how:

• Type UBAL Account Number
  
  
  
• Send it to 09223008486

Within moments, you will receive an SMS with your balance details.

Note: Standard SMS charges may apply depending on your mobile network provider.

This is another efficient way to use the Union Bank Balance Check Number for those without internet access.

Example: Union Bank Balance Check Through SMS

Meena Sharma, a small business owner in Bhopal, wanted to check her Union Bank account balance before transferring money to a supplier. Since her internet connection was down, she used SMS.

She opened her phone’s messaging app and typed:

UBAL 567890123456

She then sent it to the Union Bank Balance Check Number – 09223008486 from her registered mobile number.

Within a few seconds, she received a reply from the bank:

“Dear Customer, your account ending with 3456 has a balance of ₹24,980.50 as of 21-Apr-2025.”

How It Works:

• Type UBAL (space) your 13-digit account number in the SMS body.
  
  
• Send it to 09223008486.
  
  
• You must use the mobile number you have registered with the bank.
  
  
• You will receive your account balance via SMS.

This method is ideal for customers like Meena who want a quick update without relying on internet services or mobile apps.

Union Bank Balance Check Through Toll-Free Number

Union Bank offers toll-free numbers for general queries, including account balance checks.

• Call 1800 22 2244 or 1800 208 2244
  
  
• Follow the IVR instructions to check your account balance.

While this is not an instant Union Bank Balance Check Number method like a missed call or SMS, it is useful if you need assistance from customer support.

Example: Union Bank Balance Check Through Toll-Free Number

Suresh Patel, a retired government employee from Surat, prefers speaking to a real person when handling banking tasks. One afternoon, he wanted to confirm his Union Bank pension account balance before withdrawing cash.

Since he was unfamiliar with mobile apps, he called the Union Bank toll-free number, 1800 22 2244, from his landline.

He followed the IVR instructions:

1. Pressed 1 for banking services.
   
   
2. Entered his 13-digit account number.
   
   
3. Choose the option for balance inquiry.

After a brief pause, the automated voice informed him:

“Your account balance as of 21-Apr-2025 is ₹18,765.00.”

How It Works:

• Call 1800 22 2244 or 1800 208 2244.
  
  
• Follow the IVR menu options.
  
  
• Enter account details as prompted.
  
  
• Hear your balance read aloud.

This method is perfect for those who prefer voice support or want to speak with a customer care representative for further assistance.

Union Bank Balance Check Through Mobile Banking

Union Bank’s mobile banking app, U-Mobile, allows customers to manage their accounts anytime.

Steps to check your balance:

1. Download U-Mobile from the Google Play Store or the Apple App Store.
   
   
2. Log in using your MPIN or biometric authentication.
   
   
3. Navigate to the Accounts section.
   
   
4. Your account balance will be displayed on the screen.

Mobile banking is more than an alternative to the Union Bank Balance Check Number. It allows you to control your bank account fully.

Example: Union Bank Balance Check Through Mobile Banking

Priya Menon, a marketing executive from Kochi, regularly uses her smartphone to manage her banking needs. Before shopping, she wanted to quickly check how much she had left in her savings account.

She opened the U-Mobile app she had previously downloaded from the Google Play Store. After entering her MPIN, she was logged in instantly. From the home screen, she tapped on the ‘Accounts’ section.

Within seconds, the app displayed her account balance:

Savings Account - XXXX1234
 

 Available Balance: ₹36,420.80
 

 As of: 21-Apr-2025

How It Works:

1. Download and install U-Mobile from the App Store.
   
   
2. Log in using your registered credentials (MPIN, password, or fingerprint).
   
   
3. Tap on Accounts to view your current balance and recent transactions.

Priya prefers this method because it allows her to access balance checks, mini statements, fund transfers, and bill payments in one place. For tech-savvy users like her, mobile banking is a powerful alternative to the traditional Union Bank Balance Check Number.

Union Bank Balance Check Through Net Banking

Union Bank’s internet banking platform is another reliable option.

How to check the balance via Net Banking:

1. Visit https://www.unionbankonline.co.in
   
   
2. Log in with your user ID and password.
   
   
3. Go to Accounts > Account Summary.
   
   
4. Your available and current balance will be shown.

Net banking is a secure and feature-rich alternative to the Union Bank Balance Check Number.

Example: Union Bank Balance Check Through Net Banking

Anjali Verma, an IT professional from Pune, prefers managing her finances through a laptop for better visibility. One evening, she needed to check her Union Bank account balance before scheduling a SIP (Systematic Investment Plan) payment.

She visited the official Union Bank internet banking portal: https://www.unionbankonline.co.in. After entering her User ID and 

password, she successfully logged into her account.

She then navigated to:

Accounts and then to Account Summary

On the screen, she saw:

Savings Account - XXXX2345
 

 Available Balance: ₹52,780.00
 

 Current Balance: ₹53,000.00
 

 As of: 21-Apr-2025

How It Works:

1. Open https://www.unionbankonline.co.in.
   
   
2. Log in with your internet banking credentials.
   
   
3. Click on Accounts > Account Summary.
   
   
4. View your balance and recent transaction history.

Anjali likes this method because it provides more detailed account insights than the basic Union Bank Balance Check Number, including pending debits, interest earned, and linked accounts.

Union Bank Balance Check Through WhatsApp Banking

Union Bank offers WhatsApp banking services, a modern and convenient solution.

Steps to use:

1. Save 9666606060 to your contacts.
   
   
2. Send “Hi” on WhatsApp to this number.
   
   
3. Select Balance Inquiry from the menu.

This service is safe, easy to use, and provides an alternative to the traditional Union Bank Balance Check Number methods.

Example: Union Bank Balance Check Through WhatsApp Banking

Vikas Rathi, a young entrepreneur from Indore, often multitasks while managing his business. During a meeting, he needed to check his Union Bank account balance quickly but did not want to log into any app or website.

Instead, he opened WhatsApp on his phone and sent a simple “Hi” message to 9666606060, a number he had saved earlier as Union Bank WhatsApp Banking.

In response, he received a menu with several options. He replied with “1” for Balance Inquiry.

Within moments, he received a message:

Dear Vikas, your account ending with 6789 has a balance of ₹41,230.90 as of 21-Apr-2025.

How It Works:

1. Save 9666606060 in your contacts.
   
   
2. Send “Hi” to this number via WhatsApp.
   
   
3. Follow the on-screen options and choose Balance Inquiry.
   
   
4. Get your account balance instantly.

This WhatsApp-based method is quick, safe, and ideal for users like Vikas who prefer modern solutions over calling the Union Bank Balance Check Number or SMS.

Union Bank Balance Check Through ATM

You can check your Union Bank account balance at any ATM, not just Union Bank ATMS.

Steps:

1. Insert your debit card at your nearest ATM. Use the ATM locator to find it.
   
   
2. Enter your 4-digit PIN.
   
   
3. Select Balance Inquiry from the menu.
   
   
4. The ATM will display your current balance and optionally print a receipt.

Though slightly less convenient than a Union Bank Balance Check Number, it is useful if you are already withdrawing cash.

Example: Union Bank Balance Check Through ATM

Sunita Desai, a homemaker from Nagpur, was out shopping when she decided to withdraw some cash. While at a nearby ATM, she also wanted to check how much she had left in her Union Bank account.

She inserted her Union Bank debit card into the ATM (a non-Union Bank ATM near the market) and entered her 4-digit PIN.

From the main menu, she selected Balance Inquiry. Within seconds, the ATM screen displayed:

Available Balance: ₹8,650.25

She also opted to print a receipt for her records, which showed the exact amount and the date: 21-Apr-2025.

How It Works:

1. Insert your Union Bank debit card at any ATM.
   
   
2. Enter your 4-digit PIN.
   
   
3. Select Balance Inquiry.
   
   
4. View your balance on the screen or get a printed slip.

While not as instant as using the Union Bank Balance Check Number, this method is convenient for users like Sunita who are already at an ATM for cash withdrawal or mini statements.

Union Bank Balance Check by Visiting the Nearest Branch

Visiting a branch is an excellent option for those who prefer face-to-face interaction or need help with multiple banking services.

• Ask the bank executive at your nearest branch for a balance check. You can find the branch using the branch locator.
  
  
• Carry valid ID proof for verification if required.

While not as fast as the Union Bank Balance Check Number, this is helpful for elderly customers or those facing technical issues.

Example: Union Bank Balance Check by Visiting the Nearest Branch

Ramesh Joshi, a 68-year-old retired railway employee from Lucknow, prefers visiting the bank for his financial needs. He does not use mobile apps or internet banking, so he visits his nearest Union Bank branch whenever he needs to check his account balance.

Ramesh walked into the local branch one Monday morning with his passbook and Aadhaar card. He approached the help desk and requested a balance inquiry.

After verifying his identity, the bank executive accessed his account and informed him:

“Sir, your account ending with 9870 has a balance of ₹29,580.00 as of 21-Apr-2025.”

She also updated his passbook with recent transactions so he could keep a physical record.

How It Works:

1. Visit your nearest Union Bank branch (use their online branch locator if needed).
   
   
2. Carry valid ID proof like Aadhaar, PAN card, or a passbook.
   
   
3. Request a balance check from the bank executive.
   
   
4. Get your balance verbally or updated in your passbook.

Though it takes more time than using the Union Bank Balance Check Number, this method is ideal for senior citizens like Ramesh or customers who need in-person support.

Union Bank Balance Check by Third-Party Apps

You can also check your balance using apps like PhonePe, Google Pay, Paytm, and BHIM UPI.

How to check:

1. Open the UPI app.
   
   
2. Go to the Check Balance option.
   
   
3. Enter your UPI PIN.
   
   
4. Your bank balance will be displayed.
   
   

These apps are a popular backup to the Union Bank Balance Check Number, especially for people who use UPI daily.

Example: Union Bank Balance Check by Third-Party Apps

Karan Mehta, a college student in Bengaluru, uses Google Pay for most of his daily transactions. After ordering food online, he wanted to ensure enough balance left in his Union Bank account.

He opened Google Pay, tapped on his bank account under the profile section, and selected “Check Balance.”

The app asked him to enter his UPI PIN, and he typed in his 4-digit code.

Within seconds, the screen showed:

Union Bank Account - XXXX1122
 

 Available Balance: ₹3,120.45
 

 As of: 21-Apr-2025

How It Works:

1. Open your preferred UPI app, such as Google Pay, PhonePe, Paytm, or BHIM.
   
   
2. Navigate to Check Balance under the linked bank account section.
   
   
3. Enter your UPI PIN.
   
   
4. Your account balance is displayed instantly.

For UPI-savvy users like Karan, these third-party apps offer a fast and convenient alternative to the traditional Union Bank Balance 

Check Number, especially when using digital wallets for everyday payments.

Conclusion

Union Bank of India has made it incredibly easy to check your account balance through various channels. Whether you prefer the speed of a Union Bank Balance Check Number via missed call or the advanced features of mobile banking and WhatsApp, you have many convenient options. Each method is secure, simple, and accessible, ensuring customers can always stay updated with their financial information.

FAQS Related to Union Bank Balance Check

Q1. What is the Union Bank Balance Check Number for the missed call service?
 A: Dial 09223008586 from your registered mobile number.

Q2. Is there a charge for using the Union Bank Balance Check Number?
 A: No, it is a free service. However, SMS charges may apply if using the SMS method.

Q3. Can I check my Union Bank balance without an internet connection?
 A: Yes. Use the missed call or SMS method.

Q4. Is WhatsApp banking secure for checking my Union Bank balance?
 A: Yes, Union Bank’s WhatsApp Banking is encrypted and safe.

Q5. Can I use the Union Bank Balance Check Number from any phone?
 A: No, it must be from your registered mobile number.

Q6. What if my mobile number is not registered?
 A: Visit your nearest Union Bank branch to update or register your mobile number.

Q7. Can I use third-party apps to check my Union Bank balance?
 A: Apps like Google Pay and PhonePe allow balance checks via UPI.

Q8. Is the Union Bank Balance Check Number available 24/7?
 A: Yes, the missed call and SMS services are available around the clock.

Q9. Can I check the balance of multiple Union Bank accounts?
 A: You can, as long as they are linked to your registered mobile number.

Q10. How often should I check my Union Bank account balance?
 A: It is good practice to check your balance regularly, especially before making large payments or transfers.

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