Vidharbha Konkan Gramin Bank Balance Check Number – All Methods Explained

Surbhi, a 32-year-old school teacher from Nagpur, had just deposited her salary of ₹25,000 into her Vidharbha Konkan Gramin Bank account. She was curious to know her balance but did not know how to do so she went to Google.

A simple YouTube search taught her the way: "Give a missed call to 8010968342 from your registered mobile."

She called the number. Two rings, then it hung up. A second later, ding!, there was an SMS: "Your 

balance is ₹24,500."

In just less than 2 minutes, Surbhi had learned to check her bank balance and felt completely in charge.

Vidharbha Konkan Gramin Bank  Balance Enquiry Method

Note: Make sure that your phone number is linked to VKGB in order to use any of the services mentioned above. If not, please update your contact information by going to the closest branch. 

Different ways to check your Vidharbha Konkan Gramin Bank account balance check numbers.

1. Missed Call (Toll-Free)

• Number: 8010968342
  
  
• How it works: Dial the number from your registered mobile number. After 1–2 rings, the call will disconnect. Within a few seconds, you'll receive an SMS with your account balance.
  
  
• Example: You dial 8010968342 from your registered mobile. After the call disconnects, you receive an SMS: "Your account balance is ₹12,345.67."

Tip: Ensure your mobile number is registered with Vidharbha Konkan Gramin Bank (VKGB). If not, visit your nearest branch to update it.​

2. SMS Banking

• Balance Inquiry: Send an SMS in the format BAL<Account Number> to 0712-2224319. You'll receive your account balance via SMS.
  
  
• Mini Statement: Send MSTMT<Account Number> to the same number to get the last 5 transactions.
  
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• Example: You send BAL1234567890 to 0712-2224319. In response, you receive an SMS: "Your account balance is ₹12,345.67."

Tip: Ensure your mobile number is registered with VKGB to use this service.​

3. Toll-Free Customer Care Numbers

• Numbers: 0712-2224319, 0712-2224320, 0712-2224321, 0712-2224322, or 1800-233-7390
  
  
• How it works: Call any of the above numbers to speak with a customer service representative who can assist you with balance inquiries and other banking services.

Tip: Have your account details ready when calling for quicker assistance.​

4. Mobile Banking App

• How it works: Download the VKGB Mobile Banking app from the Google Play Store or Apple App Store. Log in with your credentials to view your account balance, mini statements, transfer funds, and more.

Tip: Ensure your mobile number is registered with VKGB to use the mobile banking app.​

5. Internet Banking

• How it works: Visit the (Vidharbha Konkan Gramin Bank) VKGB Internet Banking website and log in with your credentials like user ID and password to view detailed account statements, transfer funds, and perform other banking activities.

Tip: If you haven't registered for internet banking, visit your home branch to complete the registration process.​

6. WhatsApp Banking

• Status: Currently, VKGB does not offer WhatsApp banking services.​

7. ATM

• How it works: Visit any VKGB ATM. Insert your ATM card, enter your PIN, and select the "Balance 
   
• Inquiry" option to view your account balance on the screen. You can also print a mini-statement if needed.

Tip: Ensure you have your ATM card and PIN with you when visiting the ATM.

8. Visiting Nearest Branch

• How it works: Visit your nearest VKGB branch with a valid ID and your account details. A bank representative will assist you in checking your account balance.

Tip: It's advisable to visit during non-peak hours to avoid long waiting times.​

9. Third-Party Apps

• Status: VKGB does not currently support balance inquiries through third-party apps. It's recommended to use the official VKGB channels mentioned above for accurate and secure information.​
  
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Important Notes:

• For all services, ensure your mobile number is registered with VKGB. If not, visit your nearest branch to update it.
  
  
• Missed calls and SMS banking services are free of charge, but standard SMS rates may apply.
• For internet and mobile banking, ensure you have a stable internet connection

Conclusion

Vidharbha Konkan Gramin Bank provides several simple ways to view your account balance, such as missed calls, SMS, ATMs, internet, mobile, customer care, and branch help.  The services are to simplify consumers' lives and provide convenience by providing them with available and convenient facilities to manage accounts efficiently.  Using these facilities, you are able to smoothly make transactions and view account balance information.

FAQs

Q. How can I check my balance in Vidharbha Konkan bank via Missed call?

Make a missed call to 0712-2224319 to accomplish this. The call will end automatically in a few seconds, and you will receive an SMS with the details of your account balance.

Q. How can I check my VKGB account balance via missed call?

You will receive an SMS with your balance when you phone 8010968342 from your registered mobile number to check your Vidharbha Konkan Gramin Bank (VKGB) account balance.

Q. Is there a charge for using the missed call balance check service?

Although standard SMS costs may apply to receive the balance notification, checking the balance of your Vidharbha Konkan Gramin Bank (VKGB) account via missed call is free.

Q. How can I check my VKGB account balance via SMS?

To check the balance of your Vidharbha Konkan Gramin Bank (VKGB) account, text 0712-2224319 with the format BALAccount Number>.

Q. What should I do if I don't receive the balance SMS after using the missed call service?

Make sure your number is registered, try calling again, or get help from customer service if you don't receive your SMS with your Vidharbha Konkan Gramin Bank (VKGB) account balance check.

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