Kotak Mahindra Bank Balance Check Number – Complete Guide

Whether you're a student managing your savings or a business owner tracking transactions, knowing your account balance is crucial. Thankfully, Kotak Mahindra Bank Balance Check Number services make this easier than ever.

Let’s understand it  with a small numerical example:

Suppose you have ₹12,350 in your Kotak Mahindra Bank savings account. You transfer ₹4,000 to a friend, withdraw ₹1,500 from an ATM, and your mutual fund SIP of ₹2,000 is debited. Wondering how much is left? Instead of heading to a branch, you just give a missed call to Kotak Mahindra Bank Balance Check Number 1800 274 0110 from your registered mobile. Within seconds, you receive an SMS showing your updated account balance – ₹4,850.

Different Ways to Check Your Kotak Mahindra Bank Account Balance

Here’s a quick overview of all the methods you can use:

Kotak Mahindra Bank Balance Check Through Missed Call

You can quickly check your Kotak account balance by giving a missed call to the official Kotak Mahindra Bank Balance Check Number: 1800 274 0110.

Steps to Check Balance via Missed Call:

1. Ensure your mobile number is registered with the bank.
2. Dial 1800 274 0110 from your registered mobile.
3. The call will disconnect automatically after a few rings.
4. Shortly, you will receive an SMS with the available balance across all your Kotak accounts.

Note: This service is free of charge and works 24x7.

Kotak Mahindra Bank Balance Check Through SMS

You can also check your balance using the SMS Banking service.

Steps to Check Balance via SMS:

1. Open your mobile's messaging app.
2. Type the following message: BAL
3. Send it to 9971056767 or 5676788
4. You’ll receive an SMS from the bank with your current account balance.

SMS charges may apply depending on your mobile plan.

Kotak Mahindra Bank Balance Check Through Toll-Free Number

The toll-free missed call number for the balance check is the same:
 

1800 274 0110

Just give a missed call and receive your account balance via SMS.
Make sure your mobile number is linked to your Kotak bank account.

Kotak Mahindra Bank Balance Check Through Mobile Banking

Kotak Mahindra Bank offers multiple apps for balance check and other banking needs:

1. Kotak 811 App:

• Available on both Android and iOS.
• Log in using your CRN and password or MPIN.
• Check your balance under the “Account Summary” or “Dashboard” section.

2. Kotak Bharat Banking App:

• Ideal for customers with limited internet access.
• Offers balance check, DTH/mobile recharge, fund transfer, etc.
• Send an SMS to 9971056767 to activate after installing the app.

3. Kotak AllPay:

• Once installed and set up, go to the Passbook section to view your account balance.

4. BHIM KotakPay:

• UPI-based app for sending/receiving money.
• After linking your Kotak account, check your balance using the UPI interface.

Kotak Mahindra Bank Balance Check Through Net Banking

If you're comfortable using the internet, Kotak’s net banking is one of the most secure and convenient options.

Steps to Check Balance via Net Banking:

1. Visit the official Kotak Net Banking website: www.kotak.com
2. Enter your CRN (Customer Relationship Number) and password.
3. Once logged in, go to the “Account Summary” section.
4. Your available balance will be displayed on the dashboard.

You can also download e-statements, transfer funds, request chequebooks, and more through this platform.

Kotak Mahindra Bank Balance Check Through WhatsApp Banking

Steps to Use WhatsApp for Balance Enquiry:

1. Give a missed call to 9718566655 from your registered mobile to activate.
2. Save this number: 022 6600 6022 in your contacts.
3. Open WhatsApp and refresh your contact list.
4. Search the saved contact and send a message with “Help”.
5. For balance check, type “1” and follow the on-screen instructions.

This is a safe and secure platform officially operated by Kotak Mahindra Bank.

Kotak Mahindra Bank Balance Check Through ATM

If you prefer traditional methods, you can always visit a nearby Kotak ATM.

Steps to Check Balance at ATM:

1. Insert your Kotak Mahindra Bank Debit Card into the ATM.
2. Enter your 4-digit ATM PIN.
3. Choose the “Balance Enquiry” option from the menu.
4. The screen will display your current account balance.

You can also opt to print a balance receipt.

Kotak Mahindra Bank Balance Check by Visiting Nearest Branch

For those who are not comfortable with digital channels, visiting your nearest branch is always an option.

How to Proceed:

1. Visit your nearby Kotak Mahindra Bank branch.
2. Carry a valid ID proof for authentication.
3. Request the banking officer to provide your account balance.

This method is time-consuming but reliable.

Kotak Mahindra Bank Balance Check by Using Third-Party Apps

UPI-enabled apps such as Google Pay, PhonePe, Paytm, and BHIM can also be used for balance enquiries.

Steps:

1. Open any UPI app.
2. Go to the Bank Account section.
3. Select your linked Kotak Mahindra Bank account.
4. Tap on “Check Balance”.
5. Enter your UPI PIN.
6. Your available balance will be displayed instantly.

Make sure your mobile number is the same one linked to your Kotak Bank account.

Conclusion

Kotak Mahindra Bank has made banking simple, fast, and accessible to every Indian. Whether you're on the move, at home, or at work, you can instantly check your balance using the Kotak Mahindra Bank Balance Check Number or any of the convenient digital and offline methods mentioned above.

From missed call banking to WhatsApp, from mobile apps to ATMs, the bank ensures you never lose track of your finances.

FAQs Related to Kotak Mahindra Bank Balance Check

Q1. What is the Kotak Mahindra Bank Balance Check Number?
The official toll-free number is 1800 274 0110. Give a missed call from your registered number to receive your balance via SMS.

Q2. Can I check Kotak's balance without the internet?
Yes, you can use missed call service, SMS banking, or USSD (*99#) without needing the internet.

Q3. Are there charges for checking the balance through SMS?
Yes, standard SMS charges may apply depending on your telecom provider.

Q4. Is WhatsApp banking for Kotak safe?
Yes, Kotak Mahindra Bank WhatsApp banking is completely safe and secure.

Q5. Can I use third-party apps to check Kotak's balance?
Yes, apps like Google Pay, PhonePe, Paytm, and BHIM allow Kotak balance checks if your account is linked.

Q6. What if my number is not registered with Kotak?
You will need to visit the nearest Kotak Bank branch and update your mobile number.

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