Indian Bank Balance Check Number – Everything You Need to Know

"Aaj ke digital yug mein, jahan har minute kimti hai, Bharatiya Bank khate ki jaankari paana ab pehle se kahin zyada aasan aur suvidhaajanak ho gaya hai. Chahe aap ghar par hon ya safar par, apne bank balance ko jaane ka tareeka ab bas ek call ya SMS door hai!"

Take the example of Amit, who recently checked his balance using the Indian Bank Balance Check Number. He sent a missed call to 92895 92895, which instantly triggered an SMS showing his current balance of ₹45,623.50; a simple and free method. 

In another instance, Amit used the SMS service and texted BALAVL to 92895 92895, receiving an update within seconds about his savings account balance of ₹12,350.75. 

These quick updates helped him plan a ₹5,000 transfer to his business account for upcoming expenses. Cool, huh?

In this blog, we will walk you through all the different methods to check your Indian Bank account balance, including the Indian Bank Balance Check Number via missed call, SMS, mobile apps, net banking, WhatsApp, ATMs, branch visits, and even third-party apps. 

Let us have a look.

Different Ways to Check Your Indian Bank Account Balance

Indian Bank offers multiple convenient options to help you keep track of your account balance. Whether you prefer traditional SMS services or tech-friendly mobile apps, you can always choose the method that best suits your lifestyle.

Let us explore each method step by step:

Indian Bank Balance Check Through Missed Call

One of the fastest and most hassle-free ways to check your balance is using the Indian Bank Balance Check Number for missed calls.

How to Use:

1. Dial 92895 92895 from your registered mobile number.
   
   
2. The call will automatically disconnect after a few rings.
   
   
3. You will receive an SMS with your current account balance.
   
   

Key Benefits:

• Free of charge.
  
  
• No internet connection required.
  
  
• Available 24/7.
  
  

Note: Please ensure your mobile number is registered with the Indian Bank. If not, visit the nearest branch to update your contact details.

Example: 

Ravi, a busy marketing executive, often struggled to find time to visit the bank or log into mobile banking to check his balance. One day, his friend Priya told him about the Indian Bank Balance Check Number. Curious, Ravi dialed 92895 92895 from his registered mobile number. The call disconnected automatically after a few rings; no need to speak to anyone. Within moments, he received an SMS with his current account balance. 

Ravi was impressed by how easy and fast the process was. The best part? It did not cost him anything, worked without an internet connection, and was available 24/7. Priya also reminded him that this service only works if the mobile number is linked to the account, so Ravi had made sure his contact details were updated at his local Indian Bank branch before using it.

Indian Bank Balance Check Through SMS

If you prefer text messaging, Indian Bank also allows you to check your balance via SMS.

How to Use:

1. Open the SMS app on your phone.
   
   
2. Type: BALAVL <Your Account Number>.
   
   
3. Send it to 92895 92895.
   
   

You will receive an SMS reply with the current balance information for your Indian Bank account.

Pros:

• Works on all types of mobile phones.
  
  
• Quick response time.
  
  
• No need for a smartphone or internet access.

Example:

Sita, a retired teacher, is not very comfortable using smartphones or internet banking, but she still likes to keep track of her Indian Bank account balance. Her neighbor, Arun, showed her an easy way to check her balance using a simple text message.

Sita opened the SMS app on her basic mobile phone and typed BALAVL, followed by her account number, 1234567890. She then sent the message to 92895 92895. Within a few seconds, she received a reply from Indian Bank with her account balance.

Sita was pleased with how quick and convenient the process was. The service did not require any internet connection, worked on her basic phone, and gave her peace of mind without needing to visit the bank.

Indian Bank Balance Check Through Toll-Free Number

Indian Bank also offers a customer care helpline for balance inquiries.

How to Use:

1. Dial 1800 425 00000 from your registered number.
   
   
2. Follow the IVR instructions to check your balance or speak to a customer service executive.
   
   

Advantages:

• Toll-free, so no charges apply.
  
  
• Accessible from anywhere in India.
  
  
• You can also inquire about mini-statements, loan details, and more.

Example: 

A small business owner, Vikram, needed to check his Indian Bank account balance while traveling for work. Since he was uncomfortable using mobile apps while on the go, his colleague Meena suggested utilizing the bank’s toll-free customer care service.

Vikram simply dialed 1800 425 00000 from his registered mobile number. The automated IVR guided him through the options; he followed the prompts and quickly accessed his account balance. If needed, he could have also spoken to a customer service executive for more details.

Vikram appreciated that the call was completely toll-free, worked from anywhere in India, and allowed him to ask about his balance, mini-statements, loan information, and other services, all in one call.

Indian Bank Balance Check Through Mobile Banking

For smartphone users, Indian Bank provides the IndOASIS Mobile Banking App — an all-in-one banking solution.

Steps to Check Balance:

1. Download the IndOASIS app from the Google Play Store or Apple App Store.
   
   
2. Log in using your customer ID and MPIN.
   
   
3. On the home screen, your account balance will be displayed.
   
   

Features:

• View account balance, mini-statements, and transaction history.
  
  
• Transfer funds via NEFT, RTGS, IMPS, or UPI.
  
  
• Pay bills and recharge services.
  
  

Mobile banking apps offer convenience and security, making them a modern favorite for balance inquiries.

Example:

Anjali, a software engineer, prefers handling her banking tasks on the go. When she opened an account with Indian Bank, her friend Rohit recommended the IndOASIS Mobile Banking App for easy account management.

One evening, Anjali downloaded the IndOASIS app from the Google Play Store, logged in using her Customer ID and 

MPIN, and instantly saw her account balance displayed on the home screen. Beyond checking her balance, Anjali explored other features; she could view mini-statements, review her transaction history, transfer funds via NEFT, RTGS, IMPS, or UPI, and even pay her bills or mobile recharges, all in one place.

Anjali loved how the app combined convenience and security, making it her go-to method for managing her Indian Bank account anytime, anywhere.

Indian Bank Balance Check Through Net Banking

For users who prefer desktop or laptop banking, Indian Bank’s Net Banking is an excellent choice.

How to Use:

1. Visit Indian Bank Net Banking.
   
   
2. Log in using your User ID and password.
   
   
3. Your account balance will be displayed on the dashboard.
   
   

Perks of Net Banking:

• 24/7 access to your balance and transactions.
  
  
• Download account statements.
  
  
• Manage fund transfers, fixed deposits, and more.
  
  

Example:

Rajesh, an accountant who spends most of his day working on his laptop, prefers managing his finances through Indian Bank’s Net Banking service. One morning, Rajesh needed to check his account balance and download his monthly statement before heading to work.

He visited the Indian Bank Net Banking website, logged in using his User ID and password, and immediately saw his account balance displayed right on the dashboard. With just a few more clicks, Rajesh downloaded his detailed account statement for record-keeping.

In addition to checking balances, Rajesh found it convenient to manage fund transfers, fixed deposits, and bill payments through Net Banking, all from the comfort of his desk, anytime, 24/7.

Indian Bank Balance Check Through WhatsApp Banking

Indian Bank does not offer balance check services via WhatsApp, which some other banks have started to implement.

However, keep an eye on their official announcements; Indian Bank is constantly upgrading its digital offerings, and WhatsApp Banking might be available soon.

Indian Bank Balance Check Through ATM

If you are outdoors or prefer physical banking services, you can always check your balance through an Indian Bank ATM using the ATM locator or any other bank’s ATM.

Steps:

1. Insert your ATM debit card.
   
   
2. Enter your 4-digit PIN.
   
   
3. Select “Balance Inquiry” from the menu.
   
   
4. Your account balance will be displayed on the screen, and you can opt for a printed receipt.
   
   

Benefits:

• Easily accessible across India.
  
  
• Offers other services like cash withdrawal, mini-statements, and PIN changes.
  
  

Example:

Sunita, a school teacher, was out shopping when she wanted to check her Indian Bank account balance. Instead of using her phone, she walked to a nearby ATM. Using her Indian Bank debit card, she inserted it into the machine, entered her 4-digit PIN, and selected “Balance Inquiry” from the options.

Within seconds, her account balance was displayed on the screen, and she even chose to print a receipt for her records. Sunita liked using ATMs because they are easily accessible all over India and allow her to withdraw cash, check mini-statements, and update her PIN when needed; all in one visit.

Indian Bank Balance Check by Visiting the Nearest Branch

For those who prefer human interaction or are uncomfortable with tech tools, visiting the nearest Indian Bank branch remains a valid option.

How to Check:

• Visit your branch; find the nearest one using the branch locator.
  
  
• Request your account balance at the counter.
  
  
• Show valid identification if required.
  
  

While this method ensures face-to-face support, it is less convenient than digital alternatives.

Example:

Mr. Sharma, a retired government employee, prefers personal interaction in banking. Instead of using apps or helplines, he visits his nearest Indian Bank branch whenever he wants to check his account balance.

One afternoon, Mr. Sharma walked into his local branch, approached the help desk, and politely requested his account balance. The bank staff asked for his valid identification to verify his identity before providing the information.

Although this method allowed Mr. Sharma to communicate directly with a bank representative and clarify doubts, he knew it was less convenient than methods like mobile apps or SMS. However, the personal touch made all the difference for him.

Indian Bank Balance Check by Third-Party Apps

You can also check your Indian bank account balance using third-party financial apps like PhonePe, Google Pay, Paytm, and BHIM UPI.

Steps:

1. Open the app and navigate to your linked bank account.
   
   
2. Enter your UPI PIN.
   
   
3. Your account balance will appear instantly.
   
   

Note: You must have your Indian Bank account linked with the app through UPI to use this feature.

Example: 

Karan, a college student, prefers handling his banking needs through apps on his smartphone. One day, while using Google Pay to split a lunch bill, he also decided to check his Indian Bank account balance.

He opened the app, selected his linked Indian Bank account, and entered his UPI PIN. In just a moment, his current account balance appeared on the screen.

When Karan set up the app, he linked his Indian Bank account through UPI, which made the process smooth and quick. He appreciated how third-party apps like PhonePe, Paytm, Google Pay, and BHIM UPI offered an easy way to 

check balances anytime without visiting the bank or switching apps.

Conclusion

Thanks to the variety of options Indian Bank offers, keeping track of your account balance has never been easier. Whether you prefer the simplicity of a missed call, the ease of mobile banking, or the security of visiting a physical branch, there is a method for everyone.

The Indian Bank Balance Check Number, 92895 92895, is a fast, free, and reliable way to stay updated on your account balance. Whether planning a significant expense or ensuring your finances are on track, having access to this number will save you time and effort.

Stay informed, stay empowered; choose the method that fits your lifestyle!

FAQs Related to Indian Bank Balance Check

Q1. What is the Indian Bank Balance Check Number?
 A1. The Indian Bank Balance Check Number is 92895 92895. You can give a missed call from your registered mobile number to receive your balance via SMS.

Q2. Can I check my Indian bank balance without using the internet?
 A2. Yes! You can check your balance through missed calls or SMS without an internet connection.

Q3. Is there any charge for using the missed call service?
 A3. The missed call service is free for all Indian Bank customers.

Q4. How can I register my mobile number with the Indian Bank?
 A4. You can register your number by visiting your nearest Indian Bank branch and submitting a request form.

Q5. Does Indian Bank offer WhatsApp Banking for balance checks?
 A5. Currently, Indian Bank does not provide balance check services through WhatsApp.

Q6. Can I use UPI apps to check my Indian Bank account balance?
 A6. Yes, UPI-enabled apps like PhonePe, Google Pay, and Paytm allow you to check your balance after verifying your UPI PIN.

Q7. What should I do if I do not receive a balance SMS after a missed call?
 A7. Check that your mobile number is registered with the bank. If it is and you still have not received an SMS, contact Indian Bank’s customer care at 1800 425 00000.

Q8. Can I check the balance of multiple Indian Bank accounts via a missed call?
 A8. No, the missed call service will only fetch the balance of the account linked to your registered mobile number.

Q9. Is it safe to use mobile banking for balance inquiry?
 A9. Yes, the IndOASIS app from Indian Bank is secure, and using strong passwords and enabling two-factor authentication enhances your account safety.

Q10. Can NRIs check their Indian Bank balance using these methods?
 A10. NRIs can use net banking and mobile banking (IndOASIS) to check their account balances, but the missed call and SMS services work only on Indian registered mobile numbers.

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