BOB Balance Check Number – How to Check Your Account Balance Easily

Priya is a freelance graphic designer from Mumbai. One day, while working on her projects, she received a call from her landlord. He informed her that her ₹12,500 rent payment had failed due to insufficient funds in her Bank of Baroda account. Priya was stunned. She discovered that ₹9,800 was deducted from her account a week ago without her knowledge. This was a fraudulent transaction. If she had checked her balance earlier, she might have reported it on time.

Many people have the same problem. We do not check our bank balance regularly unless anything goes wrong. However, checking your balance regularly is quite necessary. 

That is why we are here to help you and save you from any mishap. This article will help you to gain knowledge on how you can check your account balance, and not just that, we will also cover what are the multiple ways through which we can check our bank balance.

So, what are you waiting for? Let’s dive in detail.

Bank of Baroda Balance Enquiry Method | Balance Check Number / Link

Different ways to check your Bank of Baroda account balance.

Did you know there are various ways through which you can check your bank balance, other than just by checking it through your mobile applications?

Below is a list are some of the ways through which you can check your balance seamlessly. These are some of the ways that provide you access to your Bank of Baroda balance even if you are away from the internet.

1. Missed Call
2. SMS
3. Toll-Free Number
4. Mobile Banking
5. Net Banking
6. WhatsApp Banking
7. Through ATM
8. The Nearest Branch
9. Third-Party Apps

Let’s look at each of them individually, step by step, to make sure that checking your bank balance is no longer a difficult task.

Bank of Baroda Balance Check Through Missed Call

Step 1: Dial the BOB balance enquiry number at 8468001111 from your registered phone number.

 Step 2: After a few rings, the call will disconnect automatically.

 Step 3: You will receive an SMS shortly with your account balance information.

 Note: This feature only works if the phone number is linked to your Bank of Baroda account.

Bank of Baroda Balance Check Through SMS

Bank of Baroda's (Bank of Baroda) SMS banking service allows you to view your account balance instantaneously without the need for an internet connection. You only need your mobile phone and your registered mobile number.

Step 1: Write a new SMS.

Open the messaging app on your phone and compose a new message.

Step 2: Enter SMS Format

• In the message body, type the following command.
• Write BAL <space>. The last four digits of your account number.

Step 3: Send the SMS

Send the message to the official Bank of Baroda SMS banking number: 8422009988

Step 4: Receive balance information.

You will receive an SMS from Bank of Baroda within a few seconds with the available balance in your account linked to the phone number you used.

Important Notes:

• This feature will only work if the number of your phone is registered with the bank.
• Standard SMS charges may apply based on your mobile service provider.
• Make sure the last four digits you enter are correct, or the system might not respond with the necessary information.
• Using this SMS feature is very beneficial when you don't have an internet connection or are travelling and need a quick update on your account balance.

Bank of Baroda Balance Check Through Toll-Free Number

Bank of Baroda provides a toll-free customer service number for balance inquiries and other banking-related needs. This service is particularly useful if you do not have internet access or prefer voice-based support.

Step 1: Call the Toll-Free Number

Call the official Bank of Baroda toll-free customer care number: 1800 5000

This number is available 24/7 and is free of charge from any registered mobile number within India.

Step 2: Select Language Preference

After connecting, you will be invited to select your chosen language (such as English, Hindi, or a regional language). Follow the voice instructions to pick the language using your phone's keypad.

Step 3: Select the Balance Enquiry option.

Once you've chosen your language, the IVR (Interactive Voice Response) system will present you with some banking-related alternatives. Listen closely and press the relevant key (typically "1" for balance enquiry) as directed by the system.

Step 4: Verify your identity (if prompted).

• To verify your account, you may need to provide the last four digits of your account number.
• Your client ID or
• A validation of the registered mobile number.

This step is part of the security routine to keep your information safe.

Step 5: Find out Your Account Balance

After successful verification, the system will read aloud your account balance. For privacy and clarity, make sure you are in a quiet environment or are wearing headphones.

Additional Support - If you require additional assistance or have questions beyond balance inquiries, you can choose to speak 

with a customer service representative from the same call menu.

Bank of Baroda Balance Check Via Mobile Banking

Bank of Baroda offers a secure and user-friendly mobile banking app called Bank of Baroda Mobile. This app allows customers to manage their accounts, transfer funds, and check balances directly from their smartphones.

Step 1: Download the Bank of Baroda Mobile App.

• Go to the Google Play Store (Android) or Apple App Store (iPhone).
• Check for "Bank of Baroda Mobile" (created by Bank of Baroda).
• Download and install the official app on your device.

Step 2: Register on the app.

• After the installation is complete, launch the Bank of Baroda Mobile app.
• Grant any essential permissions, such as SMS and phone access.
• Please enter your registered cellphone number.
• The software will automatically discover and validate the SIM card associated with your account using OTP.
• Once verified, proceed to set up your MPIN (Mobile Banking PIN) for future logins.

Step 3: Log In to Your Account

• Open the app and log in with the MPIN you made.
• If this is your first visit, you may be asked to set a few security questions or authenticate with your debit card information for enhanced security.

Step 4: Go to Account Summary

• Once you've logged in, navigate to the "Accounts" or "Account Summary" section.
• You'll see a list of all associated accounts.

Step 5: Check Balance

• To check your balance, tap on the account number or balance field.
• The app will show you your current available balance, account number, and account type.
• You may also be able to access your mini statement and recent transactions from this section.
  
  

Additional Features Available in the Bank of Baroda Mobile App:

• View and download account statements.
• Examine fixed deposits and loan details.
• Execute fund transfers (NEFT/IMPS).
• Pay bills and recharge phone numbers.
  
  

Important Tips:

• Ensure your mobile number is registered with Bank of Baroda for mobile banking.
• Always use the official app to avoid fraudulent or phishing efforts.
• Keep your MPIN and other credentials secret.

Bank of Baroda Balance Check Through Net Banking

Bank of Baroda provides its customers with a safe and user-friendly internet banking portal. You can access your account balance, transaction history, and other information from any location and at any time.

Step 1: Go to the official net banking website

• Access the official Bank of Baroda Net Banking portal.

Step 2: Choose the Type of User

On the website, select "Continue to Login" from the "Personal Banking" or "Corporate Banking" option, depending on the type of account you have.

Step 3: Enter Login Credentials

• You'll be sent to the login page.
• Enter your User ID and Login Password.
• Fill out the CAPTCHA if requested.
• To proceed, simply click Login.

Step 4: Access Account Information

• Once logged in, you will be directed to your dashboard or account summary page.
• Choose the "Accounts" section from the top menu.
• Choose your active account from the list that appears.

Step 5: View Balance Details

• This screen will reveal your available balance, account number, and account type.
• You can also check the most recent transactions or download a mini-statement as needed.

Step 6: Log Out Safely

• Once you've checked your balance, always log out of your session by clicking the "Logout" button in the top right corner.
• To keep your account secure, avoid closing the browser directly.

Bank of Baroda Balance Check Through WhatsApp Banking

Bank of Baroda has developed WhatsApp Financial, which allows clients to undertake basic financial operations such as balance inquiries, mini statements, and more directly through WhatsApp.

Step 1: Save the Bank of Baroda’s Official WhatsApp Number

• Save the official WhatsApp Banking number to your contacts: +91 84338 88777
• This number is designated by the Bank of Baroda for WhatsApp Banking and is safe to use for balance inquiries and other supported services.

Step 2: Open WhatsApp and Start a Chat

• Open WhatsApp on your phone.
• Search for the contact “Bank of Baroda WhatsApp Banking” (you just saved it).
• Start a new chat by typing “Hi” or “Hello” and send the message.
  
  

Step 3: Select the Balance Enquiry option.

• After you send the initial message, Bank of Baroda will automatically respond with a list of available services
  
• Reply with the proper number or keyword for "Balance Enquiry" (for example, type and send 1 if balance query is provided as an option).

Step 4: Verify your identity.

• You may be prompted to verify your identification by entering the last four digits of your account number or by completing a short verification process.
• This ensures that your balance is only disclosed to the correct account holder.

Step 5: Receive your account balance.

• Once your identification has been validated, Bank of Baroda will send your current account balance over WhatsApp in a secure format.
• Depending on the option you select, the message will reveal your account balance as well as the previous several transactions.
  
  

Key Points to Remember:

• To use WhatsApp Banking, ensure that your phone number is registered with your Bank of Baroda account.
• Never send your OTP, PIN, or private information via WhatsApp; Bank of Baroda will never ask for it.
• This service is free and available 24/7.

Bank of Baroda Balance Check via ATM

Checking your account balance through an ATM is one of the simplest and secure options, especially if you're not familiar with mobile or internet banking.

Step 1: Visit an ATM

Go to the nearest Bank of Baroda ATM or any ATM that accepts your Bank of Baroda debit card, including those belonging to other banks within the shared ATM network.

Step 2: Insert Your Debit Card

Insert your Bank of Baroda debit card into the card slot of the ATM.

Step 3: Select Your Preferred Language

Select your favourite language (often English, Hindi, or a regional language) from the selections on the screen.

Step 4: Enter your 4-digit ATM PIN on the keypad. 

To ensure security, make sure no one is looking when you input the PIN.

Step 5: Select "Balance Enquiry".

From the main menu, select "Balance Enquiry" or "Check Balance". The actual words may differ significantly depending on the ATM.

Step 6: Check or print your balance.

• The screen will show your available account balance.
• You will also be offered the option to print a receipt. Choose carefully.

Step 7: Complete or exit the transaction.

Once you've checked your balance, click the option to cancel the transaction and wait for your card to be ejected.

Step 8: Collect Your Card

Don’t forget to collect your debit card from the machine before leaving.

Important Tips:

• Always use ATMs in safe and well-lit areas.
• Protect the keypad when typing your PIN.
• If the machine does not return your card or looks to be malfunctioning, please call your bank immediately.

Bank of Baroda Balance Check by Visiting the Nearest Branch

You can simply check your account balance by going to the closest Bank of Baroda branch if you prefer in-person banking or do not have access to digital alternatives. Here's how.

Step 1: Find the nearest Bank of Baroda Branch.

• To discover the branch nearest to your location, use a map app or go to the official Bank of Baroda website.
• You can also contact the bank's customer service at 1800 5000 to confirm the branch location and operating hours.

Step 2: Carry valid identification

• Always carry a government-issued picture ID (such as an Aadhaar card, PAN card, voter ID, or driver's license).
• Also, bring your Bank of Baroda passbook or debit card for faster verification.

Step 3: Visit During Banking Hours

• Most Bank of Baroda branches are open from 10:00 a.m. to 4:00 p.m., Monday through Saturday (except the second and fourth Saturdays and public holidays).
• It's advisable to go earlier in the day to prevent long queues.

Step 4: Approach the Help Desk or Counter

• Once you reach the branch, proceed to the customer service desk or a banking counter.
• Inform the bank person that you'd like to check your account balance.

Step 5: Verify Your Identity

• The staff may inquire about your account number or request that you provide a valid ID or passbook for verification.
• They will process your request after they validate your identification.

Additional Tips:

• If you visit the branch frequently, be sure to maintain your passbook up to date.
• Visit during non-peak hours and bring all relevant documents.

This approach is especially beneficial for senior adults or anyone unfamiliar with the internet or mobile banking services.

Bank of Baroda Balance Check by Third-Party Apps

The Bank of Baroda official mobile app is a secure and easy way to check your balance and perform other banking activities. But if you are looking for other third-party applications through which you can check your balance, then this section will explain to you briefly how to check your BOB bank balance through different apps like PhonePay, Google Pay, etc.

1. Bank of Baroda Balance Check via PhonePe

PhonePe is one of India's most popular payment platforms, allowing users to instantly link their bank accounts and check balances.

Step-by-Step Process:

1. Open the PhonePe App:
   
   

• Download PhonePe from Google Play or the Apple App Store.
• Open the app and sign in with your mobile device.
  
  

Link Your Bank of Baroda Account:

• Go to the app's "Bank Accounts" section and enter your account number and IFSC code to link your Bank of Baroda account if you haven't previously.
  
  

Check the Account Balance:

• After linking the accounts, tap 'My Money' and then 'Bank Accounts'.
• Select your Bank of Baroda account to see your current balance.
  
  

Balance Update:

• Your Bank of Baroda account balance will be displayed in real-time under the account section.
  
  

2. Bank of Baroda Balance Check via Google Pay

Google Pay allows users to check their bank balance directly from the app, as long as the bank is supported.

Step-by-Step Process:

1. Open the Google Pay App:
    

   • If you don't already have Google Pay, get it from the Google Play Store or the Apple App Store.
   • Open the app and log in with your Google account linked to your mobile number.
     
     
2. Link Your Bank of Baroda Account:
   
   
   • Go to the ‘Bank Accounts’ section in the app.
   • Add your Bank of Baroda account by clicking ‘Add Bank Account’ and selecting Bank of Baroda from the list of available banks.
   • Follow the prompts to connect your Bank of Baroda account to Google Pay.
     
     
3. Check the Account Balance:
   
   
   • After successfully linking the accounts, your Bank of Baroda account will be listed under 'Bank Accounts'.
   • Tap on your Bank of Baroda account to view your balance.
     
     
4. Balance Inquiry:
   
   
   • Your current Bank of Baroda account balance will appear instantaneously.

3.  Bank of Baroda Balance Check via Paytm

Paytm is another popular app that allows you to link your Bank of Baroda account and view your balance.

Open the Paytm app.

• If you don't already have Paytm, download it from the Google Play Store or the Apple App Store.
• Log in using your mobile phone number.
  
  

Link Your Bank of Baroda Account:

• In the app's 'Passbook' area, select 'Bank Accounts'.
• Select 'Add Bank Account' and then select Bank of Baroda from the list.
• To link your Bank of Baroda account, enter your account number and IFSC code.
  
  

Check the Account Balance:

Once the account has been properly linked, navigate to 'Passbook' in the app and choose your Bank of Baroda account to see the balance.

View Real-Time Balance:

Your Bank of Baroda account balance will be displayed in real-time.

Conclusion

Regularly reviewing your Bank of Baroda account balance is vital for staying on top of your finances, as Ravi discovered following his surprise transaction. Fortunately, Bank of Baroda provides several secure and simple means for checking your balance, including missed calls, SMS banking, toll-free numbers, mobile banking apps, and even third-party apps such as PhonePe, Google 

Pay, and Paytm. Using these options will keep you informed about your account balance and prevent any surprises. 

So, take some time today to decide which strategy suits you the best, and keep your financial health in your control! Before it’s too 

late.

FAQs Related to Bank of Baroda Balance Check

Is there a cost to check the Bank of Baroda balance via missed call or SMS? 

No, checking your Bank of Baroda balance by missed call or SMS is free of charge. Standard SMS charges may apply depending on your mobile service provider.

What can I do if I suspect fraud after checking my balance? 

If you suspect fraudulent transactions or fraud in your account, contact Bank of Baroda customer service immediately and block your account as needed. It is also suggested to visit the local branch for more assistance.

Is it possible to verify the balance of a Bank of Baroda account at a branch without providing any documents?

To check your balance in a branch, you must provide your Bank of Baroda passbook, debit card, or a valid photo ID for verification.

Can I check the balance of my Bank of Baroda Fixed Deposit (FD) via missed call or SMS?

No, you cannot check the balance of a Fixed Deposit using missed calls or SMS. To obtain FD information, use the Bank of Baroda mobile app or Net Banking.

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