Author
LoansJagat Team
Read Time
6 Min
11 Dec 2025
EPFO KYC Update | Quick & Simple Updated Guide
Key Insights
- Each EPF member needs to finish their EPFO KYC update to immediately receive benefits like transfers and claims.
- The UAN Member e-Sewa Portal allows you to finish your EPFO KYC update online.
- Your PF amount will be credited to the correct account on time if you confirm your bank account for the EPFO KYC update.
“It is exciting to start a new job! But have you updated your EPFO KYC yet? It makes sure your provident fund contributions and withdrawals go through smoothly without any unnecessary delays.”
EPFO KYC is the process of verifying your identity and bank details with the Employees’ Provident Fund Organisation. EPFO KYC Update is like updating your digital ID for retirement savings. The update confirms that your money reaches your bank account and remains secure.
When I joined my current company, I completed my EPFO KYC by linking my Aadhaar and bank account. This ensured my PF contributions were credited correctly, and I could withdraw or transfer funds without any delays.
The medium for updating EPFO KYC, required documents, detailed processes, frequently asked questions, and a special bonus tip will all be covered in this blog.
Channels for EPFO KYC Update
EPFO lets you update your KYC either online or offline. You can choose the method that is easiest and convenient for you. Every channel provides a safe means of confirming your identity, connecting to supporting documents, and ensuring efficient claim processing.
Your employer and EPFO verify your KYC information to ensure all details are correct before approving your KYC update. You can use any of the above-mentioned channels to update your EPFO KYC. Make sure your documents and bank details are accurate to avoid delays during verification.
Required Documents for EPFO KYC Update
These documents securely link your PF account by confirming your identity, address, and bank information.
Make sure that your name and birthdate appear on all of the documents you submit. You can verify the official list of KYC documents that are accepted on the EPFO portal.
Bonus Tip: You can track your KYC approval status by simply sending an SMS:
Type EPFOHO UAN ENG and send it to 7738299899 to get instant updates!
Step-by-Step Process for EPFO KYC Update
These are the methods to complete the EPFO KYC update successfully:
Online Processes
It is fast and convenient to update your EPFO KYC online. You can do it from your home or office without any paperwork. The following are the online processes for EPFO KYC update:
1. UAN Member e-Sewa Portal
- Visit the UAN Member e-Sewa Portal.
- Log in using your UAN and password.
- Go to the “Manage” tab and click on “KYC”.
- Select the document type (Aadhaar, PAN, Bank, etc.).
- Enter your details carefully and click “Save”.
- Once verified by your employer, the status will change to “Approved KYC”.
Your EPFO KYC is approved on the e-Sewa portal and ready for smooth PF updates.
2. UMANG Mobile App
- Open the UMANG App.
- Go to EPFO under e-KYC Services.
- Enter your UAN and verify with OTP.
- Upload your Aadhaar or PAN details.
- Submit, and EPFO will validate it automatically.
Your KYC is validated through the UMANG app in just a few taps with the UMANG Mobile App.
Offline Processes
EPFO also allows offline KYC updates. This can be done through your employer or at the regional office. The following are the offline processes for the EPFO KYC update:
1. Employer Submission
- Provide your HR with self-attested copies of your Aadhaar, PAN, and bank proof.
- Your employer uploads them to the employer EPFO portal.
- You’ll receive SMS confirmation once approved.
Hand over your documents to HR, and they’ll get your EPFO KYC verified.
2. EPFO Regional Office
- Visit your nearest regional office with your UAN and documents.
- Fill out the physical KYC form.
- Submit to the officer for manual verification.
- Track approval later using your UAN portal.
Submit in person at the regional office, and your KYC will be officially recorded.
Conclusion
Your provident fund benefits will never be postponed or delayed if you finish your EPFO KYC update. It's quick, easy, and safe with both online and offline options. Log in now and update your EPFO KYC information to ensure smooth transactions.
FAQs on EPFO KYC Update
What should we do if we entered the wrong details in the EPFO KYC form while applying for withdrawal?
You must correct the wrong KYC details first. Update your Aadhaar, PAN, or bank information again on the EPFO portal and wait for approval. Once the corrected KYC is verified, you can reapply for the withdrawal.
Who will approve my KYC update in EPFO? I am not working at the moment.
If you are not employed, your bank will approve the bank KYC, and EPFO will auto-verify Aadhaar and PAN. Employer approval is only needed when you are currently working with an organisation.
How much time for bank KYC approval for EPFO?
It typically takes 3–5 working days for EPFO to verify and approve your bank KYC.
What should someone do if their EPFO bank KYC stays stuck in “Verification Under Process” even after the bank and employer say it’s approved?
Ask the bank to resend the KYC request and request the employer to recheck and approve it again on the EPFO portal. If the status does not change, raise a grievance on EPFiGMS with screenshots and visit the EPFO regional office for quick resolution.
Can I link more than one bank account in EPFO KYC?
No, only one active bank account can be linked to your PF for withdrawals and claim credits. You can change it later if needed.
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LoansJagat Team
‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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