Federal Bank KYC Update | Simple & Updated Guide

BlogDec 10, 20256 Min min read

Written by LoansJagat Team

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Key Takeaways

The Federal Bank KYC update helps maintain accurate personal and banking information as per RBI guidelines.
Customers can complete their Federal Bank KYC update online easily through FedNet, FedMobile, or the official website.
Timely submission of correct documents for Federal Bank KYC update ensures uninterrupted and secure banking services.

Have you ever received a message from your bank asking you to update your KYC and wondered why it matters?

Or have you tried logging in one day only to find your account services limited because your KYC has expired?

The Federal Bank KYC update is an essential process that helps the bank keep customer details accurate and prevent unauthorised use of accounts. It ensures your identity and address information remain valid in line with RBI guidelines.

For example, I have been a Federal Bank customer for nearly 7 years, and last month I received a reminder to complete my Federal Bank KYC update online. I logged in to the portal, filled in my details, uploaded my Aadhaar and PAN within 5 minutes, and the bank approved my update the same day without any branch visit.

This blog explains the complete process of the Federal Bank KYC update, including the required documents, available channels.

Channels for Federal Bank KYC Update (Online and Offline)

Federal Bank provides both online and offline options to help customers update their KYC easily. The channel you choose depends on whether your personal details have changed or you only need a simple re-KYC.

Channel	Where to Complete It	When This Option Helps You
Online	FedNet (Internet Banking), FedMobile, Federal Bank Website, Fed-e-Point Portal, SMS, Video KYC, ATMs/CDMs, IVR	Ideal when your details remain the same or you only need to confirm or upload basic documents without visiting a branch.
Offline	Nearest Federal Bank Branch	Best when you have changed your name, address, or date of birth and need document verification in person.

Both online and offline channels make the Federal Bank KYC update simple and accessible. Choose the method that matches your situation to keep your account accurate and fully compliant with KYC rules.

Required Documents for Federal Bank KYC Update

To complete your Federal Bank KYC update, you must submit valid identity and address proofs along with other supporting documents. The required papers differ for individuals, companies, and other entities.

If your details have not changed, you can complete your Federal Bank KYC update online using FedNet, FedMobile, or the official website.

Sno.	Customer Type	Documents Required	Example
1	Individuals	To complete a Federal Bank KYC update online or at a branch, you will need: • Identity Proof – Passport, Driving Licence, PAN Card, Voter’s ID, Aadhaar, or NREGA Job Card signed by a State Government officer. • Address Proof – Passport, Driving Licence, Voter’s ID, Aadhaar, or NREGA Job Card signed by a State Government officer. • Recent photograph. • Customer profile. Note: Non-Resident Individuals and residents of Jammu & Kashmir, Assam, or Meghalaya do not need to provide Aadhaar.	For example, Amit uploaded his Aadhaar as ID proof, his Driving Licence as address proof, and a recent photo to complete his KYC.
2	Companies	For a Federal Bank KYC update, companies must provide: • Certificate of Incorporation. • Memorandum and Articles of Association. • Board Resolution and Power of Attorney authorising managers or officers to act for the company. • Official ID proof of authorised signatories. • Financial statements (Profit & Loss and Balance Sheet) for the past three years.	For example, XYZ Pvt. Ltd. submitted its incorporation certificate, board resolution, and the director’s PAN card for verification.
3	Partnership Firms	Partnership firms can complete their Federal Bank KYC update online or offline with: • Registration Certificate*. • Partnership Deed. • Official ID proof of the authorised person. • Financial statements (Profit & Loss and Balance Sheet) for the last three years.	For example, a two-partner firm provided its partnership deed and the authorised partner’s Driving Licence.
4	Sole Proprietorship	Sole proprietors must provide any two of the following for their Federal Bank KYC update: • Registration Certificate or Municipal Licence under the Shop & Establishment Act. • Sales and Income Tax Returns. • CST/VAT Certificate. • Registration from Sales Tax, Service Tax, or Professional Tax authorities. • Licence or certificate from ICAI, ICSI, Indian Medical Council, or other recognised bodies. • Importer Exporter Code (IEC) issued by DGFT. • Complete Income Tax Return authenticated by the Income Tax Department. • Utility Bills (electricity, water, or landline) in the firm’s name.	For example, Riya submitted her Shop & Establishment Licence and a utility bill to verify her proprietorship business.
5	Trusts and Foundations	To complete a Federal Bank KYC update online or in person, trusts and foundations should provide: • Registration Certificate. • Trust Deed. • Valid ID proof of the authorised representative holding Power of Attorney. Includes constitution and tax certificates.	For example, a charitable trust submitted its Trust Deed and the authorised trustee’s Aadhaar.
6	Unincorporated Associations or Bodies of Individuals	These groups need the following for a Federal Bank KYC update: • Resolution from the managing body. • Power of Attorney for the authorised representative. • Valid ID proof of the authorised person. • Any other details required by the bank to confirm legal existence.	For example, a local welfare association submitted its resolution copy and the secretary’s Voter ID for KYC.

The right documents help ensure your Federal Bank KYC update is processed smoothly and without delay. Whether you complete your Federal Bank KYC update online or visit a branch, keeping your records accurate helps maintain compliance and secure your banking access.

Step-by-Step Process for Federal Bank KYC Update

Below is a clear, step-by-step guide you can follow using the Federal Bank KYC Updation Form:

Download the Federal Bank KYC Update form from the official Federal Bank website.
Read all the instructions carefully before filling in the form. Use black ink and write in BLOCK LETTERS to avoid mistakes.
Enter your account details, such as account number, KYC number (if available), and branch name.
Fill in your personal details, including your full name, date of birth, gender, and contact information exactly as shown on your identity documents.
Provide your identity and address proofs. Tick the appropriate boxes for documents like Aadhaar, Passport, Driving Licence, Voter’s ID, or NREGA Job Card and mention their numbers clearly.
Write your communication and permanent addresses. Tick “Same as Communication Address” if both are identical, and include your PIN code, state, and country.
Give additional personal details, such as education, occupation, and annual income, as asked in the form.
Paste a recent passport-size colour photograph in the given space and sign in the boxes provided.
Attach all required supporting documents. Keep the originals ready for verification when you visit the branch.
Sign the declaration at the end of the form to confirm the accuracy of your details.
Submit the completed Federal Bank KYC Update Form along with photocopies of your documents at your nearest Federal Bank branch. The bank will verify your information and confirm the update.

Federal Bank KYC update completion through this simple process helps keep your records accurate and your banking services active without interruption.

Bonus Tip:
Always keep a soft copy of your Aadhaar, PAN, and address proof saved on your phone in clear, high-quality format. Federal Bank often allows quick online re-KYC, and having your documents ready helps you finish the update in under 2 minutes without visiting the branch.

Conclusion

The Federal Bank KYC update is a simple yet important process that keeps your banking information accurate and up to date. By submitting the correct documents and following the proper steps, you ensure smooth transactions and full compliance with banking rules.

Whether you choose to complete your Federal Bank KYC update online or by visiting a branch, keeping your details current helps protect your account and maintain uninterrupted banking services.

FAQs

Can I complete my Federal Bank KYC update without visiting the branch?
Yes, you can complete your Federal Bank KYC update online through FedNet Internet Banking, the FedMobile App, or the official Federal Bank website if there are no changes in your personal details.

Why can’t I update my KYC details on my account?

You may face issues updating your KYC because of technical problems such as outdated apps, incorrect document formats, mismatched details, or network errors. Use the official app or website, update it, clear the cache, and make sure your documents match your account details exactly.

How can I fix problems while uploading KYC documents?

Check that your documents are clear, properly scanned, and within the allowed file size. Make sure your name, date of birth, and address match your account. If face verification fails, try better lighting or switch your network. If the issue continues, switch browsers or use incognito mode.

Why is Scapia showing a “KYC Incomplete” message for my Federal Bank account?

Scapia may show this error because its system has not synced with Federal Bank’s updated KYC data. Even if your KYC is valid on IndMoney or the Federal Bank portal, Scapia might still be reading older information.

How can I fix the “KYC Incomplete” issue on the Scapia app?

Log out and log back into Scapia, refresh your profile, or reinstall the app. If the error continues, contact Scapia support and request a manual KYC status refresh so they can update the information from Federal Bank.

Other Related Pages
Fastag KYC Update	Federal Bank KYC Update	HDFC KYC Update	ICICI KYC Update
South Indian Bank KYC Update	UBI KYC Update	Axis Bank KYC Update	IOB KYC Update
Indian Bank KYC Update	IndusInd Bank KYC Update	Bajaj Finserv KYC Update	Bank of Baroda KYC Update
Canara Bank KYC Update	EPFO KYC Update	PNB KYC Update	SBI KYC Update

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