Canara Bank KYC Update | Quick & Simple Updated Guide

Key Takeaways 

• Your Canara Bank account must have updated KYC to continue functioning according to Canara Bank's KYC policy. 
   
• There are several ways to update your Canara Bank KYC, including branch visits and app/internet banking.
   
• Your Canara Bank account might be frozen or your services might be limited until verification is finished if you don't update your KYC on time.
   

“Are your Canara Bank account details up to date? Update your KYC to enjoy all banking services without any interruptions.”

Canara Bank KYC is the process banks use to verify your identity, address, and contact details. It is like renewing your ID card. You cannot access certain services without accurate details. It protects against fraud, money laundering, and financial crimes.

I opened my Canara Bank account five years ago, and over time, my mobile number and address changed. When I completed my KYC update, the bank received my latest information, ensuring uninterrupted banking services and compliance with regulations.

Channels for Canara Bank KYC Update 

“Why stand in queues when your KYC can be fixed from your sofa? Choose the channel that fits your lifestyle and get your Canara Bank details updated instantly.”

You can simply update your Canara Bank KYC online from home or in person at a branch, depending on what works best for you. Here are the various ways that you can update your KYC with Canara Bank:

You are free to select the channel that works best for her. This process must be completed for your Canara Bank account to remain operational.

Required Documents for Canara Bank KYC Update

You will need to have the following documents when updating her KYC with Canara Bank:

The KYC  policy of the bank, which mandates customer identification and record-keeping, is in sync with these documents.

Bonus Tip: You don't need to submit new documents if your KYC information hasn't changed since the last update. Your KYC will be accepted as complete if you simply provide the bank with a self-declaration at your branch or through email attesting to “No Change in KYC Information.”

Step-by-Step Process for Canara Bank KYC Update

These are the different processes that you can use for your Canara Bank KYC update. The step-by-step process is given below for each process:

Steps of Canara Bank KYC update in the Canara ai1 Mobile App
 

• Log in to the Canara ai1 mobile app using your credentials.
   
• Navigate to Re-KYC under the “Services” section.
   
• Upload self-attested copies of your identity proof and address proof.
   
• Review the information you uploaded and tap Submit.
   
• Wait for a confirmation SMS or email once your KYC is updated.

Your Canara Bank KYC is updated in just a few clicks with the Canara ai1 Mobile App. 

Steps of Canara Bank KYC update in Internet Banking

• Log in to your Canara Bank Internet Banking account.
   
• Go to Re-KYC under the “Services” section.
   
• Upload scanned self-attested documents (identity proof + address proof).
   
• Verify your details and click Submit.
   
• Look out for confirmation through SMS or email when the process is complete.

Your KYC is updated online, making internet banking simple and easy. 

Steps of Canara Bank KYC update for Visiting a Branch (Offline)

• Visit your base branch where you hold the account. 
   
• Carry original identity proof, address proof, and a recent photograph.
   
• Submit self-attested copies and fill out the Re-KYC form at the branch counter.
   
• The bank verifies your documents, uploads your updated details, and sends you a confirmation SMS/email once done.

Visit your branch, submit the documents, and your KYC will be updated in person.

You will be notified that your KYC update has been successful through email after following these steps in the mobile banking app. 

Conclusion 

Canara Bank KYC update takes only a few minutes when your documents are ready. Choose the method you prefer and submit your details. You can use all banking services without interruptions or delays after updating your Canara Bank KYC.

FAQs on Canara Bank KYC update

Q1. Does Canara Bank charge any fees for updating KYC?

No fees apply to KYC or re-KYC updates. The bank offers this service for free as per RBI compliance guidelines.

Q2. I have a joint account in Canara Bank. Do both account holders need to update KYC?

Yes. KYC is connected to individual identities. Each account holder must finish the process independently using their own documents.

Q3. I opened a bank account in Canara Bank, but did not complete my KYC. What should I do?

Visit your nearest Canara Bank branch with your identity proof, address proof, and a recent photograph. Fill out the KYC/Re-KYC form and submit your documents. The bank updates your details and activates all services once verification is complete.

Q4. How long does Canara Bank KYC updation take in EPFO?

EPFO usually completes KYC verification within 3–7 working days. If the status still shows “verification in process,” contact your bank branch or raise an online grievance on the EPFO portal for quicker resolution.

Q5. My PAN and Aadhaar are already linked. Do I still need to do KYC?

Yes, KYC is not replaced by PAN-Aadhaar linking. The bank must still routinely confirm the address, photo, and other personal information to keep the account active.
 

Apply for Loans Fast and Hassle-Free

Apply Now

About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.