Key Insights 
 

1. You can update your KYC documents in India Bank from anywhere through Netbanking, SMS, and Email.
    
2. Required documents for the Indian Bank KYC Update, such as Aadhar Card, PAN Card, Voter ID, etc. 
    
3. You can check the step-by-step process for updating KYC in Indian Bank via Net Banking, SMS, Email, or by visiting a branch.

Indian Bank offers exciting financial services to the public, which help you save your money with interest. However, the first and most essential step is to update your KYC (Know Your Customer) details.

KYC is a process where customers verify their identity before using the banking product.

You can use an Aadhar Card, a PAN card, a Voter ID, etc., for the Indian Bank KYC Update.

Let’s understand how the Indian Bank KYC Update helps Dev.

Dev opened an Indian Bank account, but it is pending because his documents have not been updated in the Indian Bank system. 

Dev calls the customer care number at 1800-1700 / 1800 4250 0000.

Dev: Hi, my Indian Bank account is pending due to a KYC Update. What can I do now?

Customer Care: Sir, don't worry. You can update your Indian Bank KYC online through Net Banking, mobile banking, SMS banking, or by visiting our website support, and you can also visit a branch. 

Dev updates his KYC by visiting the Indian Bank Branch, and he can utilise the benefits of his Indian Bank Savings Account.

Channels for Indian Bank KYC Update 

Do you know? You can update your KYC information with Indian Bank through both online and offline channels. You can use the online process from anywhere, and the offline process is reliable.

Here are the Details of the Indian Bank KYC Update.

You can use these offline and online channels for the Indian Bank KYC update without any charges.

Required Documents for Indian Bank KYC Update

To update your KYC in Indian Bank, you need to submit certain documents that will help you update your KYC and enjoy the exciting features of Indian Bank.

Here are the required documents for updating your Indian Bank KYC.
 

These are the documents which you need to provide if you want to update your KYC in Indian Bank.

Bonus Tip: If the client is a trust, identifying the beneficial owner includes the author (founder), the trustee, beneficiaries with over 15% interest, and any other person with ultimate effective control through a chain of control or ownership.

Step-by-Step Process for Indian Bank KYC Update

If you don’t know how to update your KYC, then you don’t need to worry because we provide you with a step-by-step process for updating your Indian Bank KYC.

1. Using the Indian Bank Mobile App
 

• Download the IndOASIS app.
• Enter with your registered mobile number.
• Go to the KYC option and update your KYC documents.

2. Using the Indian Bank Website or Netbanking
 

• Visit the official Indian Bank website or Net Banking portal and log in with your credentials.
• Look for the KYC update section. You can find it under “Profile” settings or by selecting “Re-KYC” or “Update KYC.”
• Enter your account number, registered mobile number, and any other information asked for.
• You will get an OTP on your registered mobile number from the bank. Enter this code to continue.
• For Aadhaar verification, you may need to enter an OTP (One-Time Password) sent by UIDAI to your Aadhaar-linked mobile number to confirm your identity and address.
• If asked, please upload scanned copies of your KYC documents, such as your ID and address proof.
• If needed, complete a Video KYC (V-CIP) if you selected that option.
• Submit Click 'Submit' to finish the update.

3. Using SMS Facility for the KYC Update

From registered mobile numbers, account holders send a message to 9677633000 in the format.

(REKYC<space>NOCHANGE<space>CIF number)

4. Using Email Facility for the KYC Update
 

E-Mail Facility: Account holders can send an email from their registered email address to the bank’s dedicated address at rekyc@indianbank.co.in using the following format:

REKYC<space>NOCHANGE<space>CIF number

5. At a branch or centre

 

1. Visit any Indian Bank branch. 
2. Pick up a Re-KYC form from the counter.
3. Fill out the form with your updated details.
4. Please submit the completed form along with the required documents, including your PAN card and proof of address.

You can follow these steps to update your KYC in Indian Bank. If you are not comfortable with the online process, you can follow the offline method instead.

Bonus Tip: Do you know? Foreign students now have one month to provide proof of their local address for the KYC update in the Indian Bank.

Conclusion

KYC is a crucial part of a financial institution; without it, you cannot open an account, a demat account, or use a debit or credit card. You simply need to submit some documents, and you will be eligible.

FAQS

Indian Bank account frozen for 3 weeks after KYC update; no update. How to escalate? (Reddit)

To escalate an Indian Bank account freeze after an unanswered KYC update, contact customer care and your home branch to confirm the status and required documents. 

What questions do they ask for KYC in the Indian Bank? (Reddit)

For Know Your Customer (KYC) compliance, Indian Bank, like other financial institutions in India, requests specific personal information and supporting documents instead of asking open-ended questions.

Is the KYC mandatory for every Indian bank and for every bank account? (Quora)

Yes, KYC (Know Your Customer) is required for all new bank accounts and for existing accounts that require periodic updates, as mandated by the RBI.

Why am I receiving a KYC update message when my KYC is already done in the Indian Bank? (Quora)

This is often required even if your information has not changed. It is part of a standard due diligence process to keep your details current, with the frequency depending on your risk category.

Is KYC mandatory for every Indian Bank account?

Yes, every Indian bank account must complete the Know Your Customer (KYC) requirements.
 

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