SBI KYC Update | Online & Offline Updated Guide

BlogDec 12, 20256 Min min read

Written by LoansJagat Team

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Key Insights

SBI customers must complete their KYC updates from time to time for their accounts to remain active and follow RBI regulations.

Your KYC can be updated offline (by branch, email, or postal mail) or online (YONO, Internet Banking).

You may need to provide documents for SBI KYC Update, such as your PAN, Aadhaar, and proof of address, depending on the customer type.

“Many SBI users don’t realise that an outdated KYC can block their account. Let’s understand the easiest way to update SBI KYC so you can keep your account safe without any stress.”

The SBI KYC Update ensures that the State Bank of India has your latest identity and address information. SBI online KYC Update keeps your account secure and fully compliant with RBI’s regulatory requirements.

SBI asked me to update my address proof using the SBI KYC Update online after I moved to a different city. It only took a few minutes using my Aadhaar card and the YONO SBI app.

Read further to know more about the SBI KYC Update.

Channels for SBI KYC Update

There are online and offline channels for the SBI KYC Update online 2025. Here’s how you can access them:

Channel Type	Medium	How to Access?	Suitable Users
YONO App	Online	Use the YONO SBI App to submit your updated documents digitally.	Users often choose the YONO app when their schedule is busy and they want to complete the KYC process quickly and comfortably.
Internet Banking	Online	Visit SBI Online using your desktop or laptop for KYC updates.	Many customers update KYC through Internet Banking when they already have scanned documents ready and prefer completing everything on a larger screen.
Home Branch	Offline	Visit your registered home branch with original and self-attested copies of KYC documents.	Some people visit the home branch when they want personal guidance from staff while updating multiple KYC documents at the same time.
Email or Post	Offline	Send scanned copies of documents to your branch’s official email ID. Check through the SBI branch locator.	Customers living far from their home branch often use email or post to send their KYC documents without travelling long distances.

Select the channel that best fits your needs because all of them provide the same level of data security and verification.

Required Documents for SBI KYC Update

SBI accepts a variety of documents to prove your identity and address, depending on whether you are an individual, senior citizen, or non-resident Indian (NRI).

S.No	Document Name	Purpose
1	PAN Card	Customers use PAN when updating financial information to ensure their bank records match correctly with existing income tax databases.
2	Aadhaar Card	Many users select Aadhaar for KYC because it conveniently provides both updated identity information and proof of their latest residential address.
3	Passport	NRIs commonly provide their passport as it contain validated residential details, international travel identity, and updated nationality information.
4	Voter ID / Driving Licence	People often use a voter ID or a driving licence when they need strong government-issued documents that clearly confirm their current residence.
5	Utility Bill (Electricity/Water)	Utility bills are preferred when someone has recently shifted homes and needs a fresh document reflecting their new residential address for verification.
6	Bank Passbook (Photo page)	A passbook is used when other address proofs are missing, offering a simple alternative for confirming the customer’s registered residential details.
7	Recent Photograph	A recent photograph helps the bank verify identity by matching the customer’s latest appearance with the details provided in their account records.

SBI updates its list of accepted documents on a regular basis. You can always confirm the most recent requirements on the official SBI KYC document page.

Bonus Tip: SBI is rolling out a “single-window KYC” system by March 2026. Under this initiative, you will only need to complete KYC once to access all SBI products, eliminating repeated re-KYC requests.

Read More – ICICI KYC Update

Step-by-Step Process for SBI KYC Update

Update your SBI KYC by following the instructions for the channel of your choice:

1. YONO SBI App

Open the YONO SBI App and log in with your credentials.
Tap on the Menu icon.
Go to Service Request and Update KYC (this option appears only if your KYC is due).
Upload the required documents as scanned copies or images.
Confirm and submit your request.

You’ll get an acknowledgment SMS once the SBI online KYC update is received.

2. SBI Internet Banking

Visit https://onlinesbi.sbi.bank.in/ and log in to your account.
Go to My Accounts & Profile and Update KYC.
Upload valid KYC documents and confirm submission.

SBI will send confirmation through SMS or email once the verification is done.

3. Home Branch

Visit your SBI home branch in person.
Carry original and self-attested copies of your KYC documents.
Fill out and submit the KYC Update Form available at the counter.
The branch will verify your documents and give you an acknowledgment slip.

4. Email or Post (For NRIs/Outstation Customers)

Visit the SBI Branch Locator on the official website to find your branch’s email ID.
Email scanned copies of your KYC documents or send self-attested hard copies via post.
The branch will review your documents and confirm the update once processed.

Your KYC information will be successfully updated in a few business days after you finish all the steps in the process of your choice.

Conclusion

Link your mobile number with SBI to receive OTP verification without any issues. Update your KYC details, including your name, address, and date of birth. Keep your Aadhaar, passport, and other valid documents ready before starting the SBI KYC Update.

FAQs on SBI KYC Update

How can we update our SBI KYC online?

You can update your SBI KYC online through the YONO SBI app or SBI Internet Banking. Upload your ID and address proof, confirm your details, and complete the OTP verification. The bank reviews your documents and updates your KYC status.

What if my KYC gets rejected?

You’ll get an SMS or email if SBI rejects it. This can happen due to invalid or expired documents. Re-upload the valid ones or visit your branch to resolve the issue.

How effective is the KYC update for SBI using the ATM?
The KYC update through an SBI ATM is not very effective, because ATMs only allow you to update limited details like your mobile number. SBI still requires online submission or a branch visit with valid documents for full KYC updates. It is useful only for small changes, not for completing a full KYC update.

How can I check my KYC status at SBI?
You can check your SBI KYC status through the YONO SBI app, SBI Internet Banking, or by visiting your home branch. Open the profile or personal details section, and your current KYC status will be displayed.

How long does it take to update KYC in SBI through the bank?
The KYC update usually takes 2–5 working days after submission. You’ll receive an acknowledgment through SMS or email from SBI after the verification is done.

Other Related Pages
Fastag KYC Update	Federal Bank KYC Update	HDFC KYC Update	ICICI KYC Update
South Indian Bank KYC Update	UBI KYC Update	Axis Bank KYC Update	IOB KYC Update
Indian Bank KYC Update	IndusInd Bank KYC Update	Bajaj Finserv KYC Update	Bank of Baroda KYC Update
Canara Bank KYC Update	EPFO KYC Update	PNB KYC Update	SBI KYC Update

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