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LoansJagat Team
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20 Nov 2025
Bank Lunch Timing – Hours, Schedule & Important Information
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Bank lunch timing is the break period when bank employees take lunch. In India, most banks use staggered timings so that customer services are not completely stopped.
For example, if a bank has 6 counters and allows 2 employees to go for lunch at a time, at least 4 counters remain open to serve customers. Refer to the table to understand properly:
Lunch Timing
Number of Employes at work
Number of Employes at Lunch
12:30 PM - 1:00 PM
4
2
1:00 PM – 1:30 PM
4
2
1:30 PM – 2:00 PM
4
2
This way all the employes had their lunch and customersqueries were also solved. Different banks have different rules. Let’s dig deepend into this topic.
Bank opening time, closing time, working days, and lunch timings for SBI, ICICI, HDFC, PNB, Axis, and IndusInd Bank:
Bank
Opening Time
Closing Time
Working Days
Lunch Timings
SBI
10:00 AM
4:00 PM
Mon-Fri, 10:00 AM - 2:00 PM (Sat)
2:00 PM - 3:00 PM (staggered)
ICICI
9:30 AM
4:30 PM
Mon-Fri, 9:30 AM - 1:30 PM (Sat)
1:00 PM - 2:00 PM (staggered)
HDFC
9:30 AM
5:30 PM
Mon-Fri, 9:30 AM - 2:30 PM (Sat)
1:00 PM - 2:00 PM (staggered)
PNB
10:00 AM
4:00 PM
Mon-Fri, 10:00 AM - 2:00 PM (Sat)
2:00 PM - 3:00 PM (staggered)
Axis
10:00 AM
4:00 PM
Mon-Fri, 10:00 AM - 2:00 PM (Sat)
1:00 PM - 2:00 PM (staggered)
Indusland
9:30 AM
4:30 PM
Mon-Fri, 9:30 AM - 2:30 PM (Sat)
1:00 PM - 2:00 PM (staggered)
Key Notes:
Lunch Timings: Most banks follow a staggered lunch break system, ensuring continuous service during operational hours.
Working Days: All banks operate Monday to Friday with half-day on Saturdays.
Timings: May vary slightly depending on the branch location (metro vs. non-metro). Always check with your local branch for exact timings.
SBI, ICICI, HDFC, PNB, Axis, and IndusInd Bank Specialized Banking Services Timings
Bank
Cash Deposit / Withdrawal Timing
Locker Facility Access Hours
Customer Support Desk Timing
SBI
10:00 AM - 4:00 PM (Mon-Fri)
10:00 AM - 2:00 PM (Sat)
10:00 AM - 4:00 PM (Mon-Fri)
10:00 AM - 2:00 PM (Sat)
10:00 AM - 4:00 PM (Mon-Fri)
10:00 AM - 2:00 PM (Sat)
ICICI
9:30 AM - 4:30 PM (Mon-Fri)
9:30 AM - 1:30 PM (Sat)
9:30 AM - 4:30 PM (Mon-Fri)
9:30 AM - 1:30 PM (Sat)
9:30 AM - 4:30 PM (Mon-Fri)
9:30 AM - 1:30 PM (Sat)
HDFC
9:30 AM - 5:30 PM (Mon-Fri)
9:30 AM - 2:30 PM (Sat)
9:30 AM - 5:30 PM (Mon-Fri)
9:30 AM - 2:30 PM (Sat)
9:30 AM - 5:30 PM (Mon-Fri)
9:30 AM - 2:30 PM (Sat)
PNB
10:00 AM - 4:00 PM (Mon-Fri)
10:00 AM - 2:00 PM (Sat)
10:00 AM - 4:00 PM (Mon-Fri)
10:00 AM - 2:00 PM (Sat)
10:00 AM - 4:00 PM (Mon-Fri)
10:00 AM - 2:00 PM (Sat)
Axis
10:00 AM - 4:00 PM (Mon-Fri)
10:00 AM - 2:00 PM (Sat)
10:00 AM - 4:00 PM (Mon-Fri)
10:00 AM - 2:00 PM (Sat)
10:00 AM - 4:00 PM (Mon-Fri)
10:00 AM - 2:00 PM (Sat)
Induslnd
9:30 AM - 4:30 PM (Mon-Fri)
9:30 AM - 2:30 PM (Sat)
9:30 AM - 4:30 PM (Mon-Fri)
9:30 AM - 2:30 PM (Sat)
9:30 AM - 4:30 PM (Mon-Fri)
9:30 AM - 2:30 PM (Sat)
Key Notes:
Cash Deposit/Withdrawal: Timings align with regular branch hours. Some banks may have extended hours for ATMs.
Locker Facility: Access is available during branch hours, but prior appointments may be required.
Customer Support Desk: Operates during branch hours, with some banks offering 24/7 digital or phone support. Always check with your local branch for exact timings.
Weekend and Holiday Timings for SBI, ICICI, HDFC, PNB, Axis, and IndusInd Bank
Bank
Weekend Operations
Holidays Schedule
SBI
Saturday 10:00 AM - 2:00 PM
Sunday: Closed
Closed on Public holidays and Second or Fourth Saturdays (if applicable)
ICICI
Saturday 9:30 AM - 1:30 PM
Sunday: Closed
Closed on Public holidays and Second or Fourth Saturdays (if applicable)
HDFC
Saturday 9:30 AM - 2:30 PM
Sunday: Closed
Closed on Public holidays and Second or Fourth Saturdays (if applicable)
PNB
Saturday 10:00 AM - 2:00 PM
Sunday: Closed
Closed on Public holidays and Second or Fourth Saturdays (if applicable)
Axis
Saturday 10:00 AM - 2:00 PM
Sunday: Closed
Closed on Public holidays and Second or Fourth Saturdays (if applicable)
Induslnd
Saturday 9:30 AM - 2:30 PM
Sunday: Closed
Closed on Public holidays and Second or Fourth Saturdays (if applicable)
Key Notes:
Weekend Operations: All banks operate on Saturdays with reduced hours and remain closed on Sundays.
Holiday Schedule: Banks are closed on national public holidays (e.g., Independence Day, Diwali, etc.) and some regional holidays. Some banks may also remain closed on the second and fourth Saturdays of the month.
Digital Banking: Most banks offer 24/7 digital banking services (net banking, mobile apps, and ATMs) even on weekends and holidays.
Digital Banking Services Availability for SBI, ICICI, HDFC, PNB, Axis, and IndusInd Bank:
Bank
Net Banking and Mobile Banking
Feature
ATM Services
SBI
24/7
Fund transfer, bill payments, account management, loan application, etc
24/7 for cash withdrawal, mini statement, PIN Changes, and balance inquiries.
ICICI
24/7
Fund transfer, bill payments, account management, loan application, card control, etc
24/7 for cash withdrawal, mini statement, PIN Changes, and balance inquiries.
HDFC
24/7
Fund transfer, bill payments, account management, loan application, investment tracking, etc
24/7 for cash withdrawal, mini statement, PIN Changes, and balance inquiries.
PNB
24/7
Fund transfer, bill payments, account management, loan application, loan services, etc
24/7 for cash withdrawal, mini statement, PIN Changes, and balance inquiries.
Axis
24/7
Fund transfer, bill payments, account management, loan application, EMI conversion, etc
24/7 for cash withdrawal, mini statement, PIN Changes, and balance inquiries.
Induslnd
24/7
Fund transfer, bill payments, account management, loan application, etc
24/7 for cash withdrawal, mini statement, PIN Changes, and balance inquiries.
FAQs
What are typical bank lunch timings? Most banks follow staggered lunch breaks (e.g., 1:00 PM - 2:00 PM) to ensure continuous service.
Do banks close during lunch hours? No, banks operate during lunch with reduced staff, ensuring services remain available.
Can I visit the bank during lunchtime? Yes, you can visit, but expect slightly longer wait times due to reduced staff.
Are lunch timings the same across all banks? No, lunch timings may vary slightly between banks and branches.
Do ATMs and digital banking work during lunch? Yes, ATMs and digital banking are available 24/7, even during lunch hours.
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