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LoansJagat Team

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8 Min

29 Apr 2025

Axis Bank Balance Check Number – Missed Call, SMS & Online

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Diwaker is a Businessman who earns ₹1,50,000, a decent amount of money for our family. The IPPB Bank helps him with payments and transactions, and whenever he wants to check his balance, the IPPB Bank provides excellent service. Diwaker tells us about an incident where he can regain his balance immediately.

 

Diwakar’s IPPB Balance Check Story

 

Diwakar says, "Checking my IPPB balance is so easy for me without any tension. I can check anytime, anywhere. It saves time and helps me manage money wisely. Best part? Many simple ways to check!"

 

Diwakar has ₹3,00,000 in his IPPB account. After shopping (₹25,640), movie (₹3,430), and dinner (₹5,430), he wants to check his balance.

 

Ways Diwakar Can Check His IPPB Account Balance:

 

Missed Call Service

Call 84240-25626 from his registered mobile number.

The call will disconnect automatically, and he will get an SMS with his balance.

SMS Service

Send an SMS "BAL" to 7738062873 from his registered mobile number.

He will receive an SMS with his balance.

IPPB Mobile App

Open the IPPB Mobile Banking App.

Log in with his Customer ID/MPIN.

His balance will be shown on the home screen.

ATM

Visit any ATM with his IPPB debit card.

Insert card, enter the PIN, and select "Balance Inquiry".

Post Office

Visit the nearest Post Office with his IPPB account details.

Ask the staff to check his balance.

Internet Banking

Log in to IPPB Internet Banking on the official website.

Check the balance under the "Account Summary" section.

Customer Care

Call 155299 (IPPB Customer Care).

Follow the instructions to check the balance.

 

"IPPB balance check is so easy! Just a call, SMS, or app click. No tension, there fast update. Helps me track money anytime. Best for quick checking!" 

 

IPPB Bank Balance Inquiry Method

 

IPPB Bank Balance Inquiry Method

Balance Check Numbers and Link

By giving several missed calls (Toll-Free)

To check your account balance, dial 7799022509

Mini statement, dial 7799022708

Via SMS

(IPPB) balance via SMS, send "BAL" to 7738062873 from your registered mobile number.

If your mobile number isn't already registered, send "REGISTER" to 7738062873 from your IPPB-linked mobile number. 

On WhatsApp

 Send a "Hi" message to 88007 56000 from your registered mobile number

Internet Banking

IPPB Bank Internet Banking Official Website 

Mobile Banking

IPPB Bank Mobile App

Customer Care

 You can call the IPPB helpline at 155299 or 033-22029000

 

Different ways to check your IPPB Bank account balance

 

There are different ways to check the balance easily:


  1. IPPB Bank Balance Check Through Missed Call 

Diwakar wants to check his IPPB account balance quickly. He uses the missed call service, which is free and instant.

 

How to check his balance?

 

Action

Benefit for Diwakar

Dials 8424-645-923 from his registered mobile

No need to remember long numbers

Cuts the call after 1-2 rings

No call charges, completely free

Gets an SMS with his balance

Instant update, no internet needed

 

Why does Diwakar Love It?

 

  • No Internet? No problem! Works on any phone.
  • No Charges? Free, no hidden fees.
  • Quick & Easy? Just a missed call and the balance shows in SMS.

 

Diwakar says: "Missed call balance check is super helpful! No app, no net, just call and get the balance. Saves time and money!"

2.    IPPB Bank Balance through SMS

Diwakar wants to check his IPPB balance easily. He uses an SMS service, no app, and no internet needed.

 

How does Diwaker check his balance?

 

Action

Benefit

Sends BAL to 7738-298-989 from his registered mobile

No need to remember complex steps

Gets an instant SMS reply with the balance

Works even without internet

No charges for this service

Saves money, totally free

 

Why does Diwakar like it?

 

  • Simple: Just type BAL and send.
  • Fast: Gets balance in seconds.
  • No Extra Cost: Free SMS service.

 

Diwakar says, "SMS balance check is best! No app, no worry. Just one message and I know my money."


3.    IPPB Bank Balance Checks through Toll-Free Numbers

Diwakar wants to check his IPPB balance without any cost. He uses the toll-free number service - no charges, no internet needed.

 

How does Diwakar Check His Balance?

 

Action

Benefit

Dials 1800-274-8888 from his registered mobile

No call charges - completely free

Follow IVR instructions to hear the balance

Works on any phone - smart or basic

Gets instant balance details

No need to visit the bank or ATM

 

Why does Diwakar prefer this?

 

  • Free Service: No money deducted for calls
  • 24/7 Available: Can check anytime, even at night
  • Easy Steps: Just dial and listen to the balance

 

Diwakar says: "Toll-free number is perfect! No SMS, no app, it's just a call and know my balance quickly without paying anything."


4.   IPPB Bank Balance Check through Mobile Banking

Diwakar uses IPPB's mobile banking to check his balance anytime. It's fast, safe, and works 24/7.

 

Action

Benefit

Open the IPPB mobile app on the phone

No need to remember numbers

Logs in with MPIN/OTP

Keeps the account safe and secure

Views balance on the home screen

Shows the latest balance instantly

 

Why Diwakar Likes Mobile Banking?

 

  • See All Details: Balance, transactions, all in one place
  • Do More: Can transfer money, and pay bills, too
  • Always Available: Check even at night or on holidays

 

Diwakar says, "Mobile banking is best! Just open the app and see my money. Can pay bills too without going anywhere. Very helpful for me."


5.   IPPB Bank Balance Check through Net Banking

Diwakar checks his IPPB account balance using net banking. It's safe and shows all the details clearly.

 

How to Check balance 

 

Action

Benefit

Go to the IPPB website on your phone/computer

Works on any device

Logs in with user ID and password

Safe and secure

Views balance on the dashboard

Shows full account details

 

Why Diwakar Prefers Net Banking?

 

  • See Everything: Balance, transactions, and history all together
  • Do Banking Work: Transfer money, check statements anytime
  • Safe Service: No one else can see account details

 

Diwakar says, "Net banking helps me most! I can check my money when I want. Can see all my payments and transfers too. Very useful for keeping track of my account."

 

Extra Benefits:

 

  • Works 24 hours, even on holidays
  • No need to go to the bank
  • Can download statements if needed

6.   IPPB Bank Balance Check through WhatsApp banking

Diwakar uses WhatsApp banking to check his IPPB balance. It's the easiest way - no app download, no internet needed!

 

Action 

Benefit

Saves +91 7738 298 989 as "IPPB Bank" in contacts

Easy to find next time

Sends "Hi" to this number on WhatsApp

Start banking chat

Follows simple menu options

No typing difficult commands

Gets the balance instantly as a message

Works even on slow internet

 

Why does Diwakar Love WhatsApp Banking?

 

  • No New App: Uses WhatsApp, he already has
  • Simple Steps: Just chat with friends
  • Works Always: Even when the internet is weak
  • Safe & Secure: Official bank number only

 

More Benefits:
 

Check the last 5 transactions
Get a mini-statement
Know account details
24x7 service - even at night!

 

Diwakar says, "WhatsApp banking is my favourite! Just like chatting with a friend, I get my balance. No need to remember numbers or codes. The easiest way to check money!"


7.  IPPB Bank Balance Check through ATM

Diwakar checks his account balance at any ATM using his IPPB debit card. It's quick and works even without a phone or internet.

 

How does Diwakar check the Balance?

 

Action

Benefit

Insert the IPPB debit card into the ATM

Works at any bank's ATM

Enter 4-digit PIN

Keeps the account secure

Selects "Balance Inquiry"

See the balance in seconds

Gets a printed slip with the balance

Proof of transaction

 

Why ATM Works Best for Diwakar?

 

  • No Phone Needed: Good when the phone is dead
  • Anywhere Access: Works at all ATMs
  • Free Service: No charges at IPPB ATMs
  • Get Cash Too: Can withdraw money same time

 

Extra Benefits:
 

Check balance 24/7
Get the mini-statement option
Safe and private

 

Diwakar says, "ATM balance check never fails! When my phone has no charge, I just use the card at a nearby ATM. Fast and gives a printed receipt too!"


8.   IPPB Bank Balance Check by Visiting the Nearest Branch

Diwakar visits his nearest IPPB branch when he wants to check his balance in person. This helps him when he has doubts or needs extra help.

 

How Diwakar Checks His Balance

 

Action

Benefit

Goes to the IPPB branch with a passbook/ID

Staff help directly

Shows ID proof to the bank officer

Safe and verified

Gets the balance updated in the passbook

Written record for the future

Can ask questions if needed

Clear all doubts

 

Why does Diwakar Likes Branch Visits?

 

  • Personal Help: The Staff explains everything clearly
  • No Tech Fear: Good for those who don’t trust phones/ATMs
  • Passbook Update: Keeps track of all transactions
  • Solve Other Issues: Can fix account problems, too

 

Diwakar says, "Branch visit gives me peace of mind! When I don’t understand something, the staff helps me. Plus, my passbook stays updated."


9.    IPPB Bank Balance Check through a third-party app

Diwakar uses PhonePe (a third-party app) to check his IPPB balance quickly after shopping and dining. Here's how it helps him track his spending:

 

Diwakar's Expenses & Balance Check

 

Activity

Amount Spent

Payment Method

Shopping

₹4,000

UPI via PhonePe

Dinner

₹5,000

UPI via PhonePe

Other Payment

₹54,739

UPI via PhonePe

Total Spent

₹63,739

 

 

How Diwakar Checks Balance on PhonePe

 

  1. Opens PhonePe App: Selects "IPPB Bank" under Accounts
  2. Logs In: Uses UPI PIN for security
  3. Views Balance: Sees the updated amount after each transaction

 

Why does Diwakar like this method?

  • Instant Updates: Balance refreshes after every payment
  • Track Spending: Sees where money was spent (shopping, food, etc.)
  • No Extra App Needed: Uses PhonePe for payments & balance check

 

Remaining Balance Calculation:

  • Initial Balance: Suppose Diwakar had ₹1,00,000
  • After Expenses: ₹1,00,000 - ₹63,739 = ₹36,261

 

Diwakar says, "PhonePe shows my IPPB balance instantly! After shopping and dinner, I know exactly how much is left. No need to open the bank app separately. Very convenient!"

 

Conclusion

 

Checking your IPPB bank balance is easy and can be done in many ways. You can use missed call, SMS, mobile apps, net banking, WhatsApp, ATM, or visit the branch. Each method is simple and helpful in different situations. Missed calls and SMS are good when you need a quick balance without the internet. Mobile app and net banking show full account details anytime. 

 

WhatsApp banking works like chatting with a friend. ATM is useful when your phone is not working. A branch visit helps when you need personal assistance or a passbook update. Choose what works best for you. All methods are safe and free or low-cost. IPPB makes banking easy for everyone. You can check your balance day or night, without worry. No need to wait or depend on others, your account information is always in your hands.

 

FAQs Related to IPPB Bank Balance Check

 

How can I check my IPPB account balance?
You can check your balance by missed calls, SMS, mobile app, net banking, WhatsApp, ATM, or branch visit. All methods are easy and safe. Choose what works best for you anytime.

 

Is the missed call service free for a balance check?
Yes! Just call 8424-645-923 from your registered mobile. Cut the call after 1-2 rings. You'll get an SMS with your balance. No charges apply - completely free service for all customers.

 

What SMS should I send for a balance check?
Send "BAL" to 7738-298-989 from the registered number. You'll receive a reply SMS with your current balance. This works 24x7 without the internet. No extra charges for this service.

 

Can I check the balance without the internet?
Yes! Use missed calls, SMS, or ATM cards. These work without the internet. Visit the branch with a passbook if needed. Many options are available for offline balance checks.

 

How to check the balance via WhatsApp?
Save IPPB WhatsApp number (+91 7738 298 989). Send "Hi" and follow the menu. Get a balance instantly in chat. Works like normal messaging - very simple to use.

 

Is the mobile app balance check safe?
Yes! Download the official IPPB app. Log in with a secure PIN/OTP. Balance shows on screen. All data is encrypted for safety. Never share login details with anyone.

 

Can I check my balance at any ATM?
Yes! Use the IPPB debit card at any ATM. Select the "Balance Inquiry" option. The first 5 transactions are free at other banks. Unlimited free access at IPPB ATMs every month.

 

What documents are needed for a branch balance check?
Carry your passbook and ID proof. Bank staff will help check the balance. They can update the passbook, too. No fee for this service at IPPB branches.

 

What if the balance SMS doesn't come?
Check the mobile network first. Ensure the number is registered with IPPB. Try again after some time. Contact customer care if the problem continues. They will solve it quickly.

 

Is there any charge for a balance check?
No! Most methods are completely free. Missed calls, SMS, app, WhatsApp - all free. Only some ATMs may charge after free limits. IPPB ATMs never charge for a balance check.

 

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LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?

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