Author
LoansJagat Team
Read Time
8 Min
29 Apr 2025
Diwaker is a Businessman who earns ₹1,50,000, a decent amount of money for our family. The IPPB Bank helps him with payments and transactions, and whenever he wants to check his balance, the IPPB Bank provides excellent service. Diwaker tells us about an incident where he can regain his balance immediately.
Diwakar says, "Checking my IPPB balance is so easy for me without any tension. I can check anytime, anywhere. It saves time and helps me manage money wisely. Best part? Many simple ways to check!"
Diwakar has ₹3,00,000 in his IPPB account. After shopping (₹25,640), movie (₹3,430), and dinner (₹5,430), he wants to check his balance.
Missed Call Service | Call 84240-25626 from his registered mobile number. The call will disconnect automatically, and he will get an SMS with his balance. |
SMS Service | Send an SMS "BAL" to 7738062873 from his registered mobile number. He will receive an SMS with his balance. |
IPPB Mobile App | Open the IPPB Mobile Banking App. Log in with his Customer ID/MPIN. His balance will be shown on the home screen. |
ATM | Visit any ATM with his IPPB debit card. Insert card, enter the PIN, and select "Balance Inquiry". |
Post Office | Visit the nearest Post Office with his IPPB account details. Ask the staff to check his balance. |
Internet Banking | Log in to IPPB Internet Banking on the official website. Check the balance under the "Account Summary" section. |
Customer Care | Call 155299 (IPPB Customer Care). Follow the instructions to check the balance. |
"IPPB balance check is so easy! Just a call, SMS, or app click. No tension, there fast update. Helps me track money anytime. Best for quick checking!"
IPPB Bank Balance Inquiry Method | Balance Check Numbers and Link |
By giving several missed calls (Toll-Free) | To check your account balance, dial 7799022509 Mini statement, dial 7799022708 |
Via SMS | (IPPB) balance via SMS, send "BAL" to 7738062873 from your registered mobile number. If your mobile number isn't already registered, send "REGISTER" to 7738062873 from your IPPB-linked mobile number. |
On WhatsApp | Send a "Hi" message to 88007 56000 from your registered mobile number |
Internet Banking | IPPB Bank Internet Banking Official Website |
Mobile Banking | IPPB Bank Mobile App |
Customer Care | You can call the IPPB helpline at 155299 or 033-22029000 |
There are different ways to check the balance easily:
Diwakar wants to check his IPPB account balance quickly. He uses the missed call service, which is free and instant.
Action | Benefit for Diwakar |
Dials 8424-645-923 from his registered mobile | No need to remember long numbers |
Cuts the call after 1-2 rings | No call charges, completely free |
Gets an SMS with his balance | Instant update, no internet needed |
Diwakar says: "Missed call balance check is super helpful! No app, no net, just call and get the balance. Saves time and money!"
2. IPPB Bank Balance through SMS
Diwakar wants to check his IPPB balance easily. He uses an SMS service, no app, and no internet needed.
Action | Benefit |
Sends BAL to 7738-298-989 from his registered mobile | No need to remember complex steps |
Gets an instant SMS reply with the balance | Works even without internet |
No charges for this service | Saves money, totally free |
Diwakar says, "SMS balance check is best! No app, no worry. Just one message and I know my money."
3. IPPB Bank Balance Checks through Toll-Free Numbers
Diwakar wants to check his IPPB balance without any cost. He uses the toll-free number service - no charges, no internet needed.
Action | Benefit |
Dials 1800-274-8888 from his registered mobile | No call charges - completely free |
Follow IVR instructions to hear the balance | Works on any phone - smart or basic |
Gets instant balance details | No need to visit the bank or ATM |
Diwakar says: "Toll-free number is perfect! No SMS, no app, it's just a call and know my balance quickly without paying anything."
4. IPPB Bank Balance Check through Mobile Banking
Diwakar uses IPPB's mobile banking to check his balance anytime. It's fast, safe, and works 24/7.
Action | Benefit |
Open the IPPB mobile app on the phone | No need to remember numbers |
Logs in with MPIN/OTP | Keeps the account safe and secure |
Views balance on the home screen | Shows the latest balance instantly |
Why Diwakar Likes Mobile Banking?
Diwakar says, "Mobile banking is best! Just open the app and see my money. Can pay bills too without going anywhere. Very helpful for me."
5. IPPB Bank Balance Check through Net Banking
Diwakar checks his IPPB account balance using net banking. It's safe and shows all the details clearly.
How to Check balance
Action | Benefit |
Go to the IPPB website on your phone/computer | Works on any device |
Logs in with user ID and password | Safe and secure |
Views balance on the dashboard | Shows full account details |
Diwakar says, "Net banking helps me most! I can check my money when I want. Can see all my payments and transfers too. Very useful for keeping track of my account."
Extra Benefits:
6. IPPB Bank Balance Check through WhatsApp banking
Diwakar uses WhatsApp banking to check his IPPB balance. It's the easiest way - no app download, no internet needed!
Action | Benefit |
Saves +91 7738 298 989 as "IPPB Bank" in contacts | Easy to find next time |
Sends "Hi" to this number on WhatsApp | Start banking chat |
Follows simple menu options | No typing difficult commands |
Gets the balance instantly as a message | Works even on slow internet |
More Benefits:
Check the last 5 transactions
Get a mini-statement
Know account details
24x7 service - even at night!
Diwakar says, "WhatsApp banking is my favourite! Just like chatting with a friend, I get my balance. No need to remember numbers or codes. The easiest way to check money!"
7. IPPB Bank Balance Check through ATM
Diwakar checks his account balance at any ATM using his IPPB debit card. It's quick and works even without a phone or internet.
Action | Benefit |
Insert the IPPB debit card into the ATM | Works at any bank's ATM |
Enter 4-digit PIN | Keeps the account secure |
Selects "Balance Inquiry" | See the balance in seconds |
Gets a printed slip with the balance | Proof of transaction |
Extra Benefits:
Check balance 24/7
Get the mini-statement option
Safe and private
Diwakar says, "ATM balance check never fails! When my phone has no charge, I just use the card at a nearby ATM. Fast and gives a printed receipt too!"
8. IPPB Bank Balance Check by Visiting the Nearest Branch
Diwakar visits his nearest IPPB branch when he wants to check his balance in person. This helps him when he has doubts or needs extra help.
Action | Benefit |
Goes to the IPPB branch with a passbook/ID | Staff help directly |
Shows ID proof to the bank officer | Safe and verified |
Gets the balance updated in the passbook | Written record for the future |
Can ask questions if needed | Clear all doubts |
Diwakar says, "Branch visit gives me peace of mind! When I don’t understand something, the staff helps me. Plus, my passbook stays updated."
9. IPPB Bank Balance Check through a third-party app
Diwakar uses PhonePe (a third-party app) to check his IPPB balance quickly after shopping and dining. Here's how it helps him track his spending:
Activity | Amount Spent | Payment Method |
Shopping | ₹4,000 | UPI via PhonePe |
Dinner | ₹5,000 | UPI via PhonePe |
Other Payment | ₹54,739 | UPI via PhonePe |
Total Spent | ₹63,739 |
Diwakar says, "PhonePe shows my IPPB balance instantly! After shopping and dinner, I know exactly how much is left. No need to open the bank app separately. Very convenient!"
Checking your IPPB bank balance is easy and can be done in many ways. You can use missed call, SMS, mobile apps, net banking, WhatsApp, ATM, or visit the branch. Each method is simple and helpful in different situations. Missed calls and SMS are good when you need a quick balance without the internet. Mobile app and net banking show full account details anytime.
WhatsApp banking works like chatting with a friend. ATM is useful when your phone is not working. A branch visit helps when you need personal assistance or a passbook update. Choose what works best for you. All methods are safe and free or low-cost. IPPB makes banking easy for everyone. You can check your balance day or night, without worry. No need to wait or depend on others, your account information is always in your hands.
How can I check my IPPB account balance?
You can check your balance by missed calls, SMS, mobile app, net banking, WhatsApp, ATM, or branch visit. All methods are easy and safe. Choose what works best for you anytime.
Is the missed call service free for a balance check?
Yes! Just call 8424-645-923 from your registered mobile. Cut the call after 1-2 rings. You'll get an SMS with your balance. No charges apply - completely free service for all customers.
What SMS should I send for a balance check?
Send "BAL" to 7738-298-989 from the registered number. You'll receive a reply SMS with your current balance. This works 24x7 without the internet. No extra charges for this service.
Can I check the balance without the internet?
Yes! Use missed calls, SMS, or ATM cards. These work without the internet. Visit the branch with a passbook if needed. Many options are available for offline balance checks.
How to check the balance via WhatsApp?
Save IPPB WhatsApp number (+91 7738 298 989). Send "Hi" and follow the menu. Get a balance instantly in chat. Works like normal messaging - very simple to use.
Is the mobile app balance check safe?
Yes! Download the official IPPB app. Log in with a secure PIN/OTP. Balance shows on screen. All data is encrypted for safety. Never share login details with anyone.
Can I check my balance at any ATM?
Yes! Use the IPPB debit card at any ATM. Select the "Balance Inquiry" option. The first 5 transactions are free at other banks. Unlimited free access at IPPB ATMs every month.
What documents are needed for a branch balance check?
Carry your passbook and ID proof. Bank staff will help check the balance. They can update the passbook, too. No fee for this service at IPPB branches.
What if the balance SMS doesn't come?
Check the mobile network first. Ensure the number is registered with IPPB. Try again after some time. Contact customer care if the problem continues. They will solve it quickly.
Is there any charge for a balance check?
No! Most methods are completely free. Missed calls, SMS, app, WhatsApp - all free. Only some ATMs may charge after free limits. IPPB ATMs never charge for a balance check.
About the Author
LoansJagat Team
We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?
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