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Jetha is a businessman who earns a good income to support his family. Kerala Gramin Bank assists him with making payments (₹6,477), handling 15 to 20 transactions, and checking his balance with ease. Jetha shares how he checks his balance quickly and without hassle.
Jetha says, “Checking my Kerala Gramin Bank balance is very simple—no stress, no waiting. I can check it anytime, which helps me manage my money wisely.”
Jetha had ₹50,000 in his account. He spent money on:
Now, he wants to check his remaining balance.
Method | Steps |
Missed Call | Call the XYZ number from his registered mobile, disconnect, and get the balance by SMS. |
SMS Service | Send BAL to XXXXX from his registered number, and receive the balance details. |
Mobile App | Open the Kerala Gramin Bank app, log in, and see your balance on the home screen. |
USSD Code | Dial *XXX#, and follow the instructions to check your balance. |
Internet Banking | Log in to the bank website, and check under "Account Summary". |
Customer Care | Call XXXX, and talk to customer care for balance details. |
"Kerala Gramin Bank balance check is very easy! Just a call, SMS, or app click. No tension with fast updates. Helps me track money anytime. Best for quick checking!"
Read More – SPARK Kerala: Everything You Need to Know About the Employee Portal
Kerala Gramin Bank Balance Inquiry Method | Balance Check Numbers and Link |
By giving several missed calls (Toll-Free) | Kerala Gramin Bank offers a missed call facility for account balance inquiries. Customers can give a missed call from their registered mobile number to 9015800400 to receive an SMS with their account balance. |
Via SMS | To get your Kerala Gramin Bank (KGB) account balance via SMS, you can send a missed call to 9015800400 from your registered mobile number. Alternatively, you can send an SMS with the word "BALANCE" to 8082892975. |
There are different ways to check the balance easily:
Kerala Gramin Bank Balance Check Through Missed Call
Jetha uses Kerala Gramin Bank’s missed call service to check his balance quickly. It helps him in emergencies when he needs to know his remaining money fast.
Expense | Amount (₹) |
Shopping | 2,546 |
Bill Payment | 4,576 |
Grocery | 5,475 |
Jetha had ₹30,000 in his account. After spending, his remaining balance is:
₹30,000 – ₹12,597 = ₹17,403
Kerala Gramin Bank Balance Check Through SMS
Jetha uses Kerala Gramin Bank’s SMS service to check his balance anytime. It’s very helpful when he’s busy or in an emergency.
Expense | Amount (₹) |
Shopping | 2,546 |
Bill Payment | 4,576 |
Grocery | 5,475 |
How Jetha Checks Balance with SMS:
Why Jetha Likes This Service:
Jetha says, "SMS balance check is so easy! Just type BAL, send SMS, and get my balance. No worry, no waiting. Best for quick checking!"
Kerala Gramin Bank Balance Check Through Toll-Free Number
Jetha uses Kerala Gramin Bank’s toll-free number to check his balance when he needs quick updates. This helps him when he's shopping or paying bills.
Jetha’s Spending:
Expense | Amount (₹) |
Shopping | 2,546 |
Bill Payment | 4,576 |
Grocery | 5,475 |
Jetha had ₹30,000 in his account. After spending, his remaining balance is:
₹30,000 – ₹12,597 = ₹17,403
How Jetha Checks Balance with Toll-Free Number:
Why Jetha Likes This Service:
Kerala Gramin Bank Balance Check through Mobile Banking
Jetha uses Kerala Gramin Bank Mobile Banking to check his balance anytime. This helps him when he's out shopping or needs to pay bills urgently.
Jetha’s Spending:
Expense | Amount ₹30,000 |
Shopping | 2,546 |
Bill Payment | 4,576 |
Grocery | 5,475 |
How Jetha Checks Balance with Mobile Banking:
Why Mobile Banking Helps Jetha:
Jetha says, "Mobile banking is my favourite! I open the app and see my balance immediately. No waiting, no problem. Very useful!"
Kerala Gramin Bank Balance Check through Net Banking
Jetha uses Kerala Gramin Bank Net Banking to check his balance from his computer or phone. This helps him when he needs to see his money quickly.
Jetha’s Spending:
Expense | Amount ₹30,000 |
Shopping | 2,546 |
Bill Payment | 4,576 |
Grocery | 5,475 |
Jetha had ₹30,000 in his account. After spending, his remaining balance is:
₹30,000 - ₹12,597 = ₹17,403
How Jetha Checks Balance with Net Banking:
Why Net Banking Helps Jetha:
Kerala Gramin Bank Balance Check through WhatsApp banking
Jetha uses Kerala Gramin Bank WhatsApp Banking to check his balance easily. This helps him when he's busy or needs quick updates.
Jetha’s Spending:
Expense | Amount ₹30,000 |
Shopping | 2,546 |
Bill Payment | 4,576 |
Grocery | 5,475 |
Jetha had ₹30,000 in his account. After spending, his remaining balance is:
₹30,000 - ₹12,597 = ₹17,403
How Jetha Checks Balance on WhatsApp:
Why WhatsApp Banking Helps Jetha:
Jetha says, "WhatsApp banking is super easy! I just messaged and got my balance. No extra apps, no problems. Best for quick checking!"
Kerala Gramin Bank Balance Check through ATM
Jetha uses the Kerala Gramin Bank ATM to check his balance when he's outside. This helps him know his money quickly.
Jetha’s Spending:
Expense | Amount ₹30,000 |
Shopping | 2,546 |
Bill Payment | 4,576 |
Grocery | 5,475 |
To use WhatsApp banking with Kerala Gramin Bank, send a "Hi" message to +91 8886646364. |
Internet Banking | Kerala Gramin Bank Internet Banking Official Website |
Mobile Banking | Kerala Gramin Bank Mobile App |
Customer Care | 0497 271 7800 |
Total Spent
12,597 |
Total Spent
12,597 |
Total Spent
12,597 |
Total Spent
12,597 |
Total Spent
12,597 |
Total Spent | 12,597 |
*T&C Apply
Total Spent |
12,597 |
Jetha had ₹30,000 in his account. After spending, his remaining balance is:
₹30,000 - ₹12,597 = ₹17,403
How Jetha Checks Balance at the ATM:
Why ATM Helps Jetha:
Jetha says, "ATM balance check is very useful! I go to any machine, put my card in, and see my money. Fast and simple!"
Kerala Gramin Bank Balance Check by Visiting the Nearest Branch
Sometimes Jetha goes to the Kerala Gramin Bank branch to check his balance. This helps when he wants to talk to bank staff face-to-face.
Jetha’s Spending:
Expense | Amount ₹30,000 |
Shopping | 2,546 |
Bill Payment | 4,576 |
Grocery | 5,475 |
Total Spent | 12,597 |
Jetha had ₹30,000 in his account. After spending, his remaining balance is:
₹30,000 - ₹12,597 = ₹17,403
How Jetha Checks Balance at the Branch:
Why Branch Visit Helps Jetha:
Jetha says, "Going to the bank makes me feel secure. The staff helps me understand everything. I get my passbook updated too!"
Kerala Gramin Bank Balance Check through a third-party app
Jetha sometimes uses approved third-party apps like PhonePe or Google Pay to check his Kerala Gramin Bank balance. This helps when he's making digital payments.
Jetha’s Spending:
Expense | Amount ₹30,000 |
Shopping | 2,546 |
Bill Payment | 4,576 |
Grocery | 5,475 |
Total Spent | 12,597 |
Jetha had ₹30,000 in his account. After spending, his remaining balance is:
₹30,000 - ₹12,597 = ₹17,403
Kerala Gramin Bank offers many easy ways to check account balances, which helps people like Jetha manage money without trouble. Whether using missed calls, SMS, mobile banking, ATM, WhatsApp, net banking, visiting a branch, or third-party apps, all methods are simple and quick.
Jetha can choose any way that suits him best. If he's at home, mobile banking or WhatsApp works. When outside, an ATM or SMS is good. For detailed checking, visiting the branch helps. All these options save time and keep Jetha updated about his money always. The bank makes sure every customer can check their balance without problems, even in an emergency.
1. How can I check my Kerala Gramin Bank balance?
Call the bank's balance check number, send SMS, use mobile banking, visit an ATM, check via WhatsApp, use net banking, or visit the branch. All methods are easy.
2. Is the balance check by missed call free?
Yes. Just call the number from your registered mobile and disconnect. You will get a balance by SMS. No call charges apply.
3. What SMS should I send for a balance check?
Type "BAL" and send it to the bank's SMS number (like 12345). You will get a reply with your balance.
4. Can I check the balance without the internet?
Yes. Use missed calls, SMS, or ATM. These work without the internet. Mobile banking needs the Internet.
5. How to check the balance at an ATM?
Insert card, enter the PIN, and select 'Balance Inquiry'. Choose to see on screen or take the printed receipt.
6. Is WhatsApp banking safe for balance checks?
Yes. Only use the bank's official WhatsApp number. Never share your PIN or OTP with anyone.
7. Can I check my balance from another bank's ATM?
Yes, but small charges may apply. Best to use the Kerala Gramin Bank ATM for a free service.
8. What if the balance check SMS doesn't come?
Check the mobile network. Wait 2 minutes. If still nothing, call the bank helpline or visit the branch.
9. How often can I check my balance?
You can check anytime, as many times as you want. No limit. All methods are free.
10. What documents are needed for a branch balance check?
Carry your passbook or account number. The bank may ask for ID proof, like an Aadhaar card, for verification.
Other Balance Check Services | |||||
