UGB Net Banking - Convenient and Secure Online Banking Solutions

Indeed, in October, UPI witnessed a whopping 16.58 billion transactions—all amounting to about Rs 23.5 trillion! What does this data tell us? 

This shows just how much people love using online banking.

Now, Utkal Grameen Bank (UGB) is on a mission to bring this same convenience to the villages of Odisha. They make sure that even people in remote areas can enjoy the benefits of easy, safe banking.

In this blog, we will take you through a simple, step-by-step guide on how to register for UGB Net Banking. Whether you're signing up online or in person, we'll make the process easy to understand and follow!

What is Utkal Grameen Bank?

Utkal Grameen Bank (UGB) is a bank assisting the rural people of Odisha. On 1st November 2012, two banks, Rushikulya Gramya Bank and Utkal Gramya Bank, merged to establish UGB. The bank has ownership under the Indian government, the government of Odisha, and the State Bank of India. The bank intends to ensure cheap and reliable banking services to facilitate the ease of life among the rural people of Odisha.

Services offered by UGB Bank Net Banking:

Here's the information in table format:

UGB Net Banking Registration

Follow these steps to register for UGB Net Banking and complete the registration process online:

Step 1: Visit the homepage of ‘UGB Net Banking.’ 

Step 2: Locate the ‘Click Here For Internet Banking’ on the top right corner of the homepage in the orange bar.
 

Step 3: Click on ‘New User Registration’ under Retail User or ‘New User’ under Corporate User.

Step 4: Enter your ‘CIF Number’ and click on the ‘Check’ button.

Step 5: A form will pop up. Fill in your account number, CIF number, registered mobile number, and date of birth, and click on the ‘Submit’ button.

Step 6: Set the username & password of your choice (according to the instructions) and click on the ‘Submit’ button.

Step 7: Locate the ‘Continue to Login’ on the top right corner of the page.

Step 8: Enter your username & password and click on the ‘Login’ button.

Step 9: Set your profile password and security questions and click on the ‘Submit’ button.

Step 10: Enter the OTP received on the registered mobile number and click on the ‘Submit’ button.

UGB Net Banking Login:

Here are the steps to log into UGB Net Banking:

Step 1: Visit the homepage of UGB Net Banking.

Step 2: Locate ‘Click Here For Internet Banking’ on the top right corner of the homepage.

Step 3: Click on ‘Login’ in the blue bar for Retail Banking or click on ‘Login’ in the red bar for Corporate Banking, according to your preferences.

Step 4: Redirected to the page, locate ‘Continue to Login’ in the top right corner of the page.

Step 5: A page will pop up. Enter your username and password and enter the text written in the grey box.

Step 6: Click on the ‘Login’ button.

Step 7: Now enter the OTP received on your registered mobile number.

Step 8: Click on the ‘Submit’ button. 

How to check your account balance online in Utkal Grameen Bank:

Now, after logging into Utkal Grameen Bank Net Banking, you can easily check your account balance online. Let’s see how

• After Logging into your account, in the next step go to the ‘Account Balance’ section to check your balance.
  
  
• Check your bank balance and log out securely.
  
  

Disclaimer: If you don’t remember your USER ID, then call the customer care of Utkal Grameen Bank (06652357264). Or, you can find the message when you register your account at Utkal Grameen Bank. That message will contain your USER ID and password for login.

Here are a few reasons to choose UGB Bank Net Banking:

Convenience: You can access your accounts from anywhere, at any time, with utmost convenience and flexibility. 

Security: The bank uses highly advanced technology to ensure your account accessibility with maximum safety measures.

Privacy: All the matters of finance are carried out by using UGB Bank Net Banking. 

Control: With UGB Bank Net Banking, you can check your balance, transfer your money, and settle bills online.

How to transfer money via Utkal Grameen Bank Net banking:

You can transfer money via UGB bank net banking with the help of the ‘NEFT’ service. Let’s see how

• After logging into your account (The step-by-step login process is mentioned above in the blog; you can go there and check it) by using your Username and Password.
  
  
• In the next step, locate ‘Fund Transfer', and after clicking on Fund Transfer, choose ‘NEFT Transfer’.
  
  
• In the next step, enter the recipient's bank account details (recipient's name, account number, and the bank's IFSC code).
  
  
• In the next step, enter the amount you need to transfer and provide the sender’s and receiver’s information.
  
  

Here’s a table summarizing the charge structure for remittances:

Note: For assistance, you can contact the Customer Care Centre (06652357264)

Conclusion:

UGB Net Banking serves as a convenient, safe, and accessible way by which rural Odisha people can manage their finances through the Internet. 

With ease in registration, advanced features of security, and 24/7 access to account details and transactions, UGB Net Banking promotes efficient banking. 

Whether one is using it for his or her personal or corporate dealings, UGB Net Banking smoothes out tasks of transferring funds, checking balances, and paying bills. Now, experience the comfort of UGB Net Banking for effortless and secure management of your finances.

FAQs Related to Utkal Bank Net Banking:

Q1. How can I check my Utkal Grameen Bank balance in Odisha?

Dials missed call number 8744820666 for Utkal Grameen Bank balance in Odisha. Call your branch and activate the missed call alert facility for an easy balance check.

Q2. What is the minimum balance in Utkal Grameen Bank?

The minimum balance requirement for SB accounts that do not have a check facility will be Rs. 500, and the same for SB accounts that have a check facility will be Rs. 1000.

Q3. Can we transfer money from Internet banking?

Log in to your internet banking account using your login credentials. Now click on 'Fund Transfer' or 'Transfer Funds,' and then click on 'NEFT transfer.' Now fill in the details of the recipient, which include account number, name, and IFSC code.

Q4. How to register as a new corporate net banking user at Utkal Grameen Bank?

Now, visit the official website of Utkal Grameen Bank and open the new registration page. Fill that page and submit it. After submitting, create your preferred user ID and password to access your account.

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