Bandhan Bank Net Banking – Fast, Secure, and Convenient Digital Banking

Bandhan Bank’s Internet Banking platform provides customers with the convenience of managing their finances from anywhere, at any time. Customers can access a wide range of banking facilities, including viewing account balances, transferring funds, paying bills, and managing deposits.

In a small village in West Bengal, a girl named Priya, who is a young entrepreneur, dreamt of expanding her handcrafted jewellery business. However, limited access to financial services and constant travel for transactions made her journey challenging. 

That’s when she got to know about the Bandhan Bank Internet services. Priya was amazed at the features she got to know about the bank, and with this help, she was not only able to save her time but also saved the money she used to spend on travelling for these purposes earlier.

Today her brand has a nationwide presence, and she credits her success to Bandhan Bank's best digital services.

Bandhan Bank Net Banking Services

Bandhan Bank provides the best services to its customers and these include account management like real-time updates and detailed transaction histories. You also get the facility of quick fund transfers via RTGS, NEFT, and IMPS. 

You can manage funds and can pay your bills like electricity bills, phone bills etc, can order chequebooks, check cheque status, and stop/revoke cheques. 

You get the facility to update personal information like email ID and communication address. And apart from this you can generate ATM PINs, and manage card settings.

How to avail of these Services?

• All existing Bandhan Bank customers who have a Savings account or Current account (as applicable) – with an ATM-cum-Debit card
• Your mobile number must be registered with the Bank  

Bandhan Bank Net Banking Registration

To register for online banking, follow these steps

Step 1: Click on the following link to visit the website.

Step 2: After clicking, you will be redirected to a new page where, at the top-right corner, you will see the option “Not registered yet? Register Now!”

Step 3: Click on the “Register Now” option, and you will be redirected to the registration page.

Step 4: Follow the registration procedure and process.

Step 5: Enter your Mobile Number/Customer ID, provide the Authentication Details, complete OTP Authentication, and create your Login Details.

Step 6: On the first page, you will be asked for your Mobile Number. Agree to the Terms and Conditions of online banking, then click Next to continue with the process.

Bandhan Bank Net Banking Login

Here is a simple step-by-step guide to logging into your Bandhan Bank Net Banking account:

Step 1: Visit the official website of Bandhan Bank Net Banking.

Step 2: On the top-right corner, you will see the Login option.

Step 3: Click on Personal in the website header, then choose Internet Banking to reach the login page.

Step 4: When you click on Login, a drop-down menu will appear. Choose either Internet Banking or Corporate Internet Banking.

Step 5: After selecting Internet Banking, you will be redirected to a new page with three login options.

Step 6: The three login options are:

1. User ID
2. Customer ID
3. mPIN

Step 7: Based on your choice:

• For User ID, enter your User ID and Password, then check the box to agree with the terms and conditions.
• For Customer ID, enter your Customer ID and Password, then click Get OTP to receive an OTP.
• For mPIN, enter your Registered Mobile Number and mPIN, then click Get OTP.

Step 8: You will receive an OTP on your registered mobile number. Enter the OTP to complete the login process.

Bandhan Bank Net Banking Get User ID

Here is a simple guide to follow to retrieve your User ID:

Step 1: Visit the official website of Bandhan Bank Net Banking.

Step 2: Click on the Login button located at the top-right corner of the homepage.

Step 3: Once you click on it, you will be redirected to the login page.

Step 4: On the login page, click on “Forgot User ID” at the bottom.

Step 5: A new page will open, and you will be asked to choose between a Debit Card or a Credit Card for verification.

Debit Card Verification

Step 1: If you choose a Debit Card, enter the following details:

• Customer ID
• Debit Card Number (16 digits)
• Expiry Month and Year
• ATM PIN

Step 2: Click Submit.

Step 3: After that, you will need to enter your Customer ID, Date of Birth, PAN Number, and Mother’s Maiden Name.

Credit Card Verification

Step 1: If you choose a Credit Card, enter the following details:

• Customer ID
• Credit Card Number (16 digits)
• Expiry Month and Year
• CVV (Card Verification Value)

Step 2: Click Submit.

Bandhan Bank Net Banking Forgot Password

Forgot your password? Don’t worry! Follow these steps to recover your password:

Step 1: Visit the official website of Bandhan Bank Net Banking.

Step 2: Click on the Login button located at the top-right corner.

Step 3: You will be redirected to the login page, where you will see the option to reset your password below the login fields.

Step 4: You can reset your password using one of the following three methods:

• Debit Card
• Personal Information
• Credit Card

Using Debit Card

Step 5: If you choose a Debit Card, enter the following details:

• Customer ID
• 16-Digit Debit Card Number
• Expiry Month and Year
• ATM PIN

Step 6: After entering the required information, you will be prompted to set a new password. Re-enter the new password to confirm.

Step 7: Click Submit to complete the process.

Step 8: Refer to the image below for further guidance on strong passwords.

Bandhan Bank Net Banking Unlock User ID

Here are the step-by-step procedures to unlock your User ID for Bandhan Bank Net Banking

Step 1: You will have three methods available to unlock your User ID.

Step 2: Choose the method you prefer, and enter the following details:

• Customer ID
• 16-Digit Card Number
• Expiry Month and Year
• ATM PIN

Step 3: After entering the required information, click Submit to unlock your User ID.

Bandhan Bank Net Banking Know your Customer ID

Step 1: Visit the official website of Bandhan Bank Net Banking.

Step 2: Click on the Login button located in the top-right corner.

Step 3: You will be redirected to the login page, where you will see the option to Know Your Customer ID, below the log-in fields.

Step 4: Enter your registered mobile number, and then provide your date of birth or choose PAN Number as an alternative.

Step 5: If you select Date of Birth, enter the captcha, and then click Submit.

How to check Bandhan Bank Net Banking account balance online?

To check your Bandhan Bank account balance online via Internet Banking, follow these steps

Step 1: Access the Official Website:
Go to the official Bandhan Bank website.

Step 2: Log In to Internet Banking:

• Click on the Login button.
• Select Internet Banking from the dropdown menu.
• Enter your user ID and click Continue to Login.
• Provide your registered mobile number and password.
• Click the Validate button to receive an OTP.
• Enter the OTP to complete the login process and access your account.

Step 3: View Account Balance:

• Once logged in, you will be directed to your dashboard, which will display all your linked accounts.
  
  
• Your account balances will be shown here.
  
  
• Select the specific account to view detailed transaction history or recent transactions.

This process provides a secure and convenient way to access your account balance and track your finances via Internet banking.

For further information, refer to Bandhan Bank's Internet Banking page.

Bandhan Bank Net Banking daily limit and charges

1. IMPS (Immediate Payment Service)

• Purpose: Allows instant money transfers 24/7, including weekends and holidays.
• Charges: Charges depend on the transaction amount. Inward IMPS transactions are always free.
  
  

2. NEFT (National Electronic Funds Transfer)

• Purpose: Best suited for scheduled payments and transfers above Rs. 1 lakh.
• Charges: NEFT transactions initiated online through Internet Banking or mobile banking (without visiting the branch) are free for savings accounts. However, NEFT initiated at the branch may incur charges.

3. RTGS (Real-Time Gross Settlement)

• Purpose: Ideal for high-value transactions in real-time, particularly for large-scale clearing.
• Charges: Charges depend on the transaction amount. RTGS can only be used for transactions above ₹2,00,000.

4. UPI (Unified Payments Interface)

• Purpose: A fast, mobile-based system designed for smaller, instant transactions.
• Charges: UPI transactions are free, but network operator charges may apply.
  
  

Bandhan Bank Net Banking App

Bandhan Bank provides a mobile banking application, mBandhan, to provide customers with feasible access to banking services directly from their smartphones. 

It has features to view and download account statements, manage fixed and recurring deposits, can transfer money 24/7 using RTGS, NEFT, and IMPS. 

You can also schedule transactions in advance and manage beneficiaries by adding or modifying them. You can also apply for a new debit card, generate ATM PINs, and have the facility to block. 

You can update personal information such as email ID, communication address, and a lot more things. You can download it from the Google Play Store and Apple iOS Store.

How to Transfer Funds Through Bandhan Bank Net Banking?

Transferring funds through Bandhan Bank Net Banking is easy.

Step 1: Visit the official Bandhan Bank Net Banking website.

Step 2: Log in to your account and go to the Payment or Fund Transfer option from the dashboard.

Step 3: Select the transfer method you prefer: IMPS, NEFT, or RTGS.

Step 4: Add a new beneficiary by entering the recipient's details. You may be required to enter an OTP for verification.

Step 5: Enter the transfer amount and any optional remarks.

Step 6: Review the details and confirm the transaction.

Step 7: Once the transaction is complete, a confirmation message with the transaction and reference number will be displayed on your screen.

For more details, please refer to the Bandhan Bank website.

Bandhan Bank Net Banking Customer Care Number

Bandhan Bank is dedicated to offering great customer care with its Net Banking services. If you have any questions or require assistance, you may contact us through the following channels:

Toll-Free Number (Within India): 1800-258-8181

Customer Care Numbers

• 033-4409-9090
• 033-6633-3333
• 033-4090-3333

Conclusion

Bandhan Bank's Net Banking is a safer and easier platform for managing your own money online, through which the person can handle all banking transactions online from any given location at any hour. Dedicated customer care support for every problem so that every worry and query that comes into anyone's mind during this banking operation will be attended to on priority.

Bandhan Bank Net Banking Frequently Asked Questions

Q. How can I register for Bandhan Bank?

You will have to click on the following link by visiting the website. And then you will see the option in the center to Register. Just click on it. Click on it and you will be redirected to a new page where on the top right-side corner you will see the option of “Not registered yet? 

Register Now!  

Now, just click on that and you will be redirected to a new page of registration. You will have to follow the procedure and process. Now you will have to enter your Mobile Number/Customer ID, Enter Authentication Details, OTP Authentication, and Create Login Details. Here on the first page, you will be asked for your mobile number and you will have to agree to the terms and conditions of online banking and then click on Next to move forward with the process.

Q. What should I do if I forget my Net Banking password?

You can reset your password online by clicking on the 'Forgot Password' link on the login page and following the instructions provided.

Q. Are there any charges for using Net Banking services?

Bandhan Bank's Net Banking services are generally free of charge. However, certain transactions may incur nominal fees as per the bank's schedule of charges.

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