Author
LoansJagat Team
Read Time
8 Minute
14 Jan 2025
DBS Bank has successfully empowered so many businesses in India by providing digital banking solutions. One example of this has been Champion Commercial, a speciality chemical company in Mumbai.
Champion Commercial demonstrated the complete digitisation of an enterprise by adopting DBS customised digital banking services, which phased out manual processes altogether.
Not even a single cheque dispatched in the last 12 months. Work has become a lot more efficient and speedy. Need to depend only on human mind intervention and fewer trips to branches for work at an armchair end, said Gaurav Singhania, MD.
This transformation enhanced operational efficiency and ensured business continuity during challenging times. DBS’s commitment to providing digital banking products and services, from trade and transaction solutions to efficient money collection systems, has been pivotal in supporting businesses like Champion Commercial.
The utilisation of DBS’s digital solutions can enable businesses to operate in a streamlined manner, with fewer manual processes and higher efficiency, thereby helping businesses grow in the competitive market landscape.
The DBS Bank provides a wide range of services to meet the needs of its customers. It includes personal banking solutions like savings, current accounts, fixed deposits, home loans, and credit cards; it also provides solutions to businesses by financing term loans and trade finance.
It advises on wealth management by providing investment advisory and portfolios for convenient access to banking services. Last but not least, it also provides support to small, medium-sized enterprises for them to grow and manage their businesses effectively.
To register for DBS Bank’s net banking services, you will have to follow these simple steps:
Step 1: The first step is to download the Digibank app and install the app from the Google Play Store or the Apple App Store.
Step 2: Secondly, you will have to register as an existing customer; if you have a bank account, open the app and select the option to register as an existing customer.
Step 3: Now you have to follow in-app instructions to set up your Digibank account, which includes verifying your identity and creating login credentials.
Step 4: Now activate net banking, which means that once you have registered, your net banking services will be activated, allowing you to manage your finances online.
To log into your account, you will have to follow the simple steps:
Step 1: Visit the official website of DBS Bank Net Banking.
Step 2: Once you click on the link. A new page will open with the username and password, and below you will see the option of logging in in red.
Step 3: Fill in the details and click on login. And you will see your account displayed on your screen.
Step 4: You will see options below login for Forgot Username and Password. In case you forget, you can click to retrieve it back.
Here are the steps you need to follow if you forgot your username.
Step 1: Visit the official website of DBS Bank Net Banking.
Step 2: A new page will open, and you will see on the right-side corner credentials filling fields, and just below you will see the option of Forgot Username.
Step 3: Click on it. A new page will open to retrieve the username. Step 1 of 2.
Step 4: You will have to enter your country code and enter the mobile number below your email address.
Step 5: Click on the Next button. And that's it. Your account details will be sent to your registered mobile number and email ID.
You can check your DBS Bank account balance online; you can use either the Digibank mobile app or the Digibank online platform.
Step 1: Firstly, you have to open the Digibank app on your smartphone and log in using Touch/Face ID or you will also get the option to fill in your user ID and PIN manually.
Step 2: Once you do it, your account balance will be displayed on the homepage.
Step 1: You can also tap on ‘More’ and select ‘App and Security Settings.’
Step 2: You will have to choose ‘Peek Balance’ and toggle the switch to activate.
Step 3: You can select the account for Peek Balance and switch to activate.
Step 4: Now you can view your balance without logging in by tapping and holding the Peek Balance icon.
Step 1: Visit the official website of DBS Bank Net Banking.
Step 2: Now you just have to enter your User ID and PIN to log in.
Step 3: Now after completing the authentication process, your account balance will be displayed on your screen.
DBS Bank offers various online fund transfer services through its net banking platform with its daily limits and charges. Refer to the table below for a clear understanding.
Service | Daily Transaction Limit | Charges |
National Electronic Funds Transfer (NEFT) | No minimum or maximum limit for online transactions. ₹50,000 max per transaction for cash-based NEFT at branches. | Online: Free Offline (at branch): As per RBI guidelines. |
Real-Time Gross Settlement (RTGS) | Minimum: ₹2,00,000 per transaction No upper limit. | Online: Free Offline (at branch): As per RBI guidelines. |
Immediate Payment Service (IMPS) | Maximum: ₹2,00,000 per transaction. | Online: Free Offline (at branch): As per RBI guidelines. |
Unified Payments Interface | Maximum ₹1,00,000 per transaction (varies by user). | Free for most transactions. |
Internal Transfer | No limit for DBS-to-DBS account transfers. | Free of charge |
To know more updated details, visit the DBS Bank website.
DBS Bank Net Banking provides its app facilities to make the banking process better and accessible for its customers. All you have to do is download the Digibank app. You can download it from the Google Play Store and Apple iOS Store.
You can skip paperwork at the bank and manage your tasks related to banking with a few taps on your phone.
1: First, open a Digibank savings account instantly and receive ₹300 cashback with our current welcome offer.
2: You can enjoy up to 7% interest per annum on fixed deposits.
3: Free 24*7 fund transfer via UPI, IMPS, NEFT, and RTGS.
4: Free-free Free Mutual Fund investments
5: You can quickly access loans and health insurance.
6: You can conveniently manage all your banking-related investments within a single
Important Note: w.e.f. 15th Feb 2022: a monthly average balance of ₹10,000 is required in your Digibank account for optimal benefits.
DBS Bank Net Banking provides great customer support services to its personal banking customers.
Calling from India: 18602103456/ 18602674567
Calling from overseas: +914466854555
Or you can email: customercareindia@dbs.com
DBS Bank’s Net Banking provides a user-friendly platform for managing your finances online. It has features such as fund transfers, balance enquiries, and investment management, so customers can efficiently handle their banking needs without visiting the bank branch. The bank’s commitment to digital innovation is evident in its security and accessibility.
Q. I have forgotten my login credentials. How to retrieve it?
If you have forgotten your login credentials, you can reset them by visiting the DBS Internet Banking login page, and below there you will see the option of forgot password. Click on it. A new page will open to retrieve the username.
Step 1 of 2. You will have to enter your country code and enter the mobile number below your email address. Click on the Next button. And that's it. Your account details will be sent to your registered mobile number and email ID.
Q. Security features of DBS Bank?
DBS Internet Banking has high security measures that include two-factor authentication (2FA) on all transactions except for the ₹2,000 maximum per transaction capped at ₹10,000 for the whole day. Thus, your online banking activities are secured.
Q. What should I do if I detect fraud on my account?
If you detect any fraudulent activity on your account, contact DBS Bank's customer service immediately.
Call from India: 1860 210 3456 / 1860 267 4567.
Calling from abroad: +91 44 6685 4555
Email: customercareindia@dbs.com. Reporting the incident as soon as possible will protect your account and prevent further unauthorized transactions from occurring.
Other Net Banking Services | |||
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LoansJagat Team
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