ICICI Bank Net Banking – Manage Your Finances Securely and Conveniently Online

ICICI Bank’s Net Banking is a platform that offers a range of services to simplify financial management for its users. Its best feature is ‘iFinance’, which allows customers to manage their savings and current accounts from multiple banks within a single interface. 

Its other features are that you can securely link your accounts from various banks, providing a view of balances and transactions in one place. Apart from this, ICICI Bank has been instrumental in helping students pursue higher education of students who pursue higher education through its education loan services. 

Smit Sparsh and Aparna Sridhar got the benefit from the bank’s smooth loan application processes, efficient disbursement systems, and very responsive customer service. This help from the bank has helped them to focus without worrying about their financial concerns, therefore contributing to their academic achievements.

ICICI Bank Net Banking Services

ICICI Bank Net Banking services provide a great range of services to its customers with secure access to their accounts. It has features like you can view account details, check balances, and monitor transactions. 

You can transfer funds with options including NEFT, RTGS, and IMPS and can transfer money. You can also pay bills for mobile phones and electricity bills through the Bill Pay feature. Apart from that, the banks also provide investment options, including mutual funds and insurance products.

ICICI Bank Net Banking Registration

ICICI Bank will provide the Net Banking User ID in the welcome kit to its customers when they open their account with the bank.

Step 1: You will have to generate the password by the user ID and registered mobile number and activate Net Banking. You will have to follow these steps:

Step 2: You will have to visit the ICICI Bank Net Banking page.

Step 3: On the home page, you will see under login and click on the New User option.

Step 4: Now you will have to scroll down at the bottom and click on the “I want my User ID” option.

Step 5: Now you will have to provide the bank account and registered mobile number and then click on the “GO” button.

Step 6: Now you will have to enter the grid card details available at the backside of your debit card and click on ‘Go’.

Step 7: Now finally, your user ID will be sent to your registered mobile number and email ID.

ICICI Bank Net Banking Login

Here are the steps to log in to your account

Step 1: Visit the official website of ICICI Bank.

Step 2: Click on the login button; you can find it on the right-side corner on the top and find it below on the left side.

Step 3: Click on it, and you will be redirected to a new page. You will see here “Login to Internet Banking.”.

Step 4: Fill in the credentials and user ID, or you can scan the QR code.

Step 5: Based on the choice, in case you choose the QR code.

Here are the steps to scan QR

• Open the iMobile Pay app and sign in. Applicable from Android App Versions <18.9> and iOS App Versions <22.0>
• Click on the 'Me' icon and select 'Login to Internet banking'.
• Scan the QR code.
  
  

Important Note

• Due to a scheduled maintenance activity, you will be unable to perform UPI transactions from iMobile on Jan 14, 2025, from 12:00 a.m. to 01:00 a.m. IST. Apologies for the inconvenience.
  
  
• Introducing the new toll-free number to call our Personal Banking Customer Care and avail of our banking services: 1800 1080.
  
  
• An additional feature of “CAPTCHA” has been introduced for ICICI Bank’s Internet Banking login to ensure a safer banking experience.
  
  
• If you are using an old version of Internet Explorer, please update to the latest version immediately to enjoy a seamless banking experience.
  
  
• To enjoy a seamless mobile banking experience, please upgrade to Android version 9.0 & above and iOS version 17 & above.
  
  
• New registrations on the iMobile app are not available on certain Honour and Huawei devices as per regulatory guidelines.

Important security information

• Before logging in, please ensure that the URL address on the address bar of your internet browser starts with https://infinity.icicibank.com.
  
  
• Never provide your user ID or password to anyone on the phone or in response to a mail. Report a suspicious mail.
  
  
• Do not enter login or other sensitive information in any pop-up window.
  
  
• Verify the site's security certificate by clicking on the padlock icon of your internet browser. For more details, click here.

Digital Security

https://infinity.icicibank.com has been verified by Entrust. The communication of your private information from any address beginning with "https" is encrypted and secured using SSL.

ICICI Bank Net Banking Get User ID

Follow the steps, and you will be able to get the user ID

Step 1: You will be able to visit the official website.

Step 2: Click on the login button you will find on the homepage.

Step 3: You will be redirected to a new page, and below username ID, you will see the option of Get User ID.

Step 4: Click on it, and you will be redirected to a new page. “Know Your User ID.”

Step 5: You will get a few options to select, for instance, bank account, credit card, travel card, loan account, pay later/gold loan, or joint account (secondary holder).

Step 6: Fill in the credentials, like your account number and mobile number, and enter the result for the captcha shown. And click on GO.

You can also learn “How to get an Internet Banking User ID?” written on the top right side, and written “Watch iPlay demo.” 

Important Note

• Savings Account holders, Credit Card holders, Travel Card holders, and PayLater Account holders registered with an Indian mobile number can avail of this facility.
  
  
• This facility is not available for B2.
  
  
• Resident Savings Account holders can add/update their mobile numbers by visiting the nearest ICICI Bank branch or ATM (selected ATM).
  
  
• NRI customers can add/update their registered mobile numbers by contacting 24-hour customer care or by visiting the nearest ICICI Bank branch or ATM (selected ATM).
  
  
• NRI customers can generate user IDs only through the Bank Account option.
  
  
• Customers will receive the user ID and status of the user ID on the registered mobile number.
  
  
• You can activate your User ID by generating a password online.
  
  
• To generate a password, log on to www.icicibank.com and click on "Generate Password Online" on the login page.
  
  

How to check ICICI Bank Net Banking account balance online?

Here are the steps to check your balance online via Internet Banking:

Step 1: Visit the official website of ICICI Bank Net Banking.

Step 2: You will have to click on the login button, which is located at the top right corner of the homepage.

Step 3: Now you will have to select ‘Personal’ under the Internet Banking section.

Step 4: Now you will have to enter the user ID and password to access your account.

Step 5: Now that you have to log in, you will be directed to the ‘My Accounts’ page.

Step 6: Now you can view your account summary, including the current balance of your linked accounts.

Security Tips

• Verify Website Authenticity: Make that the URL in the address bar begins with 'https://' and has a padlock symbol, indicating a secure connection.
  
  
• Monitor Account Activity: Check your balances and statements online on a regular basis to quickly spot any unauthorized activity.
  
  
• Check Last Login Details: After logging in, review the 'Last Logged In' date and time on the 'My Accounts' page to confirm no unauthorized access occurred.

By following these instructions, you may easily view your ICICI Bank account balance online while protecting your financial information.

ICICI Bank Net Banking daily limit and charges

Key Points

• Digital Transactions: NEFT/RTGS via Internet Banking and iMobile Pay are completely free.
• NEFT and RTGS services are available 24/7.
• GST: The charges do not include GST, which is added separately.

ICICI Bank Net Banking App

The ICICI Bank iMobile Pay app is one of the best mobile banking solutions that provides a safe user experience. iMobile Pay allows users to easily manage savings, current, and deposit accounts, and transfer funds through NEFT, RTGS, or IMPS. You can pay utility bills or recharge services. The app has allowed you to invest in mutual funds, fixed deposits, recurring deposits, loans and credit card management.

The integration with UPI allows users to send/receive money and scan QR codes and multiple UPI IDs are managed. For protection against breaches of security, there is multi-factor authentication, end-to-end encryption, and timed logouts. Customers can register and access 

services through the Google Play Store and Apple App Store.

How to Transfer Funds Through ICICI Bank Net Banking?

Transferring funds through ICICI Bank’s Internet Banking is a straightforward process. Follow the steps

Step 1: You can access your ICICI Bank Internet Banking account using your user ID and password.

Step 2: Now you have to click on the ‘Payment and Transfer’ tab, and then you have to select Fund Transfer.

Step 3: Select and choose the best method to transfer money to other banks.

Step 4: Now you will have to add a new payee and enter the beneficiary details, including Name, Account Number, and IFSC code.

Step 5: You will have to confirm the addition using the OTP which is sent to your registered mobile number.

Step 6: Now you will have to select the beneficiary from your list and enter the amount you want to send.

Step 7: Now you will have to choose the transfer mode that is NEFT, RTGS, or IMPS based on your urgency.

Step 8: Now, you must provide additional details if required, such as remarks.

Step 9: Now you will have to review the transaction details for accuracy or recheck it.

Step 10: Finally, you have to confirm the transaction using the OTP sent to your registered number.

Step 11: After all this successful transfer, you will receive a confirmation message that will be displayed on your screen. You can save or print the transaction receipt for your future needs.

ICICI Bank Net Banking Customer Care Number

You can call on numbers dedicated to assisting you with various banking needs. These are toll-free numbers 1800 1080, 1800 1080, and 1860 1206699. For more detailed information and additional contact options, including email addresses and international helpline numbers, please visit ICICI Bank’s official website.

Conclusion

ICICI Bank’s Internet Banking platform offers a wide range of services, enabling customers to manage their finances securely from anywhere. It has features like fund transfers, bill payments, investment options, and great security measures. 

For more details, just visit the website or contact customer care for all your banking needs.

ICICI Bank Net Banking Frequently Asked Questions

Q. How to Open an ICICI Bank Account Online?

To open an ICICI Bank account online, go to the ICICI Bank Savings Account page, select your account type, fill out the application with PAN and Aadhar, authenticate with e-KYC, and make the initial deposit. Once processed, you will receive account information and be able to set up Internet Banking.

Q. ICICI Bank Net Banking Password?

Visit the ICICI Net Banking website. You will find under 'Login', select 'New User'. Then scroll down and click 'I Want My Password'. Read the instructions and then select 'Click Here to Proceed'. You will have to type in your User ID and registered mobile number, then click 'Go'. Now enter the OTP and grid card data from the back of your debit card, then click 'Go'.

And finally enter the new password and click 'Go'.

Q. ICICI Bank Net Banking Customer Care

You can call on numbers dedicated to assist you with various banking needs. These are toll-free numbers 1800 1080, 18001080, 18601206699. For more detailed information and additional contact options, including email addresses and international helpline numbers, please visit ICICI Bank’s official website.

Q. Should I register for ICICI Bank Bill Payments separately?

You do not need to register separately for the ICICI Bank Bill Payments service. The service is available to all ICICI Bank account holders and credit cardholders. All you need are your online banking account and password. At the same time, the biller must be registered online.

Q. What are the benefits of ICICI Mobile Banking?

The key advantage of ICICI Mobile Financial is that it allows consumers to do a variety of financial transactions, including fund transfers, balance enquiries, bill payments, mobile recharge, and many more. 

Q. What is the maximum limit on ICICI Net Banking transactions?

The highest transaction limit for IMPS using ICICI Net Banking is Rs. 5 lakh. Both RTGS and NEFT have a transaction limit of Rs. 10 lakhs. 

Q. How do I recover my ICICI Net Banking password after it is disabled?

If your ICICI Net Banking password is disabled, you can regenerate it through the official website. If you do not prefer the online approach, you can phone ICICI Bank's customer service team, authenticate yourself, and proceed according to the bank's instructions.

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