Author
LoansJagat Team
Read Time
9 Minute
16 Jan 2025
Capital Small Finance Bank’s Net Banking provides the finest and most secure online banking facility. It invites its customers to manage their funds conveniently while being anywhere in the world.
Let’s consider Mr. Sharma, a small business owner in New Delhi, as an example. He had little time for traditional banking because he had to juggle his obligations and manage business operations.
When he learnt about Capital Small Finance Bank’s Net Banking services, he was able to monitor his accounts, make payments, and carry out financial transactions online. This has increased his productivity and given him the free time to focus on expanding his company.
Capital Small Finance Bank’s Net Banking services allow customers like Mr Sharma to enjoy a more efficient and secure banking experience just the way you like it.
Capital Small Finance Bank offers the best net banking services designed to provide customers with convenient access to the net banking facilities of their accounts anywhere and anytime.
Some of the key features are fund management and 24/7 availability, which means you can access your account from anywhere and do transactions also while eliminating the need to visit the bank branch.
You also get a secure transaction, which means the platform uses advanced encryption technology to ensure the security of your transactions and personal information.
Read More – NESFB Net Banking
Apart from these features, you also get benefits like personalized offers on shopping websites, car loans, etc. You also get safe and secure payments, which are end-to-end encryption, OTP verification, and smooth transfer of funds.
Here is the step-by-step guide to follow to learn the registration process of Capital Small Finance Bank Net Banking
Step 1: You have to visit the official website, and you will be redirected to the page of Capital Small Finance Bank.
Step 2: You can access the ‘Net Banking’ option, which you find in the service section.
Step 3: On the Net Banking page, you can select the New User or Register option to start or initiate the registration process. “Refer to Retail User Manual” for more.
Step 4: Now you will have to enter your account number, your registered mobile number, and your personal information.
Step 5: Now you will be asked to create your user ID and set your login and transaction password. Wait. Just remember carefully that your password should be strong enough and confidential.
Step 6: Now you have to verify your password with an OTP sent to your registered mobile number.
Step 7: Now at the bottom, you will have to tick mark the box and agree with the terms and conditions.
Step 8: Now, after doing everything, you will receive the confirmation message. You can log in using your user ID and password. For more information, you can refer to the bank’s FAQs section.
Here is the step-by-step guide to login into your Capital Small Finance Net Banking:
Step 1: Visit the official website of Capital Small Finance Bank Net Banking and click on Internet banking.
Step 2: Click on it, and you will be redirected to a new page where you will see the option of continuing to log in at the bottom in red.
Step 3: Click on Continue to log in, and you will be redirected to a new page of login. You will be asked to fill in the credentials in the required fields.
Step 4: You will see the option of user name and then security questions, and in written form, “Enter the maximum of the following number (18, 1, 4)” and click on the continue option below in red. And that's it.
Forgot username? Don't worry. Here is the step-by-step guide to help you recover your username:
Step 1: Visit the official website and click on the net banking option in the top right-hand corner.
Step 2: Once you click on it, you will be redirected to a new page, and you will have to click on the Continue to Login button at the bottom.
Step 3: After clicking this, you will be redirected to a new page, and here you will see the option below username, “Forgot Username.”
Step 4: Click on it, and you will again be redirected to a new page.
Step 5: On this page, you will be asked to fill in the credentials.
Step 6: Banking Type, whether retail or corporate. Your registered mobile number and individual customer code. And then click on proceed.
You can read the note, which is for more safety and security.
Here is how you can check your Capital Small Finance Bank Net Banking account balance online:
Step 1: First of all, you have to visit the official bank website and log into your account by inserting the username and password in the required fields.
Step 2: Then click on the login button, which is at the bottom. And you will log in to your account.
Step 3: After logging in, you will go to the Account Summary or Account Details section.
Step 4: You will be able to see your current account balance as it will be displayed alongside other account details.
Here is the step-by-step guide to how to transfer money:
Step 1: The first step is always to visit the official website and click on the net banking login. Once you click on it, you will be redirected to a new page with a user ID and password.
Step 2: After filling in the required details, you will have to click on the login button.
Step 3: Once you are logged into your account, select the option of fund transfer from the menu.
Step 4: Now you will have to select the option of transfer method, such as NEFT, RTGS, or IMPS.
Step 5: Now you will have to enter the beneficiary details like account number, bank name, IFSC code, and other required information.
Step 6: Now you will have to enter the amount you wish to send to your dear ones and any remarks if wished.
Step 7: Now confirm the transaction using the required authentication method, such as an OTP sent to your registered mobile number.
Step 8: Double-check the details and submit the request.
Here is the table for a better representation of the daily limits and charges of Capital Small Finance Bank Net Banking:
Service | Limit | Charges |
NEFT Transfer | Through Net Banking: ₹1 to ₹7.5 lakhs per day. | Upto ₹10,000: ₹2.50 per transaction ₹10,001 to ₹1 lakh: ₹5 per transaction ₹1,00,001 to ₹2 lakhs: ₹15 per transaction - Above ₹2 lakhs: ₹25 per transaction. |
RTGS Transfer | Typically used for transactions above ₹2 lakhs. | ₹2,00,001 onwards: ₹25 per transaction. |
IMPS Transfers | Limits may vary; please refer to the bank’s official schedule of charges for details. | Charges may apply; please refer to the bank’s official schedule of charges for details. |
Inward RTGS/NEFT | No limit | Free |
Outward Cheque Return Charges | For Savings Accounts: ₹75 per instrument; For Current Accounts: ₹75 per instrument. | |
Inward Cheque Return Charges | For Savings Accounts: ₹200 per instrument (maximum); For Current Accounts: ₹200 per instrument. |
These limits and charges are subject to change. For the most current information, refer to the Schedule of Charges on Current Account and Service Charges sections on the official website.
Download the app of Capital Small Finance Bank and get started with all the extremely best services just in one click. All you have to do is download the app from the Google Play Store and Apple iOS Store. You can use all the banking facilities whenever you want and at any time without any hassle.
Also Read - Ujjivan Net Banking
Capital Small Finance Bank Net Banking provides the best customer service. For any inquiries or assistance related to Capital Small Finance Bank’s Net Banking services, you can reach out to customer support anytime which is open 24/7 through the following channels.
Email: customerrelations@capitalbank.co.in
Capital Small Finance Bank is committed to offering the best most feasible and secure Net Banking services to its customers. Its user-friendly interface and tight security measures provided to its customers can efficiently manage their finances online. For any assistance, the bank’s dedicated customer care team is available 24/7 to address the issues customers people are facing.
Q. What is Net Banking?
Net Banking, also known as online or Internet banking, enables users to perform various banking tasks online, providing a convenient means to manage accounts, transfer funds, pay bills, and access other banking services without visiting a physical branch.
Q. How to Register for Net Banking Services?
To apply for Net Banking, go to the bank's official website and then click on Net Banking. Then click on the 'New User' or 'Register' option, and click on your way by following whatever is provided through the screen, which generally involves account details verification, setting up of a User ID and password, security procedures completion, etc. However, for detailed guidance, refer to the bank's Retail User Manual.
Q. How to Reset my Net Banking password?
If you forget your Net Banking password, you can reset it by going to the Net Banking login page and clicking on 'Forgot Password'. You will be asked to verify your identity using your User ID, registered mobile number, and other required details. After successful verification, you can set a new password. If you face any issues, contact customer support at 1800 120 1600 or email customerrelations@capitalbank.co.in.
Q. How to update my contact information?
You can update your contact details by visiting a Capital Small Finance Bank branch or by contacting customer support. You will be required to produce valid identification and fill up the necessary forms so that your information is updated correctly in the bank's records.
Q. How to report unauthorized transactions in my account?
If there are some unauthorized transactions in the account, it can be intimated to the bank's customer care at 1800 120 1600 or by directly approaching the net banking portal while entering the history of transactions; thereby reporting inappropriate and malicious transactions and bringing the concerned banks to an early action against any fraudulent usage in the customer account.
Other Net Banking Services | |||
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LoansJagat Team
We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?
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