Founded in 2003 by Rana Kapoor and Ashok Kapur, this private bank focused on retail banking, MSMEs, corporate banking, investments, and many others. A widely popular and one of the leading private banks in India, it has covered over 700 cities in India, with 1,198 branches and 1,301 ATMs. An article from The Economic Times cites that Yes Bank made ₹553 crore profit in September 2024.

Yes Bank extends its banking services to all people. Due to their grass-roots approach, it remains most popular among Indians. They finance many MSMEs through their banking services. All the banking services of Yes Bank are hassle-free and easy to use.

Yes Bank’s Net Banking: An Overview

Net Banking is an online banking service that has become popular since the early 2000s. Yes Bank integrates the net banking service to provide smooth banking service to their customers. Many of its customers avail all the banking services in their comfort zone without visiting the bank.

An account holder can pay bills, open accounts, manage deposits, and many others through Yes Bank’s net banking. It is a 24/7 banking service, where the net banking user can conduct their financial transaction at any time. Without visiting the branch, one can check their bank balance and generate statements.

Features of Yes Bank’s Net Banking

Features	Description
Account Balance	Check your balance at any time.
Account Statement	Generate your account statement easily.
Transfer of Funds	Funds can be transferred to your needs.
Banking with Third Party Account	Transfer your funds to any bank account.
Manage Deposits	You can track all your deposits.
Apply for a Credit Card	Apply for a credit card via net banking.
Loan Application	Apply for a loan with paperless processes.
Cheque Book	Request a chequebook via net banking.
TDS/Form 15GH	Manage all your taxation.
Investments	Have a Demat account for stock markets.
Mutual Funds	Track all your mutual funds’ investments.

How to Register for Yes Bank Net Banking?

Step 1: Go to the official website of Yes Bank.

Step 2: On the right side, you will see the tab "Login" when you place your cursor there.

Step 3: You will see the drop-down menu. Click “Yes Online.”

Step 4: On the next page. Click “Register Here.”

Step 5: Read the instructions before the registration process.

Step 6: Click the checkbox “I agree to Terms and Conditions" after reading it thoroughly.

Step 7: Click “PROCEED.”

Step 8: From the next page, your registration for net banking starts. If you look at the top centre, you will see a timer, which is set for five minutes only. You need to complete the registration process within the stipulated time.

Step 9: Below the timer, you can see “Registration Via.” Click that dropdown menu.

Step 10: You will see three methods to log in your net banking registration:

Debit Card
Credit Card
Loan Account

Read More - YES Bank Timings

Disclaimer: You can choose any of these methods to register for net banking. However, almost all the processes are the same with slight changes. Have your registered mobile number and customer ID with you during the registration process.

Step 11: Choose any of the below-mentioned methods to continue the registration process.

Debit Card

Credit Card

Yes Bank Loan Account

Enter the following details:

Customer ID

Card Number

Debit Card PIN Number

Enter the following details:

Card Number

Date of Birth

Expiry Date

Enter the following details:

Customer ID

Loan Account Number

Date of Birth.

Disclaimer: If you do not know your customer ID, click “Know Your Customer ID.” A small screen pops up. There, enter your registered mobile number, date of birth, or PAN card number. Then click “Proceed.”

Click the tab “Next.” A One-Time Password (OTP) will be sent to your mobile number. Enter the OTP. The bank server will retrieve your Customer ID.

Step 12: After completing it, click the tab “NEXT.”

Step 13: Create your login ID and password. You need to enter the password two times for confirmation.

The password must be created adhering to their guidelines: one uppercase, one lowercase, one number, and one special character.

Step 14: Click the check box “Register for SMS and Missed Call Banking.”

Step 15: Click “Proceed.”

Step 16: An OTP will be sent to you. Enter the OTP to validate it.

Step 17: After validating OTP, click “PROCEED.”

You have successfully created your net banking username and password.

Step 18: On the homepage, enter your username and password to log into the net banking.

Step 19: When logging in, you need to set the security questions. As a first-time user, you will see this procedure. Click “Set Security Questions.”

Step 20: You need to set five security questions and also set answers. This will be used for future purposes, in case you have a problem logging in with Net Banking.

Step 21: After setting questions, click “NEXT.”

Step 22: An OTP will be sent to your mobile number. Enter the OTP to validate it.

Step 23: Click “PROCEED.”

Step 24: You have successfully created security questions. The screen shows “Done!”. Take a screenshot of the reference number.

Step 25: Click the tab “DASHBOARD.”

Step 26: You will be taken to the dashboard. Here the screen displays your address. Verify it and click “YES.”

Step 27: Select the language that you want to have in the net banking.

The following languages are available in Yes Bank’s Net Banking

English, Hindi, Marathi, Gujarati, Bengali, Odia, Assamese, Kannada, Malayalam, Tamil, and Urdu.

Step 28: Again, you will be in the net banking dashboard. Navigate to all the options of net banking services.

How to Reset Net Banking Password?

Step 1: Go to the official website of Yes Bank.

Step 2: On the right side, you will see the tab "Login." Place your cursor there.

Step 3: You will see the drop-down menu. Click “Yes Online.”

Step 4: You will be taken to the next page. Click “Forgot Password.”

Step 5: Read the message in the dialogue box. Then read the terms and conditions. Click the check box “I agree to Terms and Conditions.”

Step 6: Click “PROCEED.”

Step 7: From this page, you can continue the process. Click the drop-down list, and you will see five methods to reset the Net Banking password:

Procedures	Debit Card	Credit Card	Loan Account	Aadhaar	Personal Information (For NR Customers)
Step 1	Enter Customer ID	Enter Card Number	Enter Customer ID	Enter Customer ID	Enter Customer ID
Step 2	Enter the Debit Card Number	Enter Date of Birth	Enter the Loan account number	Enter Date of Birth	Enter Email Address
Step 3	Enter Debit Card PIN	Enter Expiry Date	Enter Date of Birth	Enter Aadhaar number	Select Country
Step 4	Enter Password	Enter Password	Enter Password	Enter Password	Enter Mobile Number
Step 5	Re-enter password	Re-enter password	Re-enter password	Re-enter password	Enter your Date of Birth or PAN card number

Disclaimer: The time limit is only five minutes. You can see the timer on the top-center of the website.

Step 8: Generate a password.

Step 9: Confirm the password once again.

You have successfully reset the net banking password.

How to Register for Mobile Banking?

Step 1: Download the official Yes Bank Mobile Banking App from the Google Play Store or Apple App Store. The name of the app is Iris by YES BANK—Mobile App.

Step 2: After installation, the app may ask for permission to access your data. Select allow for all the permissions.

Step 3: The app verifies all the data. Select “Proceed.”

Step 4: A message pops up, which it asks whether you have any existing relationship with Yes Bank. Select “Yes.”

Step 5: You have four options to activate your mobile banking: Debit Card, Credit Card, YES ONLINE (Net Banking), and Loan Account.

Step 6: Choose either of the methods and select “Proceed.”

Step 7: Here you need to enter the details related to the method that you have chosen

Example: If you have chosen debit, then enter details of Customer ID, Debit Card Number, and PIN.

Step 8: After entering the details, select “Proceed.”

Step 9: You have set your MPin. After confirming it by re-entering, select “Set MPIN.”

Step 10: You will have a message “Device registered successfully”. Select “OK.”

Step 11: You will be in the login display of your app. Enter your MPIN.

Step 12: A short message shows the terms and conditions. Select the check box “I agree to the Terms and Conditions.”

Step 13: Select “Proceed.”

Step 14: The app shows guidelines to you. Read it thoroughly for efficient usage of the app.

Step 15: Click “Proceed.”

Step 16: A message displays in your app, which asks you whether you want to set a biometric lock. If interested, set it.

Step 17: After completion, you will see a message “Device registered successfully”.

Step 18: Select “OK.”

You have registered your mobile banking. Navigate to all the options and banking services.

How to Login Yes Bank’s Net Banking?

Step 1: Go to the official website of Yes Bank.

Step 2: On the right side, you will see the tab "Login." Place the cursor there.

Step 3: You will see the drop-down menu. Click “Yes Online.”

Step 4: You will be taken to the next page.

Step 5: Enter your login ID and password.

Step 6: Click the tab “Log in.”

You will be logged into the dashboard of your Net Banking account. You can initiate any of the net banking services.

How to Check Account Balance?

Step 1: Go to the official website of Yes Bank.

Step 2: On the right side, you will see the tab “Login.” Click it.

Step 3: You will see the drop-down menu. Click “Yes Online.”

Step 4: You will be taken to the next page.

Step 5: Enter your login ID and password.

Step 6: Click the tab “Log in.”

Step 7: On the dashboard, you will be able to see the balance of your account.

If you need to track all the financial transactions, click the option “Account Statement”, which is at the bottom of the website. Select the date, month, and year to generate your account statement.

Also Read – YES Bank Zero Balance Account

How to Transfer Funds in Net Banking?

Step 1: Go to the official website of Yes Bank.

Step 2: On the right side, you will see the tab “Login.” Click it.

Step 3: You will see the drop-down menu. Click “Yes Online.”

Step 4: You will be taken to the next page.

Step 5: Enter your Login ID and Password.

Step 6: Click the tab “Log in.”

Step 7: You will see the dashboard of your net banking account. Click the tab “Money Transfer.”

Step 8: On the next page, you will see a money transfer dashboard. Click the dropdown menu “Other.”

Step 9: On the dropdown menu, click “Account Number.”

Step 10: A new page will open, where you need to enter the account number and transfer amount (transfer limit ₹ 50,00,000). Remember, you need to re-enter the account number again for confirmation.

Step 11: Click “Yes Bank" if the payee has a Yes Bank account. If not, click “Other Bank" if the payee has another bank account.

Step 12: Select the mode of transfer, namely, IMPS, NEFT, and RTGS.

Step 13: Select the account type, namely the current account and savings account.

Step 14: Enter the IFSC Code.

Step 15: You may enter any description regarding the money transfer. It is a message. This is optional but not compulsory.

Step 16: Click “NEXT.”

Step 17: On the next page, you need to verify all details about the money transfer. If you have any changes, click the tab “EDIT” to make changes.

Step 18: Click “CONFIRM.”

Step 19: You will receive the OTP to your registered mobile number. Enter it.

Step 20: Click “PROCEED.”

You have successfully transferred the funds. The page shows “Done!”

Tips for Efficient Usage of Net Banking

Never share your username and password with anyone.
Avoid logging it from unsecured devices.

Example: Ensure that the device you are going to use to log in is safe and secure from cyberattacks.

Always ensure that you have added the correct bank account of the beneficiary.
Avoid using net banking in public places.
Ensure that no one sees your dashboard during the net banking. This may look awkward, but it is about safeguarding your privacy and bank details.
Create a username and password that are easy to remember. It is advisable not to have the same username and password for your social media accounts or any other net banking accounts.
Track all your financial transactions at least once a month.
Check if you have incurred any charges for transactions and other banking services.
Always use a secured browser to open your Net Banking account.
After completing your net banking, always log out.
Do not share your net banking account with others at any cost. It is not legally right to access someone’s bank account.

How to Open a Savings Bank Account?

You can open a Yes Bank savings bank account by visiting the branch. A savings account helps you to save your hard-earned money and keeps accumulating on the basis of the interest rate.

Ensure the following things are kept in mind before opening a savings bank account.

You must be legally 18 years of age or older.
Submission of Identity Proof: Use your Aadhaar card for the application process.
Attachment of PAN Card details.
Ensure both the Aadhaar card and PAN card are interlinked.
Have an active mobile number for all the banking processes.
It is advisable to submit your email address also. Because all the banking processes have been integrated with technology and online servers.
Ensure you have applied for SMS alerts.

Yes Bank Net Banking: Limitations and Charges

Transaction Mode	Amount	Charges
IMPS	Up to ₹ 5,00,000	₹ 5 + GST
NEFT	Up to ₹ 10,000	₹ 2.50 + GST
	₹ 10,001 to ₹ 1,00,000 lakhs	₹ 5 + GST
	₹ 1,00,001 to ₹ 2,00,000 lakhs	₹ 15 + GST
	Above ₹2,00,000 lakhs	₹ 25 + GST
RTGS	₹ 2,00,000 to 5,00,000 lakhs	₹ 25 +GST
	More than ₹ 5,00,000	₹ 50

Yes Bank Customer Care

Type	Contact Information
General Enquiries	Telephone: 1800-1200 (TOLL-FREE) Email Addresses: yestouch@yesbank.in yesfirst@yesbank.in
Corporate Enquires	+ 91(22) 5091 9800 (or) +91 (22) 6507 9800
Credit Cards	Telephone: YES First and Yes Premia:1800 103 6000 YES Prosperity: 1800 103 1212 Email Addresses: General queries: yestouchcc@yesbank.in Retail Closure/Cancellation: creditcard.closure@yesbank.in Commercial Closure/Cancellation: cc.corporateassisst@yesbank.in

Conclusion

The features of Yes Bank net banking offer a wide range of banking options, with which its customers can enjoy all the benefits. All the money transfer processes and money management are easy with net banking. Any changes related to your profile or banking can be done in your comfort zone. The Yes Bank net banking reduces the frequent visits to the bank for all kinds of financial transactions and other banking.

FAQs Related to Yes Bank Net Banking

Can I activate the Yes Bank Net Banking from my home?

Yes, you can activate it. However, you must have a bank account with a registered mobile number.

Does Yes Bank charge to activate net banking?

No, there are no charges to activate your net banking.

Who is eligible to activate Yes Bank Net Banking?

Those who have a bank account in Yes Bank are eligible to activate Yes Bank Net Banking.

Can I transfer my funds to another bank account from Yes Bank Net Banking?

Yes, you can transfer your funds to another bank account from Yes Bank Net Banking.

Is Yes Bank Net Banking a reliable platform?

Yes, it is a reliable net banking platform that offers seamless transactions and various banking services.

Other Net Banking Services
Varachha Bank Net Banking	Thane Bharat Sahakari Bank Net Banking	KCC Net Banking	BGGB Net Banking
Suryoday Net Banking	Fincare Small Finance Bank Net Banking	RMGB Net Banking	APGB Net Banking
Mahesh Bank Net Banking	TMB Net Banking	CRGB Net Banking	CSB Bank Net Banking
Fino Net Banking	Bharat Bank Net Banking	BCCB Net Banking	OGB Net Banking
City Bank Net Banking	HSBC Net Banking	Corporation Bank Net Banking	IDBI Bank Net Banking
Allahabad Bank Net Banking	HDFC Bank Net Banking	DBS Bank Net Banking	DBS Bank Net Banking
SBI Net Banking	Capital Small Finance Bank Net Banking	ICICI Bank Net Banking	Karnataka Bank Net Banking
Karur Vysya Bank Net Banking	Kerala Gramin Bank Net Banking	NESFB Net Banking	NKGSB Net Banking
Duetsche Bank Net Banking	Federal Bank Net Banking	Paytm Net Banking	Union Bank Net Banking
Bandhan Bank Net Banking	BOB Bank Net Banking	Post Office Net Banking	Bank of India Net Banking
Standard Chartered Net Banking	Syndicate Bank Net Banking	Central Bank Net Banking	IndusInd Bank Net Banking