YES Bank Timings – Working Hours, Lunch Break & Holiday Schedule

Roshni, a content writer, was excitedly awaiting her first salary credit. She was excited to learn that she had received a deposit of ₹20,000. Her plans included a ₹5,000 saree for her mother, ₹3,000 shoes for her brother, and a ₹1,500 diary for her father. However, her excitement immediately turned to irritation when her card did not operate at the nearest YES Bank ATM. Determined, she walked 5km to the nearest branch, but she discovered that it was closed. If she had checked the bank hours ahead of time, she could have avoided the trip and maintained her excitement.

This is why understanding YES Bank's hours is crucial. Whether you're withdrawing money, depositing a check, or considering a loan, knowing when the bank is open can save you time, effort, and stress. Through this process, we'll look at the different timings and services provided by YES Bank.

YES Bank Timings Overview

YES Bank is one of India's major private-sector banks, known for its innovative financial solutions and customer-centric perspective. Since it was founded in 2004, the bank has successfully carved out an area of expertise for itself in the Indian banking business by providing a diverse variety of services, including savings accounts, loans, digital banking, and investment options. 
Despite its ease and efficiency, knowing the bank's operation hours can make a significant difference in your banking experience.

Knowing the bank timings is important to plan the visits and transactions. Here is a step-by-step breakdown of working hours, working days, lunch times, and special services.

1. Branch Opening and Closing Hours

YES Bank branches operate during standard banking hours. 

Note: Some branches may extend their closing time to 5:00 PM on weekdays.

Rahul, a resident of Delhi, observed that the hours of operation for his local branch are 9:30 AM to 6:00 PM. He schedules his visits in advance to avoid last-minute rushing. It should be noted that if the bank closes to the public at 6:00 PM, staff members may work extended hours to address internal concerns. To avoid complications, it is always advisable to complete your work prior to closing time.

2. Working Days

YES Bank operates six days a week, except on Sundays and public holidays.

Rahul ensures that he completes his financial responsibilities by Saturday, as the branch is closed on Sunday.  Most Indian banks follow a six-day workweek, allowing consumers to manage their financial needs over the week.  However, it is always a good idea to check the particular hours of your local bank, as some branches in remote locations may have slightly different schedules.

3. Lunch Timings

During lunch hours, customer service may be temporarily paused.

To avoid interruptions, Rahul plans his visits outside lunch hours.

4. Specialised Banking Services Timings

Rahul uses the locker facility to store crucial documents and makes sure to visit during the designated hours, which are 9:30 AM–6:00 PM. YES Bank provides a vital service called lockers, which allow customers to securely keep their belongings. However, it is crucial to remember that access to the locker facility is only available during branch hours, and clients must bring their locker keys and identity credentials to make use of this service.

Weekend and Holiday Timings

1. Weekend Operations

While YES Bank branches are closed on Sundays, they operate on Saturdays at the same times as weekdays. However, some services like cash deposits or withdrawals may have limited availability.

Rahul ensures that he completes his financial responsibilities by Saturday, as the branch is closed on Sunday. Most Indian banks follow a six-day workweek, allowing consumers to manage their financial needs over the week. However, it’s always a good idea to check the specific timings of your local branch, as some branches in rural areas may have slightly different schedules.

2. Holiday Schedule

YES Bank follows the Reserve Bank of India’s (RBI) holiday calendar. On public holidays, branches remain closed, but digital banking services remain accessible.

National and State Holidays Observed

1. National Holidays

2. State Holidays

YES Bank observes both national holidays and state-specific holidays, ensuring that customers can plan their banking activities accordingly. Below is a general overview of national holidays and examples of state holidays for some states. For the most accurate and updated holiday list, customers should refer to the official YES Bank website or the RBI holiday calendar.

Digital Banking and Fund Transfer Timings

1. Fund Transfer Timings

Rahul usually transfers ₹10,000 to his mother, for which he usually prefers using IMPS for instant transfers, especially during weekends. The IMPS service is a convenient option for customers who need to transfer funds instantly, even outside of regular banking hours. However, it’s important to note that while IMPS is available 24/7, NEFT and RTGS services are only available during specific hours. Therefore, it’s always a good idea to check the timings before initiating a transfer.

2. Digital Banking Services Availability

Rahul uses mobile banking for bill payments and fund transfers anytime, anywhere.

YES Bank Customer Care Timings

Rahul contacts the toll-free helpline 1800 1200 for quick resolutions to his queries. The customer care team is available 24/7 to assist customers with their queries and concerns. However, it’s important to note that while the toll-free helpline is available around the clock, specific services like loan or credit card inquiries may have limited timing. Therefore, it’s always a good idea to check the timings before contacting customer care.

Conclusion

YES Bank offers flexible banking hours and extensive digital services, ensuring convenience and efficiency. Staying informed about operational hours allows for a seamless banking experience.

For the latest updates, visit the official website: www.yesbank.in. Happy banking!

FAQs on YES Bank Timings

1. Does YES Bank offer extended banking hours for particular services?

Although conventional working hours apply to most transactions, some YES Bank offices offer extended working hours or high-net-worth priority banking services.

2.    Can I visit a YES Bank location outside regular business hours for emergency services?

YES Bank does not typically offer after-hours in-person banking services. Nonetheless, urgent financial needs, such as reporting fraudulent activity or disabling a missing debit card, are handled by YES Bank's 24/7 Customer Care or through internet banking.

3. Are YES Bank's forex and trade services available during working hours?

YES Bank's trade and forex services typically operate throughout standard banking hours, from 9:30 a.m. to 4:30 p.m.

4.  Do corporate banking clients have specific working hours?

Corporate banking services typically operate throughout the same hours as retail banking, although relationship managers are frequently assigned particular working hours to support clients outside of regular hours. 

5.   Are there different working hours at YES Bank branches in rural areas?

While all YES Bank branches typically operate from 9:30 a.m. to 4:30 p.m., rural locations may have slightly different hours depending on local laws and regulations.

6.   How long does it take for YES Bank cheques to clear?

YES Bank normally clears cheques during working hours, with the bulk of cheques cleared by 2:00 PM on business days. If you deposit a cheque after the cut-off time, it will be processed the next business day.

7.   Is it possible to schedule an appointment at a YES Bank location to avoid waiting in a queue?

YES Bank allows customers to schedule appointments for services such as loan counselling, asset management consulting, and locker access. 

8.  What are YES Bank's call centre support hours?

The YES Bank customer care helpline is open 24 hours a day, 365 days a week, and clients can lodge complaints, get account information, or seek assistance at any time.  

9.  Is there a special banking time for senior citizens at YES Bank? 

YES Bank offers exclusive service counters or priority banking facilities for senior citizens during the early hours of the business day. While there are no exclusive working hours, seniors receive faster service during off-peak hours.

10.  Do I have access to large withdrawals outside YES Bank's regular hours?

Large cash withdrawals usually require advance notice and must be completed during branch business hours. 

11.  What time does YES Bank open on festival days?

YES Bank branches might remain open on festival days for limited hours, especially in areas where local holidays are recognized. 

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