Shivalik Bank Net Banking - Your Guide to Online Banking Services

Internet banking is one of the first methods of conducting online transactions. It allows customers to conduct financial activities and manage their accounts over the Internet in a secure and convenient manner.

One of the major initiatives in the country's payment system is still growing and plays a significant role in improving financial inclusion and offering safe and convenient ways for people to conduct transactions.

The share of UPI in digital payments has increased to almost 80%, showing a high rise in popularity and usage as a preferred mode of making secure and quick transactions in India. It indicates the growing dominance of digital payments for secure, fast transactions.

This bank's Internet banking service, Shivalik Bank, offers online banking, making the act of banking easy and convenient for all customers. Using this service, you can instantly view your bank accounts, deposits, and loans at any time and location. You can perform any banking transaction safely, from the comfort of your home or even while on the road, without having to visit a branch.

What is Shivalik Bank?

Shivalik Small Finance Bank is India-based. It offers retail banking services. It was established in 1998. Yashvir Kumar Gupta started it. Earlier, it was known as Shivalik Mercantile Co-operative Bank (SMCB). It is the first co-operative bank from India to which restructuring was done in a small finance bank. 

Shivalik Bank offers the entire gamut of banking products and is on all the major retail payment platforms and hence is accessible to all Indian customers. It runs on Infosys Finacle's core banking and digital banking platforms.

Features of Shivalik Bank Net Banking

All such features that are provided by the Internet banking at Shivalik Bank 

Personalised Dashboard: It gives an easy-to-view personalised interface of account details and respective banking services.

Customised Account Statement: It also offers seeing and downloading statements according to the wish of the user.

Transfer funds: Transfers of funds via different NEFT, RTGS, and IMPS channels, ensuring a safe transfer.

Fixed Deposit Opening/Management: Open a new fixed deposit or manage an existing one from anywhere using Internet banking.

New Cheque Book: A new chequebook can be requested easily with the help of Internet banking.

Cheque Stop Payment: Stop cheque payment whenever needed through Internet banking.

Services offered by Shivalik Bank Net Banking

Here is the list of net banking services provided by Shivalik Bank:

How to register for Shivalik Bank Net Banking

Here are some key documents needed to register for Shivalik Internet Banking Services; these things will be required to register.

• Debit Card.
• Registered Mobile No. & Registered Email ID.
• Shivalik Bank Customer ID.

Here’s the edited version of the text, with hyperlinks preserved:

Step-by-Step Registration Process for Shivalik Bank Net Banking

1. Visit the official website of Shivalik Bank Net Banking.
   
   
2. Click on ‘Net Banking Login’ (4th option in the navigation bar).
   
   
3. On the login page, click on ‘New User’ in the blue bar.
   
   
4. Select ‘With Debit Card’, and then click on ‘Next’.
   
   
5. Fill in all the required details (Debit Card Number, Expiry Date, PIN), and click on ‘Continue’.
   
   
6. Enter the OTP received on your registered mobile number.
   
   
7. Set your ‘Login Password’ and ‘Transaction Password’.
   
   
8. You’re now registered for Shivalik Bank Net Banking.

How to Log into Shivalik Bank Net Banking

Here is the step-by-step login process:

1. Visit the official website of Shivalik Bank Net Banking.
   
   
2. Click on ‘Net Banking Login’ (4th option in the navigation bar).
   
   
3. On the login page, enter your ‘User ID’ and ‘Verification Code’, and click on the ‘Login’ button.
   
   
4. Enter your ‘Login Password’, and click on ‘Continue’.
   
   
5. You’re now logged into Shivalik Bank Net Banking.

Disclaimer: If you don't remember your USER ID, call Shivalik Bank’s customer care at 1800-202-5333. Alternatively, you can find your USER ID in the message received when you registered your account with Shivalik Bank.

How to Reset Password for Shivalik Bank Net Banking

Follow these steps to reset your password:

1. Visit the official website of Shivalik Bank Net Banking.
   
   
2. Click on ‘Net Banking Login’ (4th option in the navigation bar).
   
   
3. On the login page, click on ‘New User’ in the blue bar.
   
   
4. Select ‘With Debit Card’, and then click on ‘Next’.
   
   
5. Fill in all the required details (Debit Card Number, Expiry Date, PIN), and click on ‘Continue’.
   
   
6. Enter the OTP received on your registered mobile number.
   
   
7. Locate ‘Password Reset’ and click on it.
   
   
8. Create your new password.
   

How to Transfer Funds via Shivalik Bank Net Banking

Here’s the process for transferring funds:

1. Visit the official website of Shivalik Bank Net Banking.
   
   
2. Log into Shivalik Bank Net Banking (refer to the login steps above if needed).
   
   
3. On the next page, select ‘Fund Transfer’ and choose the type of transfer (e.g., NEFT, RTGS, or IMPS).
   
   
4. Enter the recipient’s details (e.g., Account Number, IFSC Code) and the amount to transfer.
   
   
5. Enter your transaction password and click on ‘Pay’.
   
   
6. Click on ‘Confirm’ to finalize the transaction.

Charges for Transferring Funds via Shivalik Bank Net Banking

Here’s a table that provides a better understanding of the charges for transferring funds:

How to Add a Beneficiary in Shivalik Bank Net Banking

1. Visit the official website of Shivalik Bank Net Banking.
   
   
2. Log into Shivalik Bank Net Banking (refer to the step-by-step process mentioned above in the blog).
   
   
3. Locate the ‘Transfers Tab’ and click on it.
   
   
4. Click on the ‘Add Beneficiary’ button.
   
   
5. Fill in all the beneficiary details (e.g., name, account number, account type, and IFSC code), and click on ‘Next’.
   
   
6. Review the details, and again click on ‘Next’.
   
   
7. Click on the ‘Activate Link’ to activate the beneficiary.
   
   
8. Check the activation details and click on the ‘Activate’ button.
   
   

How to Activate Mobile Banking in Shivalik Bank

You can access mobile banking both with a Debit Card and without a Debit Card. Let’s see how:

Register with Debit Card

1. Download Shivalik Bank’s app ‘mshiFFt’ from Google Play Store or Apple Play Store.
   
   
2. Click on ‘Register with Debit Card’.
   
   
3. Enter your Debit Card details (card number, expiry date, and CVV).
   
   
4. Enter the OTP received on your registered mobile number in the app to verify your identity.
   
   
5. Create a Mobile Personal Identification Number (MPIN).
   
   
6. Choose to enable Touch ID or Face ID as per your preference for secure access to your mobile banking app.
   
   

Register Without Debit Card

1. Download Shivalik Bank’s app ‘mshiFFt’ from Google Play Store or Apple Play Store.
   
   
2. Click on ‘Register without Debit Card’.
   
   
3. Enter your customer details (e.g., Customer ID, Name, Date of Birth (DOB), Mobile Number, and Email ID).
   
   
4. Verify the details and click on the ‘Submit’ button.
   
   
5. You will receive a confirmation email on your registered email ID.
   
   
6. You’ll also receive a login password and a transaction password on your registered email ID.
   
   
7. Use the login and transaction passwords received via email to log into your internet banking account.
   
   
8. You’re now successfully registered with Shivalik Bank Mobile Banking.

How to Log into Shivalik Bank Mobile Banking

1. Download Shivalik Bank’s app ‘mshiFFt’ from Google Play Store or Apple Play Store.
   
   
2. Enter your ‘User ID’ and ‘Login Password’, and click on the ‘Login’ button.
   
   
3. Enter the OTP received on your registered mobile number and click on ‘Continue’.

Features Offered by Shivalik Bank Mobile Banking

Here is a table summarising the features of Shivalik Bank's Mobile Banking App:

How to Add a Beneficiary via Shivalik Bank Mobile Banking

1. Download Shivalik Bank’s app ‘mshiFFt’ from the Google Play Store or Apple Play Store.
   
   
2. Locate the ‘Fund Transfer’ option and click on it.
   
   
3. Click on the ‘Add Beneficiary’ button.
   
   
4. Enter the beneficiary's bank account details.
   
   
5. Click on the ‘Submit’ button.
   
   
6. Enter the OTP received on your registered mobile number and email ID.

How to Transfer Funds via Shivalik Bank Mobile Banking

1. Download Shivalik Bank’s app ‘mshiFFt’ from Google Play Store or Apple Play Store.
   
   
2. Click on ‘Fund Transfer’ and then select ‘Quick Transfer’.
   
   
3. Enter details (e.g., bank account number, IFSC Code, and recipient’s name), and click on ‘Next’.
   
   
4. Enter the amount to transfer and click on ‘Transfer’.
   
   
5. Select the account you wish to transfer funds from and click on ‘Proceed’.
   
   
6. Enter remarks and click on ‘Confirm Transfer’.
   
   
7. Enter the OTP received on your registered mobile number.
   
   
8. Click on ‘Done’ to complete the transfer.

How to Check Shivalik Bank Account Balance via Mobile Banking

1. Download Shivalik Bank’s app ‘mshiFFt’ from Google Play Store or Apple Play Store.
   
   
2. Locate ‘Account Statements’ and click on it.
   
   
3. Click on the ‘Account’ button.
   
   
4. Your account balance will be displayed on the screen.
   
   

Alternatively, you can check your account balance via call:

• Call Shivalik Bank’s customer care number at 1800-202-5333.

How to View Last Transactions via Shivalik Bank Mobile Banking

1. Download Shivalik Bank’s app ‘mshiFFt’ from Google Play Store or Apple Play Store.
   
   
2. Locate ‘Account Statements’ and click on it.
   
   
3. Click on the ‘Account’ button to view the last 30 transactions.
   
   
4. Select the ‘Generate Statement’ option to download a detailed statement.

SMS Banking in Shivalik Bank

Here’s a list of services offered by Shivalik SMS Banking and how you can avail of these services:

Simply Send a Keyword for SMS Banking

To perform banking activities via SMS, send the relevant keyword to 9211401010 from your registered mobile number.

Conclusion

Shivalik Bank offers easy and secure banking through its Internet and mobile platforms. Customers can manage accounts, transfer funds, pay bills, request new debit cards, and much more from the comfort of their homes or on the go.

Internet Banking Features:

• NEFT, RTGS, IMPS, and UPI transfers
• Fixed deposit management
• Chequebook requests and stop payments
  
  

Mobile Banking Application - mshiFFt:

• Transfer funds
• Pay bills
• Hotlist lost debit cards

By providing accessibility at any time through a secure banking system, Shivalik Bank enhances financial inclusion. It guarantees customers a fully controlled financial transaction experience.

FAQs Related to Shivalik Bank Net Banking

Q1: What is an Internet Banking Password?
An Internet Banking password is created by the user to log into their online banking account. It works alongside the Internet Banking access number and security number to ensure secure logins and transactions via Internet and Phone Banking services.

Q2: What is the Balance Enquiry Number for Shivalik Bank?
To inquire about your balance, you can call Shivalik Bank's customer care at 1800-202-533 or Email at customercare@shivalikbank.com and visit their official website at www.shivalikbank.com

Q3: What is an MPIN?
MPIN stands for Mobile Personal Identification Number. It is a 4 or 6-digit code used to authenticate transactions in payment or banking apps. It must be entered before making any transaction to ensure security.

Q4: What Do I Do if My MPIN is Blocked?
Your MPIN will lock after three consecutive failed attempts. You can unlock it by selecting the "Forgot MPIN" option under the More Menu in the app. Alternatively, the MPIN will automatically unlock after 12 hours.

Q5: Which is Better: Net Banking or UPI?

UPI is ideal for instant, smooth, and hassle-free daily transactions. Net Banking offers more comprehensive financial services such as fund transfers, account management, and non-financial operations.

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